The Rock Fixed Rate Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $3,000,000

3.84% p.a.

5.40% p.a.

$5.00 monthly

The Rock Fixed Rate Loan

3.84% p.a.

5.40% p.a.

$5.00 monthly

3.84% p.a.

5.40% p.a.

$5.00 monthly

The Rock Fixed Rate Loan

3.84% p.a.

5.40% p.a.

$5.00 monthly

4.59% p.a.

5.61% p.a.

$5.00 monthly

The Rock Fixed Rate Loan

4.59% p.a.

5.61% p.a.

$5.00 monthly

4.04% p.a.

5.74% p.a.

$5.00 monthly

The Rock Fixed Rate Loan

4.04% p.a.

5.74% p.a.

$5.00 monthly

4.29% p.a.

5.53% p.a.

$5.00 monthly

The Rock Fixed Rate Loan

4.29% p.a.

5.53% p.a.

$5.00 monthly

4.49% p.a.

5.86% p.a.

$5.00 monthly

The Rock Fixed Rate Loan

4.49% p.a.

5.86% p.a.

$5.00 monthly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.89% (5.75%*)

  • 3.75% (5.55%*)

  • 3.84% (5.40%*)

  • (*)

  • 4.59% (5.42%*)

  • (*)

  • (*)

  • 5.82% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.81%*)

  • 4.49% (5.69%*)

  • 3.84% (5.40%*)

  • (*)

  • 4.79% (5.51%*)

  • (*)

  • (*)

  • 5.82% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.81%*)

  • 4.49% (5.69%*)

  • 4.59% (5.61%*)

  • (*)

  • 4.79% (5.51%*)

  • (*)

  • (*)

  • 5.82% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (6.13%*)

  • 3.95% (5.91%*)

  • 4.04% (5.74%*)

  • (*)

  • 4.79% (5.73%*)

  • (*)

  • (*)

  • 6.22% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.79%*)

  • 3.99% (5.60%*)

  • 4.29% (5.53%*)

  • (*)

  • 4.69% (5.47%*)

  • (*)

  • (*)

  • 5.82% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • $300 reduction to 2 year fixed rate establishment fee.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (6.17%*)

  • 4.69% (6.05%*)

  • 4.49% (5.86%*)

  • (*)

  • 4.89% (5.78%*)

  • (*)

  • (*)

  • 6.22% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

Customer Reviews

How are The Rock home loans rated by the Mozo community?

Overall customer rating
6.6/10
Price
6.2/10
Features
6.0/10
Customer service
6.7/10
Convenience
5.1/10
Trust
6.4/10

Latest review of The Rock Fixed Rate Loan

  • Overall
    8/10
    Great people to deal with and great rates

    The Rock Building Society is a really good bank to be with as their customer service is...

    The Rock Building Society is a really good bank to be with as their customer service is excellent, their rates are good and they are very understanding and great to deal with. They keep things very clear and easy to understand and there is never any waiting time when making enquiries.

    Price
    8/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    8/10

    Caroline | New South Wales

    reviewed over 5 years ago

The Rock

About The Rock

Since its establishment in 1967, The Rock Building Society has been providing financial services and products to its customers in Central Queensland, out of its Rockhampton base. The Rock Building Society offers its customers personalised products in home loans, deposits and term deposits. The Rock Building Society additionally offers a range of business banking products for its business customers.

See The Rock home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.