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UniBank Fixed Option Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $25,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $25,000 with an LVR below 70%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $25,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $25,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $25,000

Fixed 3 year rate
2.19% p.a.
Comparison Rate*
3.87% p.a.
Service fee
$0.00
Upfront fee
$930
Fixed 3 year rate
2.34% p.a.
Comparison Rate*
4.01% p.a.
Service fee
$0.00
Upfront fee
$930
Fixed 3 year rate
2.34% p.a.
Comparison Rate*
3.91% p.a.
Service fee
$0.00
Upfront fee
$930
Fixed 3 year rate
2.49% p.a.
Comparison Rate*
4.05% p.a.
Service fee
$0.00
Upfront fee
$930

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.19% (4.23%*)

  • 2.19% (4.04%*)

  • 2.19% (3.87%*)

  • 2.79% (3.90%*)

  • 2.79% (3.79%*)

  • n/a

  • n/a

  • 4.37% p.a.

Fees

  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits

  • $25,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.34% (4.38%*)

  • 2.34% (4.19%*)

  • 2.34% (4.01%*)

  • 2.94% (4.05%*)

  • 2.94% (3.94%*)

  • n/a

  • n/a

  • 4.52% p.a.

Fees

  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits

  • $25,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.34% (4.24%*)

  • 2.34% (4.07%*)

  • 2.34% (3.91%*)

  • 2.94% (3.95%*)

  • 2.94% (3.85%*)

  • n/a

  • n/a

  • 4.37% p.a.

Fees

  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits

  • $25,000

  • none

  • none

  • 70.00%

Features

  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.49% (4.39%*)

  • 2.49% (4.22%*)

  • 2.49% (4.05%*)

  • 3.09% (4.10%*)

  • 3.09% (4.00%*)

  • n/a

  • n/a

  • 4.52% p.a.

Fees

  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits

  • $25,000

  • none

  • none

  • 70.00%

Features

  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are UniBank home loans rated by the Mozo community?

Overall customer rating
7.3/10

Based on 6 UniBank home loan reviews

Price
6.3/10
Features
6.7/10
Customer service
6.2/10
Convenience
5.8/10
Trust
6.2/10
UniBank

About UniBank

UniBank is an independent, state based, customer owned credit society based on the principles of mutuality. Since its beginnings in 1964, UniBank has grown into a niche market provider of financial products and services in Western Australia. UniBank offers a full range of banking products and services, including savings, investment and loan accounts, as well as insurance, travel, international currency and financial planning services.

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