Resi Smart Pro (Fixed)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $200,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $200,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $200,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $2,000,000

3.27% p.a.

3.54% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

3.27% p.a.

3.54% p.a.

$120.00 yearly

3.42% p.a.

3.94% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

3.42% p.a.

3.94% p.a.

$120.00 yearly

3.52% p.a.

4.04% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

3.52% p.a.

4.04% p.a.

$120.00 yearly

3.82% p.a.

3.68% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

3.82% p.a.

3.68% p.a.

$120.00 yearly

3.69% p.a.

3.64% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

3.69% p.a.

3.64% p.a.

$120.00 yearly

4.24% p.a.

3.79% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

4.24% p.a.

3.79% p.a.

$120.00 yearly

3.84% p.a.

4.36% p.a.

$120.00 yearly

Resi Smart Pro (Fixed)

3.84% p.a.

4.36% p.a.

$120.00 yearly

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.37% (3.57%*)

  • 3.17% (3.53%*)

  • 3.27% (3.54%*)

  • 3.57% (3.63%*)

  • 3.57% (3.64%*)

  • n/a

  • n/a

  • 3.40% p.a.

Fees
  • $0.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • Valuation and service fees waived for the life of the loan on amounts greater then $250,000, when you apply by 22 July 2019 and settle by 25 October 2019.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.52% (4.03%*)

  • 3.32% (3.96%*)

  • 3.42% (3.94%*)

  • 3.72% (4.01%*)

  • 3.72% (3.99%*)

  • n/a

  • n/a

  • 3.90% p.a.

Fees
  • $0.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • Valuation and service fees waived for the life of the loan on amounts greater then $250,000, when you apply by 22 July 2019 and settle by 25 October 2019.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.62% (4.13%*)

  • 3.42% (4.06%*)

  • 3.52% (4.04%*)

  • 3.82% (4.10%*)

  • 3.82% (4.09%*)

  • n/a

  • n/a

  • 4.00% p.a.

Fees
  • $0.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • Valuation and service fees waived for the life of the loan on amounts greater then $250,000, when you apply by 22 July 2019 and settle by 25 October 2019.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.92% (3.62%*)

  • 3.72% (3.63%*)

  • 3.82% (3.68%*)

  • 4.12% (3.81%*)

  • 4.12% (3.86%*)

  • n/a

  • n/a

  • 3.40% p.a.

Fees
  • $0.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • Valuation and service fees waived for the life of the loan on amounts greater then $250,000, when you apply by 22 July 2019 and settle by 25 October 2019.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (3.60%*)

  • 3.59% (3.60%*)

  • 3.69% (3.64%*)

  • 3.99% (3.77%*)

  • 3.99% (3.81%*)

  • n/a

  • n/a

  • 3.40% p.a.

Fees
  • $0.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • Valuation and service fees waived for the life of the loan on amounts greater then $250,000, when you apply by 22 July 2019 and settle by 25 October 2019.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.34% (3.65%*)

  • 4.14% (3.70%*)

  • 4.24% (3.79%*)

  • 4.54% (3.95%*)

  • 4.54% (4.03%*)

  • n/a

  • n/a

  • 3.40% p.a.

Fees
  • $0.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • Valuation and service fees waived for the life of the loan on amounts greater then $250,000, when you apply by 22 July 2019 and settle by 25 October 2019.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.94% (4.45%*)

  • 3.74% (4.38%*)

  • 3.84% (4.36%*)

  • 4.14% (4.42%*)

  • 4.14% (4.41%*)

  • n/a

  • n/a

  • 4.32% p.a.

Fees
  • $0.00

  • $330.00

  • $264.00

  • $0.00

  • n/a

  • $120.00 yearly

  • $295.00

Other financial bits
  • $200,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • Yes - free up to $20,000

  • no

  • no

  • none

  • yes

  • yes

  • none

  • Valuation and service fees waived for the life of the loan on amounts greater then $250,000, when you apply by 22 July 2019 and settle by 25 October 2019.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Resi home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.3/10
Features
7.3/10
Customer service
6.8/10
Convenience
6.5/10
Trust
6.8/10
Resi

About Resi

Resi Mortgage Corporation is a home loans specialist that has been helping Australians with their home loans for over 20 years. Resi offers award-winning home loans with low rates and loads of flexible features. Whether you're a first home buyer, moving house, refinancing or investing, Resi has a home loan to suit. What's more, Resi doesn't just want to sell you a home loan. They want to build a relationship with you as you move through the stages of your life.

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3.07% p.a.

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n/a

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2.99% p.a.
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4.19% p.a.

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3.19% p.a.
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3.43% p.a.

$520

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Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

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3.64% p.a.
fixed 3 years

3.74% p.a.

$0

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3.19% p.a.
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4.25% p.a.

$450

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2.99% p.a.
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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.