Sydney Mutual Bank logo

Sydney Mutual Bank Basic Variable Home Loan

Advertiser disclosure
Rate
2.87% p.a.
Comparison Rate
2.93% p.a.
Service fee
$0.00
Upfront fee
$250

Details

Rates and fees information correct as at 20 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.87% p.a.

  • n/a

  • n/a

  • n/a

  • 2.93% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • n/a

  • n/a

  • n/a

  • n/a

  • $0.00

  • $180.00

Other financial bits
  • $20,000

  • $10,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • Legal, settlement and valuation fees charged at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Sydney Mutual Bank home loans rated by the Mozo community?

Overall
8.8/10
Price
8.4/10
Features
7.6/10
Customer service
9.3/10
Convenience
8.4/10
Trust
9.0/10

Latest review of Sydney Mutual Bank Basic Variable Home Loan

  • Overall 10/10
    The best to do business with

    Sydney Credit Union (when I had a mortgage) was the best bank to deal with. They were fair, always ready to explain things and were very happy when I paid out the mortgage early.

    Read full review

    Sydney Credit Union (when I had a mortgage) was the best bank to deal with. They were fair, always ready to explain things and were very happy when I paid out the mortgage early.

    Price
    7/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mozo community reviewer, New South Wales reviewed almost 6 years ago
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About Sydney Mutual Bank

SCU previously known as Sydney Credit Union creates a longer lasting relationship when it comes to banking. SCU offers great rates for customers, with accounts that have low or no fees attached. Products that SCU offer savings accounts, term deposits, debit cards, personal, car and home loans, credit cards, business finance and overdrafts facilities. SCU are generous when it comes to dealing with your money.

See Sydney Mutual Bank home loans

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2.19% p.a. variable

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2.04% p.a.
fixed 3 years

2.73% p.a.

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2.19% p.a.
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2.53% p.a.

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2.19% p.a. variable

2.20% p.a.

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1.99% p.a.
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2.17% p.a. variable

2.20% p.a.

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

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2.34% p.a.

2.34% p.a.

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2.19% p.a.

2.19% p.a.

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2.64% p.a.

2.64% p.a.

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2.19% p.a.

2.20% p.a.

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2.17% p.a.

2.20% p.a.

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2.49% p.a.

2.49% p.a.

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2.54% p.a.

2.55% p.a.

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1.99% p.a.
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2.70% p.a.

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UHomeLoan (Fixed)

1.95% p.a.
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2.27% p.a.

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Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

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Fixed Rate Home Loan (Package)

1.99% p.a.
fixed 3 years

3.64% p.a.

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Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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Well Balanced Fixed

2.04% p.a.
fixed 3 years

2.17% p.a.

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Suncorp

Fixed Home Loan (Home Package Plus)

2.19% p.a.
fixed 3 years

3.03% p.a.

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Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

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1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

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UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

$0.00

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AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

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Neat Home Loan

2.19% p.a.

2.20% p.a.

$0.00

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Well Balanced

2.17% p.a.

2.20% p.a.

$0.00

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2.09% p.a.

2.12% p.a.

$0.00

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2.59% p.a.

2.63% p.a.

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2.33% p.a.variable for 24 months and then 3.82% p.a.

3.71% p.a.

$8.00 monthly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.