State Custodians Low Rate Line of Credit

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 70%

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $1,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 70%

    Loan: $100,000 $1,500,000

  • Investor (No set repayments)

    LVR < 70%

    Loan: $100,000 $1,500,000

  • Owner Occupier (No set repayments)

    LVR 70%-80%

    Loan: $100,000 $1,500,000

  • Investor (No set repayments)

    LVR 70%-80%

    Loan: $100,000 $1,500,000

  • Investor (No set repayments)

    LVR 80%-90%

    Loan: $100,000 $1,500,000

3.08% p.a.

n/a

$0.00

State Custodians Low Rate Line of Credit

3.08% p.a.

n/a

$0.00

3.33% p.a.

n/a

$0.00

State Custodians Low Rate Line of Credit

3.33% p.a.

n/a

$0.00

3.15% p.a.

n/a

$0.00

State Custodians Low Rate Line of Credit

3.15% p.a.

n/a

$0.00

3.40% p.a.

n/a

$0.00

State Custodians Low Rate Line of Credit

3.40% p.a.

n/a

$0.00

3.70% p.a.

n/a

$0.00

State Custodians Low Rate Line of Credit

3.70% p.a.

n/a

$0.00

Details

Rates and fees information correct as at 27 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • none

  • 70.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.40% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $100,000

  • $1,500,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are State Custodians home loans rated by the Mozo community?

Overall customer rating
7.2/10
Price
7.7/10
Features
6.9/10
Customer service
7.3/10
Convenience
6.7/10
Trust
7.2/10

Latest review of State Custodians Low Rate Line of Credit

  • Overall 8/10
    Good customer service and product offerings.

    Good online financial institution offering competitive loans but do note that new borrowers get better rates than existing borrowers. Unfortunately that's the same with all banks, so they can attract new customers. They are slow in reducing interest rates when the rest have reduced theirs.

    Read full review

    Good online financial institution offering competitive loans but do note that new borrowers get better rates than existing borrowers. Unfortunately that's the same with all banks, so they can attract new customers. They are slow in reducing interest rates when the rest have reduced theirs.

    Price
    7/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Michael, New South Wales reviewed about 2 months ago
State Custodians

About State Custodians

State Custodians Mortgage Company is an Australian owned non-bank lender that aims to protect your interest when it comes to finding financial solutions. Home loan rates at SCMC are as low as possible enabling them to maintain their competitive edge in the industry. SCMC do this without cutting back on special features and services that accompany their range of financial products. SCMC offer a range of fast, competitive and simple home loan products.

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Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

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3.07% p.a. variable

3.12% p.a.

$750

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2.84% p.a.

2.84% p.a.

$0

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Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

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Macquarie

Macquarie

Basic Home Loan

3.09% p.a.

3.09% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

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Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

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IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$799

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Essentials Variable

3.04% p.a.

3.06% p.a.

$520

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Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a.

3.12% p.a.

$750

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Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

UBank

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UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

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Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.72% p.a.

$450

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Newcastle Permanent

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Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

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Heritage Bank

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Fixed Rate Loan (Home Advantage)

2.99% p.a.
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3.59% p.a.

$150

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Fixed Home Loan

3.79% p.a.
fixed 3 years

3.47% p.a.

$520

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Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.59% p.a.

$150

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Advantage Home Loan (Fixed)

2.79% p.a.
fixed 3 years

3.13% p.a.

$840

Promoted

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Smart Home Loan

2.88% p.a.

2.90% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0.00

Promoted

Bank of Sydney

Bank of Sydney

BOSBasic Home Loan

2.96% p.a.

3.01% p.a.

$0.00

Promoted

Mortgage House

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Red Home Loan - Early Bird Special

2.89% p.a.

2.93% p.a.

$0.00

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Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a.

3.12% p.a.

$0.00

Promoted

Homestar

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Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$0.00

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Essentials Variable

3.04% p.a.

3.06% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.