Unity Bank Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $30,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $30,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $30,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $30,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $30,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $30,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $30,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $30,000

4.09% p.a.

4.79% p.a.

$0.00

Unity Bank Fixed Rate

4.09% p.a.

4.79% p.a.

$0.00

4.58% p.a.

4.92% p.a.

$0.00

Unity Bank Fixed Rate

4.58% p.a.

4.92% p.a.

$0.00

4.58% p.a.

5.25% p.a.

$0.00

Unity Bank Fixed Rate

4.58% p.a.

5.25% p.a.

$0.00

5.03% p.a.

5.74% p.a.

$0.00

Unity Bank Fixed Rate

5.03% p.a.

5.74% p.a.

$0.00

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.04% (4.92%*)

  • 3.99% (4.84%*)

  • 4.09% (4.79%*)

  • (*)

  • 4.53% (4.85%*)

  • (*)

  • (*)

  • 4.89% p.a.

Fees
  • $300.00

  • $750.00

  • $350.00

  • $200.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (4.98%*)

  • 4.63% (4.95%*)

  • 4.58% (4.92%*)

  • (*)

  • 5.03% (5.06%*)

  • (*)

  • (*)

  • 4.89% p.a.

Fees
  • $300.00

  • $750.00

  • $350.00

  • $200.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (5.38%*)

  • 4.48% (5.30%*)

  • 4.58% (5.25%*)

  • (*)

  • 5.03% (5.33%*)

  • (*)

  • (*)

  • 5.35% p.a.

Fees
  • $300.00

  • $750.00

  • $350.00

  • $200.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.99% (5.88%*)

  • 4.93% (5.79%*)

  • 5.03% (5.74%*)

  • (*)

  • 5.48% (5.81%*)

  • (*)

  • (*)

  • 5.85% p.a.

Fees
  • $300.00

  • $750.00

  • $350.00

  • $200.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $30,000

  • none

  • none

  • 90.00%

Features
  • weekly, fortnightly, monthly

  • yes - free up to $10,000 p.a.

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

Customer Reviews

How are Unity Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
8.1/10
Features
7.5/10
Customer service
8.3/10
Convenience
7.8/10
Trust
8.7/10
Unity Bank

About Unity Bank

Unity Bank has been offering financial products and services to members of the maritime, mining and power industries, their families and local communities since 1970. Unity Bank gives customers access to a range of solutions within personal, car and home loan products, investment loans, overdrafts, savings accounts, term deposits, credit cards, debit cards and business products. Unity Bank additionally offers insurance products for its members.

See Unity Bank home loans

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.