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UBank UHomeLoan - Investor Extra Offer

Advertiser disclosure

The details shown below are for an investor taking out a interest only loan between $100,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $2,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Investor (Interest Only)

    LVR < 80%

    Loan: $100,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $100,000 $2,000,000

Rate
2.60% p.a.
Comparison Rate
2.58% p.a.
Service fee
$0.00
Upfront fee
$0
Go to site
Rate
2.55% p.a.
Comparison Rate
2.55% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review UBank UHomeLoan - Investor Extra Offer - last updated: 20 August 2021

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What's hot
  • Low variable rates from 2.55% p.a. (2.55% comparison rate*)
  • Free extra repayments
  • No fees
What's not
  • No offset account
Mozo snapshot

The UHomeLoan - Investor Extra Offer from UBank could be the perfect low cost match for prospective property investors, with variable interest rates starting from just 2.55% p.a. (2.55% comparison rate*) and no application, service or any other fees.

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Key features

UBank offers property investors two options with its Investor Extra Home Loan - a low 2.55% p.a. variable interest rate (2.55% p.a. comparison rate*) for those willing to make principal and interest payments, and a rate of 2.60% p.a. rate (2.65% p.a. comparison rate*) for borrowers wanting to make interest-only repayments. Just keep in mind that you’ll need a minimum 20% deposit on a loan of at least $100,000 to qualify for the offer.

Aside from the low rates, borrowers will also be able to cut down their costs thanks to the absolute lack of fees on the Investor Extra Offer, which means you’ll pay nothing in the way of application, service or discharge fees over the life of the loan.

If that doesn’t whet your appetite, borrowers can also make extra repayments towards their UBank home loan at no added cost and the Investor Extra Offer also features the opportunity to split the home loan with one of UBank’s fixed rate investor deals. Borrowers will also have the flexibility to choose between making their repayments on a weekly, fortnightly or monthly basis.

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Who is it good for

The UHomeLoan Investor Extra Offer could be a great option for investors who are looking for a low rate and fee-free home loan, which allows them to concentrate fully on making their repayments.

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Any catches

Would you prefer to have the option of going into a branch to talk to a real person about your home loan? Because UBank is an online-only institution, so you won’t have access to any branches, though you will be able to contact them via the phone or interest.

Details

Rates and fees information correct as at 17 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.60% p.a.

n/a

n/a

n/a

2.58% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,000,000

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

no

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.55% p.a.

n/a

n/a

n/a

2.55% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

Other financial bits

$100,000

$2,000,000

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

no

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.