Queenslanders Credit Union Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $100,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $50,000 $100,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $100,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $50,000 $100,000

4.39% p.a.

5.08% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.39% p.a.

5.08% p.a.

$10.00 monthly

4.74% p.a.

5.54% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.74% p.a.

5.54% p.a.

$10.00 monthly

4.39% p.a.

5.08% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.39% p.a.

5.08% p.a.

$10.00 monthly

4.74% p.a.

5.54% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.74% p.a.

5.54% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.20%*)

  • 4.29% (5.13%*)

  • 4.39% (5.08%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.14% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (5.69%*)

  • 4.64% (5.59%*)

  • 4.74% (5.54%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.64% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.20%*)

  • 4.29% (5.13%*)

  • 4.39% (5.08%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.14% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (5.69%*)

  • 4.64% (5.59%*)

  • 4.74% (5.54%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.64% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

Customer Reviews

How are Queenslanders Credit Union home loans rated by the Mozo community?

Overall customer rating
9.2/10
Price
8.9/10
Features
8.6/10
Customer service
9.5/10
Convenience
8.7/10
Trust
9.4/10

Latest reviews of Queenslanders Credit Union Fixed Rate Home Loan

  • Overall
    9/10
    Tailors loans to client's needs

    Great service with a loan tailored to our needs

    Great service with a loan tailored to our needs

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    8/10

    Lance | NSW

    16 Dec 2015

  • Overall
    8/10
    Good customer service.

    Probably the only con would be when it comes to physical banking the lack of branches or...

    Probably the only con would be when it comes to physical banking the lack of branches or agencies, however because we do all our banking online this really isn't an issue.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Keith | QLD

    08 Oct 2015

  • Overall
    10/10
    Great customer service and innovative products

    Excellent home loan products with flexible features, for example fixed rate home loan with offset...

    Excellent home loan products with flexible features, for example fixed rate home loan with offset account and option to make unlimited repayments. Very friendly staff and always helpful.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rogier | QLD

    28 Aug 2015

  • Overall
    9/10
    Great fixed rate offset loan product

    QCU is a credit union that treats you as a person and not a number.

    QCU is a credit union that treats you as a person and not a number.

    Price
    7/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    9/10

    Thakshila | QLD

    27 Aug 2015

  • Overall
    10/10
    Personal banking where customers are importanat

    It really is a personal service where they know who you are when you ring up. Everything gets...

    It really is a personal service where they know who you are when you ring up. Everything gets followed up. We've been with them for 20 years - or they've been with us. We have our house loan with QCU. We have our business account with QCU. Recently we have refinanced our SMSF with QCU. We know the Brisbane manager personally All our family has accounts with QCU. Recently, when we were having a terrible time, QCU came to our house to help us! Thanks QCU.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Charles | QLD

    27 Aug 2015

Queenslanders Credit Union

About Queenslanders Credit Union

Queenslanders Credit Union is a member owned financial institution that has its members needs in mind when it develops its spectrum of financial products and services. Queenslanders offers its members competitive products in savings accounts, home loans, personal loans, car loans, investment loans, credit cards, debit cards, term deposits and financial planning services.

See Queenslanders Credit Union home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.