The details shown below are for an owner occupier taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $25,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $25,000 and $5,000,000 with an LVR below 70%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $25,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 80% | $25,000 | $5,000,000 |
| | Investor | Principal & Interest | < 70% | $25,000 | $5,000,000 |
| | Investor | Interest Only | < 70% | $25,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $25,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $25,000 $5,000,000
Investor (Principal & Interest)
LVR < 70%
Loan: $25,000 $5,000,000
Investor (Interest Only)
LVR < 70%
Loan: $25,000 $5,000,000
3.88% p.a.
5.01% p.a.
$0.00
UniBank Fixed Option Home Loan
3.88% p.a.
5.01% p.a.
$0.00
4.50% p.a.
5.18% p.a.
$0.00
UniBank Fixed Option Home Loan
4.50% p.a.
5.18% p.a.
$0.00
4.40% p.a.
5.01% p.a.
$0.00
UniBank Fixed Option Home Loan
4.40% p.a.
5.01% p.a.
$0.00
5.00% p.a.
5.31% p.a.
$0.00
UniBank Fixed Option Home Loan
5.00% p.a.
5.31% p.a.
$0.00
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
3.87% (5.27%*)
3.78% (5.12%*)
3.88% (5.01%*)
4.36% (5.06%*)
4.49% (5.05%*)
(*)
(*)
5.36% p.a.
$600.00
$0.00
$0.00
$150.00
none
$0.00
$75.00
$25,000
$5,000,000
none
95.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal fee payable at cost
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.44% (5.32%*)
4.38% (5.23%*)
4.50% (5.18%*)
4.76% (5.20%*)
4.89% (5.21%*)
(*)
(*)
5.36% p.a.
$600.00
$0.00
$0.00
$150.00
none
$0.00
$75.00
$25,000
$5,000,000
none
80.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal fee payable at cost
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.14% (5.11%*)
4.23% (5.04%*)
4.40% (5.01%*)
4.68% (5.04%*)
4.81% (5.06%*)
(*)
(*)
5.16% p.a.
$600.00
$0.00
$0.00
$150.00
none
$0.00
$75.00
$25,000
$5,000,000
none
70.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal fee payable at cost
none
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.74% (5.35%*)
4.83% (5.31%*)
5.00% (5.31%*)
5.28% (5.38%*)
5.41% (5.43%*)
(*)
(*)
5.36% p.a.
$600.00
$0.00
$0.00
$150.00
none
$0.00
$75.00
$25,000
$5,000,000
none
70.00%
Weekly, Fortnightly, Monthly
no
no
no
none
yes
yes
Legal fee payable at cost
none
UniBank is an independent, state based, customer owned credit society based on the principles of mutuality. Since its beginnings in 1964, UniBank has grown into a niche market provider of financial products and services in Western Australia. UniBank offers a full range of banking products and services, including savings, investment and loan accounts, as well as insurance, travel, international currency and financial planning services.
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a. variable
4.12% p.a.
$0
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a. variable
3.82% p.a.
$150
State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
Queensland Country Credit Union
Ultimate Fixed Home Loan (Package)
n/a
n/a
$0
Newcastle Permanent
Fixed Rate Home Loan
3.94% p.a.
fixed 3 years
4.81% p.a.
$0
