Regional Australia Bank Steady Rate Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an investor taking out a interest only loan up to with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan:

  • Investor (Principal & Interest)

    LVR < 95%

    Loan:

  • Investor (Interest Only)

    LVR < 95%

    Loan:

3.74% p.a.

4.59% p.a.

$0.00

Regional Australia Bank Steady Rate Home Loan

3.74% p.a.

4.59% p.a.

$0.00

3.99% p.a.

5.02% p.a.

$0.00

Regional Australia Bank Steady Rate Home Loan

3.99% p.a.

5.02% p.a.

$0.00

3.94% p.a.

5.01% p.a.

$0.00

Regional Australia Bank Steady Rate Home Loan

3.94% p.a.

5.01% p.a.

$0.00

4.19% p.a.

5.43% p.a.

$0.00

Regional Australia Bank Steady Rate Home Loan

4.19% p.a.

5.43% p.a.

$0.00

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.59% (4.77%*)

  • 3.64% (4.67%*)

  • 3.74% (4.59%*)

  • n/a

  • 4.09% (4.57%*)

  • n/a

  • n/a

  • 4.87% p.a.

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • yes

  • no

  • none

  • yes

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (5.24%*)

  • 3.89% (5.11%*)

  • 3.99% (5.02%*)

  • n/a

  • 4.34% (4.96%*)

  • n/a

  • n/a

  • 5.37% p.a.

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • yes

  • no

  • none

  • yes

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.69% (5.23%*)

  • 3.84% (5.10%*)

  • 3.94% (5.01%*)

  • n/a

  • 4.49% (5.02%*)

  • n/a

  • n/a

  • 5.37% p.a.

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • yes

  • no

  • none

  • yes

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.94% (5.70%*)

  • 4.09% (5.55%*)

  • 4.19% (5.43%*)

  • n/a

  • 4.74% (5.41%*)

  • n/a

  • n/a

  • 5.87% p.a.

Fees
  • $0.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $250.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • yes

  • no

  • none

  • yes

  • no

  • Valuation fee payable at cost

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Regional Australia Bank home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
8.2/10
Features
7.4/10
Customer service
8.3/10
Convenience
8.5/10
Trust
8.9/10

Latest review of Regional Australia Bank Steady Rate Home Loan

  • Overall
    10/10
    Have many type of accounts to suit me.

    I switched to this Bank because I can pay off my housing loan in ten years were I was not getting...

    I switched to this Bank because I can pay off my housing loan in ten years were I was not getting any where with Westpac when I had my loan with them. I like being with Community Mutual but hate being Westpac who had a lot of fees and other deducion on they accounts.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Name not supplied | New South Wales

    reviewed over 6 years ago

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3.27% p.a.

3.28% p.a.

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$350

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3.07% p.a.

3.08% p.a.

$0

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3.90% p.a.

$450

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2.99% p.a.
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4.19% p.a.

$450

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3.49% p.a.
fixed 3 years

4.32% p.a.

$799

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3.58% p.a.
fixed 3 years

4.26% p.a.

$200

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3.49% p.a.
fixed 3 years

4.40% p.a.

$0

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$395

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n/a

n/a

$0

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3.19% p.a.
fixed 3 years

4.25% p.a.

$450

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3.19% p.a.
fixed 3 years

3.43% p.a.

$520

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.