Queenslanders Credit Union Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $100,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $50,000 $100,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $100,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $50,000 $100,000

4.39% p.a.

5.08% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.39% p.a.

5.08% p.a.

$10.00 monthly

4.74% p.a.

5.54% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.74% p.a.

5.54% p.a.

$10.00 monthly

4.39% p.a.

5.08% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.39% p.a.

5.08% p.a.

$10.00 monthly

4.74% p.a.

5.54% p.a.

$10.00 monthly

Queenslanders Credit Union Fixed Rate Home Loan

4.74% p.a.

5.54% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.20%*)

  • 4.29% (5.13%*)

  • 4.39% (5.08%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.14% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (5.69%*)

  • 4.64% (5.59%*)

  • 4.74% (5.54%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.64% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.20%*)

  • 4.29% (5.13%*)

  • 4.39% (5.08%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.14% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (5.69%*)

  • 4.64% (5.59%*)

  • 4.74% (5.54%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 5.64% p.a.

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Queenslanders Credit Union home loans rated by the Mozo community?

Overall customer rating
9.2/10
Price
8.9/10
Features
8.6/10
Customer service
9.5/10
Convenience
8.7/10
Trust
9.5/10

Latest reviews of Queenslanders Credit Union Fixed Rate Home Loan

  • Overall
    9/10
    Tailors loans to client's needs

    Great service with a loan tailored to our needs

    Great service with a loan tailored to our needs

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    8/10

    Lance | New South Wales

    reviewed almost 3 years ago

  • Overall
    8/10
    Good customer service.

    Probably the only con would be when it comes to physical banking the lack of branches or...

    Probably the only con would be when it comes to physical banking the lack of branches or agencies, however because we do all our banking online this really isn't an issue.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Keith | Queensland

    reviewed about 3 years ago

  • Overall
    10/10
    Great customer service and innovative products

    Excellent home loan products with flexible features, for example fixed rate home loan with offset...

    Excellent home loan products with flexible features, for example fixed rate home loan with offset account and option to make unlimited repayments. Very friendly staff and always helpful.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rogier | Queensland

    reviewed about 3 years ago

  • Overall
    9/10
    Great fixed rate offset loan product

    QCU is a credit union that treats you as a person and not a number.

    QCU is a credit union that treats you as a person and not a number.

    Price
    7/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    9/10

    Thakshila | Queensland

    reviewed about 3 years ago

  • Overall
    10/10
    Personal banking where customers are importanat

    It really is a personal service where they know who you are when you ring up. Everything gets...

    It really is a personal service where they know who you are when you ring up. Everything gets followed up. We've been with them for 20 years - or they've been with us. We have our house loan with QCU. We have our business account with QCU. Recently we have refinanced our SMSF with QCU. We know the Brisbane manager personally All our family has accounts with QCU. Recently, when we were having a terrible time, QCU came to our house to help us! Thanks QCU.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Charles | Queensland

    reviewed about 3 years ago

Queenslanders Credit Union

About Queenslanders Credit Union

Queenslanders Credit Union is a member owned financial institution that has its members needs in mind when it develops its spectrum of financial products and services. Queenslanders offers its members competitive products in savings accounts, home loans, personal loans, car loans, investment loans, credit cards, debit cards, term deposits and financial planning services.

See Queenslanders Credit Union home loans

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Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

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HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

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State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

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Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

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Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a. variable

3.53% p.a.

$600

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Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

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Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

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Homestar

Homestar

Variable Rate Loan

3.54% p.a. variable

3.59% p.a.

$567

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Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$600

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

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loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

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NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.