Southern Cross Credit Union Platinum Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $250,000 and $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $250,000 and $750,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $750,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $250,000 and $750,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $250,000 $750,000

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $250,000 $750,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $750,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $250,000 $750,000

2.79% p.a.variable for 12 months and then 3.83% p.a.

4.19% p.a.

$400.00 yearly

Southern Cross Credit Union Platinum Home Loan

2.79% p.a.variable for 12 months and then 3.83% p.a.

4.19% p.a.

$400.00 yearly

Details
Customer Reviews
Similar loans

3.83% p.a.

4.29% p.a.

$400.00 yearly

Southern Cross Credit Union Platinum Home Loan

3.83% p.a.

4.29% p.a.

$400.00 yearly

Details
Customer Reviews
Similar loans

4.23% p.a.

4.68% p.a.

$400.00 yearly

Southern Cross Credit Union Platinum Home Loan

4.23% p.a.

4.68% p.a.

$400.00 yearly

Details
Customer Reviews
Similar loans

4.53% p.a.

4.97% p.a.

$400.00 yearly

Southern Cross Credit Union Platinum Home Loan

4.53% p.a.

4.97% p.a.

$400.00 yearly

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.83% p.a.

  • 2.79% p.a.

  • 12 Months

  • Variable

  • 4.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $430.00

  • $300.00

  • $150.00

  • n/a

  • $400.00 yearly

  • $0.00

Other financial bits

  • $250,000

  • $750,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • $1,000 Cashback on Owner Occupier Principal & Interest Home Loans of at least $250k for applications received by 30 November 2019 and settled by 31 January 2020 with a linked Easy Access Account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.83% p.a.

  • n/a

  • n/a

  • n/a

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $430.00

  • $300.00

  • $0.00

  • n/a

  • $400.00 yearly

  • $300.00

Other financial bits

  • $250,000

  • $750,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • $1,000 Cashback on Owner Occupier Principal & Interest Home Loans of at least $250k for applications received by 30 November 2019 and settled by 31 January 2020 with a linked Easy Access Account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.23% p.a.

  • n/a

  • n/a

  • n/a

  • 4.68% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $430.00

  • $300.00

  • $0.00

  • n/a

  • $400.00 yearly

  • $300.00

Other financial bits

  • $250,000

  • $750,000

  • none

  • 95.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.53% p.a.

  • n/a

  • n/a

  • n/a

  • 4.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $430.00

  • $300.00

  • $0.00

  • n/a

  • $400.00 yearly

  • $300.00

Other financial bits

  • $250,000

  • $750,000

  • none

  • 95.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Southern Cross Credit Union home loans rated by the Mozo community?

Overall customer rating
9.3/10

Based on 4 Southern Cross Credit Union home loan reviews

Price
8.0/10
Features
6.5/10
Customer service
9.5/10
Convenience
8.0/10
Trust
9.5/10
Southern Cross Credit Union

About Southern Cross Credit Union

Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.

See Southern Cross Credit Union home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variableApply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.02% p.a. variableApply now to get this rate from 21 Oct

3.04% p.a.Apply now to get this rate from 21 Oct

$150

Go to site

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.99% p.a.
fixed 3 years

3.73% p.a.

$0

Go to site

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a. variable

3.78% p.a.

$200

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.79% p.a.

$450

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.32% p.a. variable

3.36% p.a.

$0

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.Apply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Go to site

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a.

3.78% p.a.

$200

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$785

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.02% p.a.Apply now to get this rate from 21 Oct

3.04% p.a.Apply now to get this rate from 21 Oct

$150

Go to site

Promoted

Suncorp

Suncorp

Back to Basics

3.03% p.a.

3.04% p.a.

$0

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$596

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.69% p.a.
fixed 3 years

3.37% p.a.

$395

Go to site

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.99% p.a.
fixed 3 years

3.73% p.a.

$0

Go to site

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.31% p.a.

$520

Go to site

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.47% p.a.

$799

Promoted

CUA

CUA

Fixed Rate Loan

2.98% p.a.
fixed 3 years

4.39% p.a.

$835

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.99% p.a.
fixed 3 years

4.08% p.a.

$0

Go to site

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Go to site

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.99% p.a.
fixed 3 years

3.42% p.a.

$150

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$0.00

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans