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Unity Bank Advantage Fixed Rate

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $30,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $30,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $30,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $30,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 90% $30,000
Owner Occupier Interest Only < 90% $30,000
Investor Principal & Interest < 90% $30,000
Investor Interest Only < 90% $30,000
  • Owner Occupier (Principal & Interest)
    LVR < 90%
    Loan: $30,000
  • Owner Occupier (Interest Only)
    LVR < 90%
    Loan: $30,000
  • Investor (Principal & Interest)
    LVR < 90%
    Loan: $30,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $30,000
Fixed 3 year rate
5.99% p.a.
Comparison Rate
7.90% p.a.
Service fee
$0.00
Upfront fee
$1,223
Fixed 3 year rate
5.99% p.a.
Comparison Rate
7.90% p.a.
Service fee
$0.00
Upfront fee
$1,223
Fixed 3 year rate
6.74% p.a.
Comparison Rate
8.40% p.a.
Service fee
$0.00
Upfront fee
$1,223
Fixed 3 year rate
6.99% p.a.
Comparison Rate
8.47% p.a.
Service fee
$0.00
Upfront fee
$1,223

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (8.50%*)

6.79% (8.30%*)

5.99% (7.90%*)

n/a

6.89% (7.91%*)

n/a

n/a

8.59% p.a.

Fees

$300.00

$363.00

$360.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$30,000

none

none

90.00%

Features

weekly, fortnightly, monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal and valuation fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (8.50%*)

6.79% (8.30%*)

5.99% (7.90%*)

n/a

6.89% (7.91%*)

n/a

n/a

8.59% p.a.

Fees

$300.00

$363.00

$360.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$30,000

none

none

90.00%

Features

weekly, fortnightly, monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal and valuation fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (8.83%*)

6.69% (8.59%*)

6.74% (8.40%*)

n/a

6.94% (8.14%*)

n/a

n/a

8.99% p.a.

Fees

$300.00

$363.00

$360.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$30,000

none

none

90.00%

Features

weekly, fortnightly, monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal and valuation fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.94% (8.86%*)

6.99% (8.66%*)

6.99% (8.47%*)

n/a

7.24% (8.27%*)

n/a

n/a

8.99% p.a.

Fees

$300.00

$363.00

$360.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$30,000

none

none

90.00%

Features

weekly, fortnightly, monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal and valuation fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Unity Bank home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Unity Bank

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5.99% p.a. variable

5.90% p.a.

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6.30% p.a. variable

6.58% p.a.

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6.40% p.a.

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6.20% p.a.

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Flex Home Loan Fixed

5.99% p.a.
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Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Express Home Loan

6.01% p.a.

6.14% p.a.

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OMG Home Loan

5.99% p.a.

6.00% p.a.

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Neat Home Loan

6.14% p.a.

6.16% p.a.

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Basic Home Loan

6.15% p.a.

6.17% p.a.

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Fixed Rate Home Loan

p.a.

6.30% p.a.

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Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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fixed 3 years

6.13% p.a.

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Express Home Loan (Fixed)

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6.38% p.a.

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Fixed Rate Loan (with Orange Advantage)

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fixed 3 years

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fixed 3 years

6.30% p.a.

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Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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