Sydney Mutual Bank logo

Sydney Mutual Bank First Home Buyer Loan

Advertiser disclosure
Rate
2.87% p.a.
Comparison Rate
2.88% p.a.
Service fee
$0.00
Upfront fee
$0

Details

Rates and fees information correct as at 11 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.87% p.a.

  • n/a

  • n/a

  • n/a

  • 2.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $180.00

Other financial bits
  • $20,000

  • $10,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • Legal and settlement fees charged at cost. Valuation fee covered up to $500.

  • Available for first home buyers with a 40 year term. Complimentary Financial Planning assessment and First Home Owner Grant assistance. Family guarantor option available.

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Sydney Mutual Bank home loans rated by the Mozo community?

Overall
8.8/10
Price
8.4/10
Features
7.6/10
Customer service
9.3/10
Convenience
8.4/10
Trust
9.0/10

Latest review of Sydney Mutual Bank First Home Buyer Loan

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About Sydney Mutual Bank

SCU previously known as Sydney Credit Union creates a longer lasting relationship when it comes to banking. SCU offers great rates for customers, with accounts that have low or no fees attached. Products that SCU offer savings accounts, term deposits, debit cards, personal, car and home loans, credit cards, business finance and overdrafts facilities. SCU are generous when it comes to dealing with your money.

See Sydney Mutual Bank home loans

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2.19% p.a. variable

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1.98% p.a.
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2.72% p.a.

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1.79% p.a. variable

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2.17% p.a. variable

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1.94% p.a.
fixed 3 years

2.97% p.a.

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

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Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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Athena

AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

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Virgin Money

Reward Me Fixed Rate Home Loan

1.98% p.a.
fixed 3 years

2.72% p.a.

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Low Rate Home Loan

2.14% p.a. variable

2.16% p.a.

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UBank

UHomeLoan (Fixed)

1.75% p.a.
fixed 3 years

2.22% p.a.

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Newcastle Permanent

Variable Home Loan (Premium Plus Package)

2.94% p.a. variable

3.34% p.a.

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86 400

Neat Home Loan

2.19% p.a. variable

2.20% p.a.

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

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Macquarie

Basic Home Loan

2.64% p.a.

2.64% p.a.

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UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

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Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

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homeloans.com.au

Low Rate Home Loan

2.14% p.a.

2.16% p.a.

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Suncorp

Back to Basics

2.44% p.a.

2.45% p.a.

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Homestar

Star Gold Home Loan

1.79% p.a.

1.84% p.a.

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Newcastle Permanent

Variable Home Loan (Premium Plus Package)

2.94% p.a.

3.34% p.a.

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Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

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UBank

UHomeLoan (Fixed)

1.75% p.a.
fixed 3 years

2.22% p.a.

Thumbnail icon for Macquarie

Macquarie

Basic Home Loan (Fixed)

2.09% p.a.
fixed 3 years

2.43% p.a.

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Virgin Money

Reward Me Fixed Rate Home Loan

1.98% p.a.
fixed 3 years

2.72% p.a.

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Homestar

Star Classic Fixed Home Loan

n/a

n/a

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Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

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People's Choice Credit Union

Fixed Rate Home Loan (Package)

1.89% p.a.
fixed 3 years

3.03% p.a.

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Well Home Loans

Well Balanced Fixed

2.04% p.a.
fixed 3 years

2.17% p.a.

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loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

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Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

Thumbnail icon for Homestar

Homestar

Star Gold Home Loan

1.79% p.a.

1.84% p.a.

$0.00

Thumbnail icon for Well Home Loans

Well Home Loans

Well Balanced

2.17% p.a.

2.20% p.a.

$0.00

Thumbnail icon for homeloans.com.au

homeloans.com.au

Low Rate Home Loan

2.14% p.a.

2.16% p.a.

$0.00

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86 400

Neat Home Loan

2.19% p.a.

2.20% p.a.

$0.00

Thumbnail icon for Suncorp

Suncorp

Back to Basics

2.44% p.a.

2.45% p.a.

$0.00

Thumbnail icon for Athena

Athena

AcceleRATES Variable Home Loan

2.29% p.a.

2.23% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.