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State Custodians Low Rate Line of Credit

The details shown below are for an owner occupier taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 60%

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 60%

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR 60%-80%

    Loan: $100,000 $1,500,000

  • Owner Occupier (No set repayments)

    LVR < 60%

    Loan: $100,000 $1,500,000

  • Investor (No set repayments)

    LVR < 60%

    Loan: $100,000 $1,500,000

  • Investor (No set repayments)

    LVR 70%-80%

    Loan: $100,000 $1,500,000

  • Investor (No set repayments)

    LVR 80%-90%

    Loan: $100,000 $1,500,000

Rate
2.90% p.a.
Comparison Rate*
n/a
Service fee
$0.00
Upfront fee
$0
Rate
2.74% p.a.
Comparison Rate*
n/a
Service fee
$0.00
Upfront fee
$0
Rate
2.99% p.a.
Comparison Rate*
n/a
Service fee
$0.00
Upfront fee
$0
Rate
3.15% p.a.
Comparison Rate*
n/a
Service fee
$0.00
Upfront fee
$0
Rate
3.45% p.a.
Comparison Rate*
n/a
Service fee
$0.00
Upfront fee
$0

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.90% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • 60.00%

  • 80.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • none

  • 60.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • none

  • 60.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.45% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are State Custodians home loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
7.8/10
Features
6.5/10
Customer service
6.8/10
Convenience
6.3/10
Trust
6.8/10

Latest review of State Custodians Low Rate Line of Credit

  • Overall 8/10
    Good customer service and product offerings.

    Good online financial institution offering competitive loans but do note that new borrowers get better rates than existing borrowers. Unfortunately that's the same with all banks, so they can attract new customers. They are slow in reducing interest rates when the rest have reduced theirs.

    Read full review

    Good online financial institution offering competitive loans but do note that new borrowers get better rates than existing borrowers. Unfortunately that's the same with all banks, so they can attract new customers. They are slow in reducing interest rates when the rest have reduced theirs.

    Price
    7/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Michael, New South Wales reviewed 8 months ago
State Custodians

About State Custodians

State Custodians Mortgage Company is an Australian owned non-bank lender that aims to protect your interest when it comes to finding financial solutions. Home loan rates at SCMC are as low as possible enabling them to maintain their competitive edge in the industry. SCMC do this without cutting back on special features and services that accompany their range of financial products. SCMC offer a range of fast, competitive and simple home loan products.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.