RACQ Bank Fixed Rate (Choices Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $500,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $500,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $250,000 $499,999

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $500,000

3.79% p.a.

4.75% p.a.

$395.00 yearly

RACQ Bank Fixed Rate (Choices Package)

3.79% p.a.

4.75% p.a.

$395.00 yearly

3.79% p.a.

4.48% p.a.

$395.00 yearly

RACQ Bank Fixed Rate (Choices Package)

3.79% p.a.

4.48% p.a.

$395.00 yearly

3.79% p.a.

4.41% p.a.

$395.00 yearly

RACQ Bank Fixed Rate (Choices Package)

3.79% p.a.

4.41% p.a.

$395.00 yearly

4.09% p.a.

5.16% p.a.

$395.00 yearly

RACQ Bank Fixed Rate (Choices Package)

4.09% p.a.

5.16% p.a.

$395.00 yearly

4.09% p.a.

4.89% p.a.

$395.00 yearly

RACQ Bank Fixed Rate (Choices Package)

4.09% p.a.

4.89% p.a.

$395.00 yearly

4.09% p.a.

4.82% p.a.

$395.00 yearly

RACQ Bank Fixed Rate (Choices Package)

4.09% p.a.

4.82% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.66% (4.87%*)

  • 3.72% (4.80%*)

  • 3.79% (4.75%*)

  • (*)

  • 4.09% (4.76%*)

  • (*)

  • (*)

  • 4.59% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 p.a during fixed rate period.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.66% (4.54%*)

  • 3.72% (4.50%*)

  • 3.79% (4.48%*)

  • (*)

  • 4.09% (4.54%*)

  • (*)

  • (*)

  • 4.19% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 p.a during fixed rate period.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.66% (4.45%*)

  • 3.72% (4.42%*)

  • 3.79% (4.41%*)

  • (*)

  • 4.09% (4.49%*)

  • (*)

  • (*)

  • 4.09% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits
  • $500,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 p.a during fixed rate period.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (5.31%*)

  • 4.05% (5.23%*)

  • 4.09% (5.16%*)

  • (*)

  • 4.29% (5.10%*)

  • (*)

  • (*)

  • 5.05% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 p.a during fixed rate period.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.97%*)

  • 4.05% (4.93%*)

  • 4.09% (4.89%*)

  • (*)

  • 4.29% (4.89%*)

  • (*)

  • (*)

  • 4.65% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 p.a during fixed rate period.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.88%*)

  • 4.05% (4.85%*)

  • 4.09% (4.82%*)

  • (*)

  • 4.29% (4.83%*)

  • (*)

  • (*)

  • 4.55% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits
  • $500,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 p.a during fixed rate period.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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