Queenslanders Credit Union Standard Variable Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $50,000 $1,000,000

4.74% p.a.

4.89% p.a.

$10.00 monthly

Queenslanders Credit Union Standard Variable Home Loan

4.74% p.a.

4.89% p.a.

$10.00 monthly

5.09% p.a.

5.24% p.a.

$10.00 monthly

Queenslanders Credit Union Standard Variable Home Loan

5.09% p.a.

5.24% p.a.

$10.00 monthly

4.74% p.a.

4.89% p.a.

$10.00 monthly

Queenslanders Credit Union Standard Variable Home Loan

4.74% p.a.

4.89% p.a.

$10.00 monthly

5.09% p.a.

5.24% p.a.

$10.00 monthly

Queenslanders Credit Union Standard Variable Home Loan

5.09% p.a.

5.24% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.09% p.a.

  • n/a

  • n/a

  • n/a

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.09% p.a.

  • n/a

  • n/a

  • n/a

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Queenslanders Credit Union home loans rated by the Mozo community?

Overall customer rating
9.2/10
Price
8.9/10
Features
8.6/10
Customer service
9.5/10
Convenience
8.7/10
Trust
9.5/10

Latest reviews of Queenslanders Credit Union Standard Variable Home Loan

  • Overall
    10/10
    Truly personal, truly professional, truly amazing!

    I wanted to do a really unusual renovation of adding a 130 year old removal house to my existing...

    I wanted to do a really unusual renovation of adding a 130 year old removal house to my existing 115 year old home. This was a first for my credit union, but they bent over backwards to make it happen, even coming out to visit to see for themselves what I needed. I don't know of any other bank which would have gone so far, or made me feel like I really mattered.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Christine | Queensland

    reviewed about 4 years ago

  • Overall
    9/10
    Excellent customer service and product choice.

    The credit union won't lend you the money if they don't think you can pay it back. At all times...

    The credit union won't lend you the money if they don't think you can pay it back. At all times they have your interests at heart and at the end of the day present a better outcome where you can still enjoy life as well as pay your mortgage off.

    Price
    8/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rhonda | Queensland

    reviewed over 4 years ago

  • Overall
    10/10
    Great rates and reliable information and support!

    We have had a number of home loans over our +30 years as customers of Queenslanders Credit Union...

    We have had a number of home loans over our +30 years as customers of Queenslanders Credit Union and have always been confident that the product and support provided by this institution.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Anthony | Tasmania

    reviewed over 4 years ago

  • Overall
    9/10
    Great customer service, flexible payment

    Very supportive, flexible, always trying to find the best deals to suit our current situation.

    Very supportive, flexible, always trying to find the best deals to suit our current situation.

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    9/10

    Janine | Queensland

    reviewed over 4 years ago

  • Overall
    10/10
    Great customer services and competitive rates

    Queenslanders is so personable, the staff know me and my goals, and I get great service every...

    Queenslanders is so personable, the staff know me and my goals, and I get great service every time I interact.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rod | Queensland

    reviewed over 4 years ago

Queenslanders Credit Union

About Queenslanders Credit Union

Queenslanders Credit Union is a member owned financial institution that has its members needs in mind when it develops its spectrum of financial products and services. Queenslanders offers its members competitive products in savings accounts, home loans, personal loans, car loans, investment loans, credit cards, debit cards, term deposits and financial planning services.

See Queenslanders Credit Union home loans

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Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

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2.82% p.a. variable

2.86% p.a.

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Queensland Country Credit Union

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RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

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Budget Home Loan

3.13% p.a. variable

3.19% p.a.

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2.84% p.a.

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2.84% p.a. variable

2.80% p.a.

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Tic:Toc

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Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

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Homestar

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Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

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Well Home Loans

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Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

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Easy Street

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Standard Variable Home Loan

2.95% p.a. variable

2.99% p.a.

$500

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CUA

CUA

Achieve Variable Home Loan

3.20% p.a. variable

3.25% p.a.

$835

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UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

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Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

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Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

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Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$785

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Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$596

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Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

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CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$835

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UBank

UBank

UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

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Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

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Tic:Toc

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Fixed Home Loan

2.84% p.a.
fixed 3 years

2.92% p.a.

$0

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Queensland Country Credit Union

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RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

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Well Home Loans

Well Home Loans

Well Balanced Fixed

2.74% p.a.
fixed 3 years

2.84% p.a.

$785

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CUA

CUA

Fixed Rate Loan

2.98% p.a.
fixed 3 years

4.29% p.a.

$835

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IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

Promoted

loans.com.au

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Smart Home Loan

2.88% p.a.

2.90% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0.00

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$0.00

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$0.00

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$0.00

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.