Select Encompass Credit Union home loans

Select Encompass Credit Union
Select Encompass Credit Union's overall rating for home loans

(as rated by the Mozo community)

8.0 / 10

based on 2 reviews

Select Encompass Credit Union home loans offer a range of packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools.

Rates and fees verified as correct at 24 October, 2017. Other information correct at the time of writing.

What home loans do Select Encompass Credit Union offer?

Fixed Rate Home Loans Fixed Rate Home Loans

Home loan repayments calculator
years
Product Fixed 3 year rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

3.99% p.a.

4.18% p.a.

$0.00

$0


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Variable Rate Home Loans Variable Rate Home Loans

Home loan repayments calculator
years
Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

3.74% p.a. for 24 months and then 4.24% p.a.

4.15% p.a.

$0.00

$0

4.24% p.a.

4.24% p.a.

$0.00

$0


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Line of Credit Line of Credit

Product Rate Comparison Rate* Service fee Upfront fee

4.89% p.a.

n/a

$0.00

$0

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How are Select Encompass Credit Union home loans rated?

Select Encompass Credit Union home loans

Overall 8.0*

Price

Features

Customer service

Convenience

Trust

2 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Select Encompass Credit Union home loan reviews Recent Select Encompass Credit Union home loan reviews

Select Encompass Credit Union

Select Encompass Credit Union home loan review

Overall rating   8 / 10

Very competitive & great customer service.

I have no complaints with our home loan provider and will highly recommend them to anyone interested.

Full review

I have no complaints with our home loan provider and will highly recommend them to anyone interested.

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Chris (NSW), reviewed about 4 years ago

Select Encompass Credit Union

Select Encompass Credit Union home loan review

Overall rating   8 / 10

Is good as the competition.

So far, so good.

Full review

So far, so good.

    Price   7 / 10

    Features   -1 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Michael (NSW), reviewed about 4 years ago

Select Encompass Credit Union

Select Encompass Credit Union home loan review

Overall rating   10 / 10

I love our local Coastline Credit Union as all the staff are approachable and very friendly. Majority even know you by name!!

Full review

I love our local Coastline Credit Union as all the staff are approachable and very friendly. Majority even know you by name!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Cassie (NSW), reviewed over 7 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Select Encompass Credit Union home loan? What do you need to apply for a Select Encompass Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
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