The Rock Standard Variable Rate Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $3,000,000

5.82% p.a.

5.95% p.a.

$5.00 monthly

The Rock Standard Variable Rate Loan

5.82% p.a.

5.95% p.a.

$5.00 monthly

6.22% p.a.

6.35% p.a.

$5.00 monthly

The Rock Standard Variable Rate Loan

6.22% p.a.

6.35% p.a.

$5.00 monthly

5.82% p.a.

5.95% p.a.

$5.00 monthly

The Rock Standard Variable Rate Loan

5.82% p.a.

5.95% p.a.

$5.00 monthly

6.22% p.a.

6.35% p.a.

$5.00 monthly

The Rock Standard Variable Rate Loan

6.22% p.a.

6.35% p.a.

$5.00 monthly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.82% p.a.

  • n/a

  • 0 Months

  • none

  • 5.95% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes - optional, $12 per month

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 6.22% p.a.

  • n/a

  • 0 Months

  • none

  • 6.35% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes - optional, $12 per month

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.82% p.a.

  • n/a

  • 0 Months

  • none

  • 5.95% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes - optional, $12 per month

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 6.22% p.a.

  • n/a

  • 0 Months

  • none

  • 6.35% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • none

  • $5.00 monthly

  • $380.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $500.00

  • yes

  • yes - optional, $12 per month

  • none

  • none

Customer Reviews

How are The Rock home loans rated by the Mozo community?

Overall customer rating
6.6/10
Price
6.2/10
Features
6.0/10
Customer service
6.7/10
Convenience
5.1/10
Trust
6.4/10

Latest reviews of The Rock Standard Variable Rate Loan

  • Overall
    10/10
    Excellent customer service

    Nothing is ever a problem to them.

    Nothing is ever a problem to them.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Helen | Queensland

    reviewed about 3 years ago

  • Overall
    4/10
    Not very competitive rates, no retention of custom

    Rates are not very competitive. Do not go extra miles for customer retention or satisfaction to...

    Rates are not very competitive. Do not go extra miles for customer retention or satisfaction to match the rates or give other benefits. Take it or leave it attitude. No bargaining power for customers. Other than rates everything is good.

    Price
    4/10
    Features
    4/10
    Customer service
    4/10
    Convenience
    4/10
    Trust
    4/10

    Sherly | Victoria

    reviewed over 5 years ago

The Rock

About The Rock

Since its establishment in 1967, The Rock Building Society has been providing financial services and products to its customers in Central Queensland, out of its Rockhampton base. The Rock Building Society offers its customers personalised products in home loans, deposits and term deposits. The Rock Building Society additionally offers a range of business banking products for its business customers.

See The Rock home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.