The details shown below are for an owner occupier taking out a principal & interest loan of at least $30,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $30,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $30,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $30,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $30,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $30,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $30,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $30,000

Fixed 3 year rate
2.69% p.a.
Comparison Rate
3.89% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
3.43% p.a.
Comparison Rate
4.07% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
2.99% p.a.
Comparison Rate
4.32% p.a.
Service fee
$0.00
Upfront fee
$500
Fixed 3 year rate
3.19% p.a.
Comparison Rate
4.73% p.a.
Service fee
$0.00
Upfront fee
$500

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.69% (4.14%*)

  • 2.69% (4.01%*)

  • 2.69% (3.89%*)

  • n/a

  • 3.09% (3.82%*)

  • n/a

  • n/a

  • 4.25% p.a.

Fees
  • $300.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.48% (4.22%*)

  • 3.33% (4.12%*)

  • 3.43% (4.07%*)

  • n/a

  • 3.79% (4.10%*)

  • n/a

  • n/a

  • 4.25% p.a.

Fees
  • $300.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (4.61%*)

  • 2.99% (4.46%*)

  • 2.99% (4.32%*)

  • n/a

  • 3.39% (4.23%*)

  • n/a

  • n/a

  • 4.74% p.a.

Fees
  • $300.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (5.08%*)

  • 3.19% (4.90%*)

  • 3.19% (4.73%*)

  • n/a

  • 3.59% (4.60%*)

  • n/a

  • n/a

  • 5.24% p.a.

Fees
  • $300.00

  • n/a

  • n/a

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • Legal and valuation fees charged at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Unity Bank home loans rated by the Mozo community?

Overall
8.5/10
Price
7.8/10
Features
7.4/10
Customer service
8.5/10
Convenience
7.9/10
Trust
8.7/10
Unity Bank

About Unity Bank

Unity Bank has been offering financial products and services to members of the maritime, mining and power industries, their families and local communities since 1970. Unity Bank gives customers access to a range of solutions within personal, car and home loan products, investment loans, overdrafts, savings accounts, term deposits, credit cards, debit cards and business products. Unity Bank additionally offers insurance products for its members.

See Unity Bank home loans

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a. variable

2.50% p.a.

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.34% p.a. variable

2.34% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a. variable

2.49% p.a.

Suncorp

Suncorp

Back to Basics

2.68% p.a. variable

2.69% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a. variable

2.76% p.a.

IMB Bank

IMB Bank

Budget Home Loan

2.61% p.a. variable

2.67% p.a.

AMP Bank

AMP Bank

Variable Rate Loan (Professional Package)

2.59% p.a. variable

3.00% p.a.

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a. variable

2.50% p.a.

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.34% p.a. variable

2.34% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a. variable

2.49% p.a.

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a. variable

2.76% p.a.

IMB Bank

IMB Bank

Budget Home Loan

2.61% p.a. variable

2.67% p.a.

AMP Bank

AMP Bank

Variable Rate Loan (Professional Package)

2.59% p.a. variable

3.00% p.a.

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a.

2.50% p.a.

HSBC

HSBC

Home Value Loan

2.59% p.a.

2.60% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

IMB Bank

IMB Bank

Budget Home Loan

2.61% p.a.

2.67% p.a.

AMP Bank

AMP Bank

Variable Rate Loan (Professional Package)

2.59% p.a.

3.00% p.a.

loans.com.au

loans.com.au

Fixed Home Loan

n/a

n/a

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Homestar

Homestar

Star Classic Fixed Home Loan

2.06% p.a.
fixed 3 years

2.38% p.a.

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.25% p.a.
fixed 3 years

3.41% p.a.

IMB Bank

IMB Bank

Fixed Home Loan

2.39% p.a.
fixed 3 years

3.08% p.a.

AMP Bank

AMP Bank

Fixed Rate Loan (Professional Package)

2.49% p.a.
fixed 3 years

3.07% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.