Reduce Home Loans Fixed Rate

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,500,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,500,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $3,500,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $3,500,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $3,500,000

p.a.

n/a

$0.00

Reduce Home Loans Fixed Rate

p.a.

n/a

$0.00

p.a.

n/a

$0.00

Reduce Home Loans Fixed Rate

p.a.

n/a

$0.00

2.09% p.a.

2.64% p.a.

$0.00

Reduce Home Loans Fixed Rate

2.09% p.a.

2.64% p.a.

$0.00

Details

Rates and fees information correct as at 30 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.09% (2.72%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.84% p.a.

Fees
  • $0.00

  • $297.00

  • $250.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • $3,500,000

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • Optional - $10/month

  • Loans with a LVR of over 80% are limited to $1,000,000.

  • Loyalty discount of 0.20% p.a. off the fixed rate at the time will automatically apply after the 5th anniversary of the loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.09% (2.68%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.84% p.a.

Fees
  • $0.00

  • $297.00

  • $250.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • $3,500,000

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • Optional - $10/month

  • Loans with a LVR of over 80% are limited to $1,000,000.

  • Loyalty discount of 0.20% p.a. off the fixed rate at the time will automatically apply after the 5th anniversary of the loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 March 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.09% (2.64%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.84% p.a.

Fees
  • $0.00

  • $275.00

  • $250.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • $3,500,000

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • Optional - $10/month

  • none

  • Loyalty discount of 0.20% p.a. off the fixed rate at the time will automatically apply after the 5th anniversary of the loan.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Reduce Home Loans home loans rated by the Mozo community?

Overall customer rating
9.6/10
Price
9.4/10
Features
8.4/10
Customer service
8.6/10
Convenience
9.0/10
Trust
8.6/10

Latest review of Reduce Home Loans Fixed Rate

  • Overall 8/10
    Best when compared to rest

    Good, reliable .

    Read full review

    Good, reliable .

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Pramatha, Victoria reviewed almost 5 years ago

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.