The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan between $150,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $500,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 90% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 90% | $500,000 | |
| | Investor | Principal & Interest, Interest Only | < 90% | $150,000 | $249,999 |
| | Investor | Principal & Interest, Interest Only | < 90% | $250,000 | $499,999 |
| | Investor | Principal & Interest, Interest Only | < 90% | $500,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $500,000
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $150,000 $249,999
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $250,000 $499,999
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $500,000
3.93% p.a.
n/a
n/a
n/a
4.35% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$302.50
n/a
$395.00 yearly
$165.00
$150,000
$249,999
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
Package benefits include no annual fee on a Platinum Rewards Credit Card and additional interest on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.53% p.a.
n/a
n/a
n/a
3.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$302.50
n/a
$395.00 yearly
$165.00
$250,000
$499,999
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
Package benefits include no annual fee on a Platinum Rewards Credit Card and additional interest on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.43% p.a.
n/a
n/a
n/a
3.86% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$302.50
n/a
$395.00 yearly
$165.00
$500,000
none
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
Package benefits include no annual fee on a Platinum Rewards Credit Card and additional interest on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.39% p.a.
n/a
n/a
n/a
4.80% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$302.50
n/a
$395.00 yearly
$165.00
$150,000
$249,999
none
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
yes (for principal & interest loans only)
none
Package benefits include no annual fee on a Platinum Rewards Credit Card and additional interest on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.99% p.a.
n/a
n/a
n/a
4.41% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$302.50
n/a
$395.00 yearly
$165.00
$250,000
$499,999
none
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
yes (for principal & interest loans only)
none
Package benefits include no annual fee on a Platinum Rewards Credit Card and additional interest on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.89% p.a.
n/a
n/a
n/a
4.31% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$302.50
n/a
$395.00 yearly
$165.00
$500,000
none
none
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
no
none
yes
yes (for principal & interest loans only)
none
Package benefits include no annual fee on a Platinum Rewards Credit Card and additional interest on term deposits.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Stuffed up rewards by not processing paperwork properly with loan approval.
Read full reviewStuffed up rewards by not processing paperwork properly with loan approval.
QTMB promised to be different to the other banks and I was surprised to how different they were! 1. They miscalculated interest on both of my home loans. They were charging interest almost 1% higher than their advertised rate. 2. They didn't give provide their advertised introductory rate to new loans unless you ask them repetitively and identify that they are overcharging customers. 3. Pre-approval for loans means nothing! I got pre-approval for three loans. So after establishing two loans to refinance and buying a block of land I assumed the pre-approved construction loan would be a given. Nope! New and exciting conditions rendered construction finance impossible. 4. They cannot be trusted. At least with other banks I could trust their calculations, advertisements and pre-approvals. I did find that their customer service was reasonable but I've had to mark them down due to the trustworthiness issue I have with them as a whole.
Read full reviewQTMB promised to be different to the other banks and I was surprised to how different they were! 1. They miscalculated interest on both of my home loans. They were charging interest almost 1% higher than their advertised rate. 2. They didn't give provide their advertised introductory rate to new loans unless you ask them repetitively and identify that they are overcharging customers. 3. Pre-approval for loans means nothing! I got pre-approval for three loans. So after establishing two loans to refinance and buying a block of land I assumed the pre-approved construction loan would be a given. Nope! New and exciting conditions rendered construction finance impossible. 4. They cannot be trusted. At least with other banks I could trust their calculations, advertisements and pre-approvals. I did find that their customer service was reasonable but I've had to mark them down due to the trustworthiness issue I have with them as a whole.
The staff are friendly and easy to deal with. Everything is no hassle. Great customer service.
Read full reviewThe staff are friendly and easy to deal with. Everything is no hassle. Great customer service.
I've had home loans with other banks, but have made the final transfer to QTMB. I've been a member with them for 20 years now, and the benefits I get for being a teacher and having my home loan there are amazing! Less fees and charges, savings on my home and car insurance. Plus the Home Loan manager and her staff at Loganholme are super friendly and helpful. They made the whole process very stress free!
Read full reviewI've had home loans with other banks, but have made the final transfer to QTMB. I've been a member with them for 20 years now, and the benefits I get for being a teacher and having my home loan there are amazing! Less fees and charges, savings on my home and car insurance. Plus the Home Loan manager and her staff at Loganholme are super friendly and helpful. They made the whole process very stress free!
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
