The Rock Essentials Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $100,000 and $3,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $100,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $3,000,000

4.08% p.a.

4.13% p.a.

$0.00

The Rock Essentials Home Loan

4.08% p.a.

4.13% p.a.

$0.00

4.08% p.a.

4.15% p.a.

$0.00

The Rock Essentials Home Loan

4.08% p.a.

4.15% p.a.

$0.00

4.59% p.a.

4.66% p.a.

$0.00

The Rock Essentials Home Loan

4.59% p.a.

4.66% p.a.

$0.00

4.48% p.a.

4.53% p.a.

$0.00

The Rock Essentials Home Loan

4.48% p.a.

4.53% p.a.

$0.00

4.28% p.a.

4.33% p.a.

$0.00

The Rock Essentials Home Loan

4.28% p.a.

4.33% p.a.

$0.00

4.58% p.a.

4.63% p.a.

$0.00

The Rock Essentials Home Loan

4.58% p.a.

4.63% p.a.

$0.00

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.08% p.a.

  • n/a

  • 0 Months

  • none

  • 4.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $380.00

Other financial bits
  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.08% p.a.

  • n/a

  • 0 Months

  • none

  • 4.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $380.00

Other financial bits
  • $100,000

  • $3,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.59% p.a.

  • n/a

  • 0 Months

  • none

  • 4.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $380.00

Other financial bits
  • $100,000

  • $3,000,000

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.48% p.a.

  • n/a

  • 0 Months

  • none

  • 4.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $380.00

Other financial bits
  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.28% p.a.

  • n/a

  • 0 Months

  • none

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $380.00

Other financial bits
  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.58% p.a.

  • n/a

  • 0 Months

  • none

  • 4.63% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $0.00

  • $380.00

Other financial bits
  • $100,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are The Rock home loans rated by the Mozo community?

Overall customer rating
6.0/10
Price
5.8/10
Features
5.5/10
Customer service
6.8/10
Convenience
4.0/10
Trust
7.5/10

Latest review of The Rock Essentials Home Loan

  • Overall
    10/10
    Competitive rates and great customer service

    I have nothing but praise for the staff at this bank. Although they are based in Rockhampton and...

    I have nothing but praise for the staff at this bank. Although they are based in Rockhampton and I am in Townsville, nothing was too much and all correspondence via email was precise and direct. My only criticism is that there should be a walk-in bank in the all major centres.

    Price
    9/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Trevor | QLD

    27 Jun 2017

The Rock

About The Rock

Since its establishment in 1967, The Rock Building Society has been providing financial services and products to its customers in Central Queensland, out of its Rockhampton base. The Rock Building Society offers its customers personalised products in home loans, deposits and term deposits. The Rock Building Society additionally offers a range of business banking products for its business customers.

See The Rock home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.