SCU Pro Pack Home Loan

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $250,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $250,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $100,000 $5,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $100,000 $5,000,000

4.65% p.a.

4.70% p.a.

$0.00

SCU Pro Pack Home Loan

4.65% p.a.

4.70% p.a.

$0.00

4.40% p.a.

4.45% p.a.

$0.00

SCU Pro Pack Home Loan

4.40% p.a.

4.45% p.a.

$0.00

4.65% p.a.

4.70% p.a.

$0.00

SCU Pro Pack Home Loan

4.65% p.a.

4.70% p.a.

$0.00

4.90% p.a.

4.95% p.a.

$0.00

SCU Pro Pack Home Loan

4.90% p.a.

4.95% p.a.

$0.00

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.65% p.a.

  • n/a

  • 0 Months

  • none

  • 4.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $200.00

  • $286.00

  • $209.00

  • $0.00

  • none

  • $0.00

  • $180.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - $20

  • $100.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.40% p.a.

  • n/a

  • 0 Months

  • none

  • 4.45% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $200.00

  • $286.00

  • $209.00

  • $0.00

  • none

  • $0.00

  • $180.00

Other financial bits
  • $250,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - $20

  • $100.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.65% p.a.

  • n/a

  • 0 Months

  • none

  • 4.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $200.00

  • $286.00

  • $209.00

  • $0.00

  • none

  • $0.00

  • $180.00

Other financial bits
  • $100,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - $20

  • $100.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.90% p.a.

  • n/a

  • 0 Months

  • none

  • 4.95% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $200.00

  • $286.00

  • $209.00

  • $0.00

  • none

  • $0.00

  • $180.00

Other financial bits
  • $100,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - $20

  • $100.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are SCU home loans rated by the Mozo community?

Overall customer rating
9.4/10
Price
8.4/10
Features
8.8/10
Customer service
9.6/10
Convenience
7.8/10
Trust
9.4/10

Latest reviews of SCU Pro Pack Home Loan

  • Overall
    8/10
    Great service and features

    Great service, great interest rate. Just lacks the online flexibility to change and update...

    Great service, great interest rate. Just lacks the online flexibility to change and update certain things.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    5/10
    Trust
    8/10

    Damien | NSW

    24 Dec 2014

  • Overall
    8/10
    Best customer service I have ever received.

    Pros - product is easy to manage on line and very self explanatory. No penalties if paid out...

    Pros - product is easy to manage on line and very self explanatory. No penalties if paid out early and can make extra payments easily online. Good interest rate. 5 star customer service and questions are answered openly. Product is presented honestly. Cons - have to pay $100 to access drawdown facility to access my own money!!! Don't pass on the full interest rate cuts.

    Price
    7/10
    Features
    4/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Lynn | NSW

    04 Jun 2013

SCU

About SCU

SCU previously known as Sydney Credit Union creates a longer lasting relationship when it comes to banking. SCU offers great rates for customers, with accounts that have low or no fees attached. Products that SCU offer savings accounts, term deposits, debit cards, personal, car and home loans, credit cards, business finance and overdrafts facilities. SCU are generous when it comes to dealing with your money.

See SCU home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.