Thumbnail icon for UniBank

UniBank Fixed Option Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $25,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $25,000 with an LVR below 70%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $25,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $25,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $25,000

Fixed 3 year rate
2.19% p.a.
Comparison Rate*
3.87% p.a.
Service fee
$0.00
Upfront fee
$930
Fixed 3 year rate
2.34% p.a.
Comparison Rate*
4.01% p.a.
Service fee
$0.00
Upfront fee
$930
Fixed 3 year rate
2.34% p.a.
Comparison Rate*
3.91% p.a.
Service fee
$0.00
Upfront fee
$930
Fixed 3 year rate
2.49% p.a.
Comparison Rate*
4.05% p.a.
Service fee
$0.00
Upfront fee
$930

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.19% (4.23%*)

  • 2.19% (4.04%*)

  • 2.19% (3.87%*)

  • 2.79% (3.90%*)

  • 2.79% (3.79%*)

  • n/a

  • n/a

  • 4.37% p.a.

Fees
  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.34% (4.38%*)

  • 2.34% (4.19%*)

  • 2.34% (4.01%*)

  • 2.94% (4.05%*)

  • 2.94% (3.94%*)

  • n/a

  • n/a

  • 4.52% p.a.

Fees
  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.34% (4.24%*)

  • 2.34% (4.07%*)

  • 2.34% (3.91%*)

  • 2.94% (3.95%*)

  • 2.94% (3.85%*)

  • n/a

  • n/a

  • 4.37% p.a.

Fees
  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.49% (4.39%*)

  • 2.49% (4.22%*)

  • 2.49% (4.05%*)

  • 3.09% (4.10%*)

  • 3.09% (4.00%*)

  • n/a

  • n/a

  • 4.52% p.a.

Fees
  • $600.00

  • n/a

  • $330.00

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal fee payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are UniBank home loans rated by the Mozo community?

Overall customer rating
7.3/10
Price
6.3/10
Features
6.7/10
Customer service
6.2/10
Convenience
5.8/10
Trust
6.2/10
UniBank

About UniBank

UniBank is an independent, state based, customer owned credit society based on the principles of mutuality. Since its beginnings in 1964, UniBank has grown into a niche market provider of financial products and services in Western Australia. UniBank offers a full range of banking products and services, including savings, investment and loan accounts, as well as insurance, travel, international currency and financial planning services.

See UniBank home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.57% p.a. variable

2.59% p.a.

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a. variableApply now to get this rate from 17 Jul

2.49% p.a.Apply now to get this rate from 17 Jul

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.31% p.a.

Promoted

Athena

Athena

Variable Home Loan

2.59% p.a. variable

2.55% p.a.

Promoted

People's Choice Credit Union

People's Choice Credit Union

Basic Variable Home Loan

2.69% p.a. variable

2.69% p.a.

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.35% p.a.
fixed 3 years

3.44% p.a.

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.57% p.a. variable

2.59% p.a.

Promoted

Suncorp

Suncorp

Back to Basics

2.78% p.a. variable

2.79% p.a.

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a. variableApply now to get this rate from 17 Jul

2.49% p.a.Apply now to get this rate from 17 Jul

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Promoted

Athena

Athena

Variable Home Loan

2.59% p.a. variable

2.55% p.a.

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a. variable

2.39% p.a.

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

Promoted

Bank of Queensland

Bank of Queensland

Economy

2.69% p.a. variable

2.86% p.a.

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.57% p.a.

2.59% p.a.

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a.Apply now to get this rate from 17 Jul

2.49% p.a.Apply now to get this rate from 17 Jul

Promoted

Bank of Queensland

Bank of Queensland

Economy

2.69% p.a.

2.86% p.a.

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

2.94% p.a.

3.34% p.a.

Promoted

Athena

Athena

Variable Home Loan

2.59% p.a.

2.55% p.a.

Promoted

People's Choice Credit Union

People's Choice Credit Union

Basic Variable Home Loan

2.69% p.a.

2.69% p.a.

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a.

2.39% p.a.

Promoted

Yard

Yard

Variable Home Loan Winter Special

2.39% p.a.

2.42% p.a.

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.31% p.a.

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Promoted

Mozo

Mozo

Mystery Bank Deal

2.29% p.a.
fixed 3 years

3.89% p.a.

Promoted

Homestar

Homestar

Star Essentials Fixed Home Loan

n/a

n/a

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

Promoted

People's Choice Credit Union

People's Choice Credit Union

Fixed Rate Home Loan (Package)

2.29% p.a.
fixed 3 years

3.72% p.a.

Promoted

Mortgage House

Mortgage House

Switch and Save Special - Fixed Home Loan

2.44% p.a.
fixed 3 years

2.60% p.a.

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.35% p.a.
fixed 3 years

3.44% p.a.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.