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Teachers Mutual Bank Flexi Choice Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $25,000 with an LVR below 70%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $25,000

Rate
4.37% p.a.
Comparison Rate
4.43% p.a.
Service fee
$0.00
Upfront fee
$930
Rate
4.37% p.a.
Comparison Rate
4.43% p.a.
Service fee
$0.00
Upfront fee
$930

Details

Rates and fees information correct as at 25 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.37% p.a.

  • n/a

  • n/a

  • n/a

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.37% p.a.

  • n/a

  • n/a

  • n/a

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Teachers Mutual Bank home loans rated by the Mozo community?

Overall
8.6/10
Price
8.4/10
Features
8.0/10
Customer service
8.5/10
Convenience
7.6/10
Trust
8.7/10

Latest reviews of Teachers Mutual Bank Flexi Choice Home Loan

  • Overall 7/10
    I would like them to be more rate sensitive

    They do not have the best rate. Works for me because they fund for a studio

    Read full review

    They do not have the best rate. Works for me because they fund for a studio

    Price
    6/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Michael, Victoria reviewed about 1 year ago
  • Overall 8/10
    Good service

    Good service and good rates.

    Read full review

    Good service and good rates.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Neil, Western Australia reviewed over 5 years ago
  • Overall 10/10
    Great customer service and competitive products

    We trust them, they are always helpful and you can talk to a person (rather than a computer) easily when you need to.

    Read full review

    We trust them, they are always helpful and you can talk to a person (rather than a computer) easily when you need to.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Jacqui, New South Wales reviewed over 5 years ago
  • Overall 10/10
    Great customer service; no pressure; you choose.

    They provide easy to understand information that helps you to make an informed decision. Personal contact is pleasant and personable, not robotic and aggressive. They treat you like they care. You are not just a number but a real person. If they feel you could be better serviced by the bank they will inform you of your options in an informative manner. Their home loans options rate much better than the big banks and they are quick to pass on adjustments if there have been interest rate changes.

    Read full review

    They provide easy to understand information that helps you to make an informed decision. Personal contact is pleasant and personable, not robotic and aggressive. They treat you like they care. You are not just a number but a real person. If they feel you could be better serviced by the bank they will inform you of your options in an informative manner. Their home loans options rate much better than the big banks and they are quick to pass on adjustments if there have been interest rate changes.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mozo community reviewer, New South Wales reviewed about 7 years ago
  • Overall 4/10
    Good rates, watch the valuations.

    I believe that they have a great product although there is no offset account.

    Read full review

    I believe that they have a great product although there is no offset account.

    Price
    6/10
    Features
    4/10
    Customer service
    5/10
    Convenience
    4/10
    Trust
    3/10
    Less
    Debbie, Queensland reviewed over 7 years ago
Teachers Mutual Bank

About Teachers Mutual Bank

Teachers Mutual Bank (formerly Teachers Credit Union) offers its members a competitive range of personal banking and insurance products. They "Put you first" by offering a range of Home Loans, Credit Cards and day to day bank and savings accounts. Teachers Mutual Bank is focussed on the education community and their families so to join the Teachers Mutual Bank bank you must be a teacher, lecturer or instructor at a school, TAFE or university or a student studying education.

See Teachers Mutual Bank home loans

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UHomeLoan (Fixed)

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2.59% p.a. variable

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AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

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UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.36% p.a.

Suncorp

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Back to Basics

2.54% p.a. variable

2.55% p.a.

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2.48% p.a. variable

2.50% p.a.

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2.59% p.a. variable

2.63% p.a.

UBank

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UHomeLoan - Discount Offer

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2.34% p.a.Apply now to get this rate from 29 Nov

HSBC

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2.29% p.a.
fixed 3 years

2.95% p.a.

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

UBank

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UHomeLoan - Discount Offer

2.34% p.a.Apply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

HSBC

HSBC

Home Value Loan

2.59% p.a.

2.60% p.a.

Yard

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Variable Home Loan Special

2.09% p.a.

2.12% p.a.

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Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

UBank

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UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.36% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

Qudos Bank

Qudos Bank

Fixed Rate Home Loan

2.19% p.a.
fixed 3 years

2.68% p.a.

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Fixed Home Loan

2.88% p.a.
fixed 3 years

2.89% p.a.

loans.com.au

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.Apply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

$0.00

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

$0.00

loans.com.au

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Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

$0.00

Yard

Yard

Variable Home Loan Special

2.09% p.a.

2.12% p.a.

$0.00

Qudos Bank

Qudos Bank

No Frills Home Loan

2.54% p.a.

2.54% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.