SCU Standard Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $25,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $25,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $25,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $25,000

3.98% p.a.

4.52% p.a.

$0.00

SCU Standard Fixed Rate Home Loan

3.98% p.a.

4.52% p.a.

$0.00

4.49% p.a.

4.66% p.a.

$0.00

SCU Standard Fixed Rate Home Loan

4.49% p.a.

4.66% p.a.

$0.00

4.74% p.a.

4.91% p.a.

$0.00

SCU Standard Fixed Rate Home Loan

4.74% p.a.

4.91% p.a.

$0.00

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.54% (4.69%*)

  • 3.69% (4.52%*)

  • 3.98% (4.52%*)

  • (*)

  • 4.74% (4.74%*)

  • (*)

  • (*)

  • 4.65% p.a.

Fees
  • $200.00

  • $286.00

  • $209.00

  • $0.00

  • none

  • $0.00

  • $180.00

Other financial bits
  • $25,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • yes - $20

  • $100.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (4.69%*)

  • 4.15% (4.61%*)

  • 4.49% (4.66%*)

  • (*)

  • 4.84% (4.78%*)

  • (*)

  • (*)

  • 4.65% p.a.

Fees
  • $200.00

  • $286.00

  • $209.00

  • $0.00

  • none

  • $0.00

  • $180.00

Other financial bits
  • $25,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • yes - $20

  • $100.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.84% (4.94%*)

  • 4.40% (4.86%*)

  • 4.74% (4.91%*)

  • (*)

  • 5.09% (5.03%*)

  • (*)

  • (*)

  • 4.90% p.a.

Fees
  • $200.00

  • $286.00

  • $209.00

  • $0.00

  • none

  • $0.00

  • $180.00

Other financial bits
  • $25,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • yes - $20

  • $100.00

  • yes

  • no

  • none

  • none

Customer Reviews

How are SCU home loans rated by the Mozo community?

Overall customer rating
8.6/10

Based on 13 SCU home loan reviews

Price
8.2/10
Features
7.3/10
Customer service
9.2/10
Convenience
8.2/10
Trust
8.8/10
SCU

About SCU

SCU previously known as Sydney Credit Union creates a longer lasting relationship when it comes to banking. SCU offers great rates for customers, with accounts that have low or no fees attached. Products that SCU offer savings accounts, term deposits, debit cards, personal, car and home loans, credit cards, business finance and overdrafts facilities. SCU are generous when it comes to dealing with your money.

See SCU home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.