Queenslanders Credit Union Original Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $100,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $100,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $50,000 $100,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $100,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $50,000 $100,000

5.14% p.a.

5.29% p.a.

$10.00 monthly

Queenslanders Credit Union Original Home Loan

5.14% p.a.

5.29% p.a.

$10.00 monthly

5.64% p.a.

5.79% p.a.

$10.00 monthly

Queenslanders Credit Union Original Home Loan

5.64% p.a.

5.79% p.a.

$10.00 monthly

5.14% p.a.

5.29% p.a.

$10.00 monthly

Queenslanders Credit Union Original Home Loan

5.14% p.a.

5.29% p.a.

$10.00 monthly

5.64% p.a.

5.79% p.a.

$10.00 monthly

Queenslanders Credit Union Original Home Loan

5.64% p.a.

5.79% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 24 October 2018.

Rates
  • 5.14% p.a.

  • n/a

  • 0 Months

  • none

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2018.

Rates
  • 5.64% p.a.

  • n/a

  • 0 Months

  • none

  • 5.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2018.

Rates
  • 5.14% p.a.

  • n/a

  • 0 Months

  • none

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2018.

Rates
  • 5.64% p.a.

  • n/a

  • 0 Months

  • none

  • 5.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $100,000

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Queenslanders Credit Union home loans rated by the Mozo community?

Overall customer rating
9.2/10
Price
8.9/10
Features
8.6/10
Customer service
9.5/10
Convenience
8.7/10
Trust
9.5/10

Latest reviews of Queenslanders Credit Union Original Home Loan

  • Overall
    10/10
    Truly personal, truly professional, truly amazing!

    I wanted to do a really unusual renovation of adding a 130 year old removal house to my existing...

    I wanted to do a really unusual renovation of adding a 130 year old removal house to my existing 115 year old home. This was a first for my credit union, but they bent over backwards to make it happen, even coming out to visit to see for themselves what I needed. I don't know of any other bank which would have gone so far, or made me feel like I really mattered.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Christine | Queensland

    reviewed about 3 years ago

  • Overall
    9/10
    Excellent customer service and product choice.

    The credit union won't lend you the money if they don't think you can pay it back. At all times...

    The credit union won't lend you the money if they don't think you can pay it back. At all times they have your interests at heart and at the end of the day present a better outcome where you can still enjoy life as well as pay your mortgage off.

    Price
    8/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rhonda | Queensland

    reviewed about 3 years ago

  • Overall
    10/10
    Great rates and reliable information and support!

    We have had a number of home loans over our +30 years as customers of Queenslanders Credit Union...

    We have had a number of home loans over our +30 years as customers of Queenslanders Credit Union and have always been confident that the product and support provided by this institution.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Anthony | Tasmania

    reviewed about 3 years ago

  • Overall
    9/10
    Great customer service, flexible payment

    Very supportive, flexible, always trying to find the best deals to suit our current situation.

    Very supportive, flexible, always trying to find the best deals to suit our current situation.

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    9/10

    Janine | Queensland

    reviewed about 3 years ago

  • Overall
    10/10
    Great customer services and competitive rates

    Queenslanders is so personable, the staff know me and my goals, and I get great service every...

    Queenslanders is so personable, the staff know me and my goals, and I get great service every time I interact.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rod | Queensland

    reviewed about 3 years ago

Queenslanders Credit Union

About Queenslanders Credit Union

Queenslanders Credit Union is a member owned financial institution that has its members needs in mind when it develops its spectrum of financial products and services. Queenslanders offers its members competitive products in savings accounts, home loans, personal loans, car loans, investment loans, credit cards, debit cards, term deposits and financial planning services.

See Queenslanders Credit Union home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Promoted

CUA

CUA

Balanced Variable Home Loan

3.65% p.a. variable

3.66% p.a.

$195

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Promoted

Illawarra Credit Union

Illawarra Credit Union

Bare Essentials

3.60% p.a.

3.64% p.a.

$607

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.94% p.a.
fixed 3 years

4.66% p.a.

$0

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.90% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$0.00

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$0.00

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Promoted

CUA

CUA

Balanced Variable Home Loan

3.65% p.a.

3.66% p.a.

$0.00

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.