Unity Bank First Rate Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 70%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 90%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $10,000

3.35% p.a.

3.37% p.a.

$0.00

Unity Bank First Rate Home Loan

3.35% p.a.

3.37% p.a.

$0.00

3.05% p.a.

3.07% p.a.

$0.00

Unity Bank First Rate Home Loan

3.05% p.a.

3.07% p.a.

$0.00

3.69% p.a.

3.71% p.a.

$0.00

Unity Bank First Rate Home Loan

3.69% p.a.

3.71% p.a.

$0.00

4.19% p.a.

4.21% p.a.

$0.00

Unity Bank First Rate Home Loan

4.19% p.a.

4.21% p.a.

$0.00

4.25% p.a.

4.27% p.a.

$0.00

Unity Bank First Rate Home Loan

4.25% p.a.

4.27% p.a.

$0.00

4.74% p.a.

4.76% p.a.

$0.00

Unity Bank First Rate Home Loan

4.74% p.a.

4.76% p.a.

$0.00

5.24% p.a.

5.26% p.a.

$0.00

Unity Bank First Rate Home Loan

5.24% p.a.

5.26% p.a.

$0.00

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.35% p.a.

  • n/a

  • n/a

  • n/a

  • 3.37% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • weekly, fortnightly, monthly

  • yes - free

  • yes

  • yes - fees apply

  • $100.00

  • no

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.05% p.a.

  • n/a

  • n/a

  • n/a

  • 3.07% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $150,000

  • none

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • weekly, fortnightly, monthly

  • yes - free

  • yes

  • yes - fees apply

  • $100.00

  • no

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.69% p.a.

  • n/a

  • n/a

  • n/a

  • 3.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • weekly, fortnightly, monthly

  • yes - free

  • yes

  • yes - fees apply

  • $100.00

  • no

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • n/a

  • n/a

  • 4.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • weekly, fortnightly, monthly

  • yes - free

  • yes

  • yes - fees apply

  • $100.00

  • no

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.25% p.a.

  • n/a

  • n/a

  • n/a

  • 4.27% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • weekly, fortnightly, monthly

  • yes - free

  • yes

  • yes - fees apply

  • $100.00

  • no

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • 4.76% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $10,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • weekly, fortnightly, monthly

  • yes - free

  • yes

  • yes - fees apply

  • $100.00

  • no

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • 5.26% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $10,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • weekly, fortnightly, monthly

  • yes - free

  • yes

  • yes - fees apply

  • $100.00

  • no

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Unity Bank home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
7.8/10
Features
7.4/10
Customer service
8.5/10
Convenience
7.9/10
Trust
8.7/10

Latest review of Unity Bank First Rate Home Loan

  • Overall 8/10
    Would recommend

    Communication is easy, response time is A+ .

    Read full review

    Communication is easy, response time is A+ .

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Bec, Victoria reviewed over 4 years ago
Unity Bank

About Unity Bank

Unity Bank has been offering financial products and services to members of the maritime, mining and power industries, their families and local communities since 1970. Unity Bank gives customers access to a range of solutions within personal, car and home loan products, investment loans, overdrafts, savings accounts, term deposits, credit cards, debit cards and business products. Unity Bank additionally offers insurance products for its members.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.