Resi Smart Pro (Fixed)

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR 90%-95%

    Loan: $200,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $200,000 $2,000,000

4.07% p.a.

4.07% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.07% p.a.

4.07% p.a.

$120.00 yearly

4.19% p.a.

4.41% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.19% p.a.

4.41% p.a.

$120.00 yearly

4.32% p.a.

4.54% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.32% p.a.

4.54% p.a.

$120.00 yearly

4.62% p.a.

4.73% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.62% p.a.

4.73% p.a.

$120.00 yearly

4.74% p.a.

4.96% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.74% p.a.

4.96% p.a.

$120.00 yearly

4.87% p.a.

5.08% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.87% p.a.

5.08% p.a.

$120.00 yearly

4.49% p.a.

4.55% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.49% p.a.

4.55% p.a.

$120.00 yearly

4.61% p.a.

4.83% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.61% p.a.

4.83% p.a.

$120.00 yearly

5.04% p.a.

5.15% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

5.04% p.a.

5.15% p.a.

$120.00 yearly

5.16% p.a.

5.37% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

5.16% p.a.

5.37% p.a.

$120.00 yearly

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.97% (4.02%*)

  • 4.03% (4.04%*)

  • 4.07% (4.07%*)

  • 4.57% (4.26%*)

  • 4.57% (4.31%*)

  • (*)

  • (*)

  • 3.84% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.41%*)

  • 4.15% (4.41%*)

  • 4.19% (4.41%*)

  • 4.69% (4.57%*)

  • 4.69% (4.61%*)

  • (*)

  • (*)

  • 4.26% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.22% (4.54%*)

  • 4.28% (4.54%*)

  • 4.32% (4.54%*)

  • 4.82% (4.70%*)

  • 4.82% (4.74%*)

  • (*)

  • (*)

  • 4.39% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.52% (4.70%*)

  • 4.58% (4.71%*)

  • 4.62% (4.73%*)

  • 5.12% (4.91%*)

  • 5.12% (4.95%*)

  • (*)

  • (*)

  • 4.54% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (4.96%*)

  • 4.74% (4.96%*)

  • 4.74% (4.96%*)

  • 5.24% (5.12%*)

  • 5.24% (5.16%*)

  • (*)

  • (*)

  • 4.81% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.77% (5.09%*)

  • 4.83% (5.08%*)

  • 4.87% (5.08%*)

  • 5.37% (5.25%*)

  • 5.37% (5.29%*)

  • (*)

  • (*)

  • 4.94% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.51%*)

  • 4.45% (4.53%*)

  • 4.49% (4.55%*)

  • 4.99% (4.73%*)

  • 4.99% (4.78%*)

  • (*)

  • (*)

  • 4.34% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.51% (4.83%*)

  • 4.57% (4.82%*)

  • 4.61% (4.83%*)

  • 5.11% (4.99%*)

  • 5.11% (5.03%*)

  • (*)

  • (*)

  • 4.68% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.94% (5.12%*)

  • 5.00% (5.13%*)

  • 5.04% (5.15%*)

  • 5.54% (5.33%*)

  • 5.54% (5.37%*)

  • (*)

  • (*)

  • 4.96% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 5.06% (5.38%*)

  • 5.12% (5.37%*)

  • 5.16% (5.37%*)

  • 5.66% (5.54%*)

  • 5.66% (5.58%*)

  • (*)

  • (*)

  • 5.23% p.a.

Fees
  • $0.00

  • $385.00

  • $264.00

  • $0.00

  • none

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • none

Customer Reviews

How are Resi home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.3/10
Features
7.3/10
Customer service
6.8/10
Convenience
6.5/10
Trust
6.8/10
Resi

About Resi

Resi Mortgage Corporation is a home loans specialist that has been helping Australians with their home loans for over 20 years. Resi offers award-winning home loans with low rates and loads of flexible features. Whether you're a first home buyer, moving house, refinancing or investing, Resi has a home loan to suit. What's more, Resi doesn't just want to sell you a home loan. They want to build a relationship with you as you move through the stages of your life.

See Resi home loans

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.