The details shown below are for an owner occupier taking out a principal & interest loan of at least $30,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $30,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $30,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $30,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $30,000 | |
| | Owner Occupier | Interest Only | < 90% | $30,000 | |
| | Investor | Principal & Interest | < 90% | $30,000 | |
| | Investor | Interest Only | < 90% | $30,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $30,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $30,000
Investor (Principal & Interest)
LVR < 90%
Loan: $30,000
Investor (Interest Only)
LVR < 90%
Loan: $30,000
n/a
n/a
n/a
n/a
2.24% (4.10%*)
1.99% (3.89%*)
2.24% (3.77%*)
n/a
2.88% (3.74%*)
n/a
n/a
4.25% p.a.
$300.00
n/a
n/a
$200.00
n/a
$0.00
$300.00
$30,000
none
none
90.00%
weekly, fortnightly, monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
Legal and valuation fees charged at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.33% (4.20%*)
3.33% (4.12%*)
3.33% (4.05%*)
n/a
3.79% (4.10%*)
n/a
n/a
4.25% p.a.
$300.00
n/a
n/a
$200.00
n/a
$0.00
$300.00
$30,000
none
none
90.00%
weekly, fortnightly, monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
Legal and valuation fees charged at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (4.49%*)
2.69% (4.32%*)
2.69% (4.16%*)
n/a
3.19% (4.08%*)
n/a
n/a
4.63% p.a.
$300.00
n/a
n/a
$200.00
n/a
$0.00
$300.00
$30,000
none
none
90.00%
weekly, fortnightly, monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
Legal and valuation fees charged at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.09% (4.98%*)
3.09% (4.80%*)
3.09% (4.63%*)
n/a
3.49% (4.50%*)
n/a
n/a
5.14% p.a.
$300.00
n/a
n/a
$200.00
n/a
$0.00
$300.00
$30,000
none
none
90.00%
weekly, fortnightly, monthly
yes - free up to $10,000 p.a.
none
no
none
yes
no
Legal and valuation fees charged at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Unity Bank has been offering financial products and services to members of the maritime, mining and power industries, their families and local communities since 1970. Unity Bank gives customers access to a range of solutions within personal, car and home loan products, investment loans, overdrafts, savings accounts, term deposits, credit cards, debit cards and business products. Unity Bank additionally offers insurance products for its members.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a. variable
1.84% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
