The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $25,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $25,000 with an LVR below 70%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $25,000 | |
| | Owner Occupier | Interest Only | < 80% | $25,000 | |
| | Investor | Principal & Interest | < 90% | $25,000 | |
| | Investor | Interest Only | < 70% | $25,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $25,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $25,000
Investor (Principal & Interest)
LVR < 90%
Loan: $25,000
Investor (Interest Only)
LVR < 70%
Loan: $25,000
n/a
n/a
n/a
n/a
2.05% (4.19%*)
2.05% (4.00%*)
2.05% (3.81%*)
1.95% (3.61%*)
2.25% (3.56%*)
n/a
n/a
4.37% p.a.
$600.00
n/a
n/a
$0.00
n/a
$0.00
$75.00
$25,000
none
none
95.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal and Valuation fees payable at cost. Lenders Mortgage Insurance applies to loans with an LVR above 80%.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.35% (4.36%*)
2.35% (4.17%*)
2.35% (4.00%*)
2.25% (3.80%*)
2.55% (3.77%*)
n/a
n/a
4.52% p.a.
$600.00
n/a
n/a
$0.00
n/a
$0.00
$75.00
$25,000
none
none
80.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal and Valuation fees payable at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.35% (4.22%*)
2.35% (4.05%*)
2.35% (3.89%*)
2.25% (3.71%*)
2.55% (3.68%*)
n/a
n/a
4.37% p.a.
$600.00
n/a
n/a
$0.00
n/a
$0.00
$75.00
$25,000
none
none
90.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal and Valuation fees payable at cost. Lenders Mortgage Insurance applies to loans with an LVR above 80%.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.50% (4.37%*)
2.50% (4.20%*)
2.50% (4.03%*)
2.40% (3.85%*)
2.70% (3.83%*)
n/a
n/a
4.52% p.a.
$600.00
n/a
n/a
$0.00
n/a
$0.00
$75.00
$25,000
none
none
70.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal and Valuation fees payable at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Clueless customer service team.
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UniBank is an independent, state based, customer owned credit society based on the principles of mutuality. Since its beginnings in 1964, UniBank has grown into a niche market provider of financial products and services in Western Australia. UniBank offers a full range of banking products and services, including savings, investment and loan accounts, as well as insurance, travel, international currency and financial planning services.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
