Victoria Teachers Mutual Bank Complete Home Loan

3.99% p.a.

4.04% p.a.

$0.00

4.19% p.a.

4.24% p.a.

$0.00

4.49% p.a.

4.54% p.a.

$0.00

Currently showing

Rates

  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits

  • none

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits

  • none

  • none

  • 80.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • none

  • none

  • $0.00

  • $350.00

Other financial bits

  • none

  • none

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes

  • $500.00

  • yes

  • yes

  • none

  • none

About Victoria Teachers Mutual Bank

Formerly Victoria Teachers Credit Union, Victoria Teachers Mutual Bank is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Victoria Teachers Mutual Bank offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Victoria Teachers Mutual Bank customers become equal shareholders which means all the benefits are directly returned to you.

How are Victoria Teachers Mutual Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.7

Based on 9
Victoria Teachers Mutual Bank home loans reviews

8.0 8.1 9.0 7.2 8.7

Read Victoria Teachers Mutual Bank home loan reviews by the Mozo community

Latest reviews of Victoria Teachers Mutual Bank Complete Home Loan

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank Complete Home Loan (LVR<80%, Owner Occupier) home loan review

Overall rating   9 / 10

The best rates and helpful, friendly service.

I was with one of the Big 4 banks for 30 years and I moved to Vic Teachers Mutual Bank as all profits go back to all the account holders of the bank instead of outside shareholders and they beat the rates and the costs of the Big 4. The only...

Full review

I was with one of the Big 4 banks for 30 years and I moved to Vic Teachers Mutual Bank as all profits go back to all the account holders of the bank instead of outside shareholders and they beat the rates and the costs of the Big 4. The only drawback was no rewards program and no big network of branches. I can live without the handy branches as I do all my banking online these days and their online facilities are easy to use. I weighed up the cost of the rewards program, and the benefits of the lower rate and costs were greater than the perks of the rewards program.

    Price   8 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Michael (VIC), reviewed over 3 years ago

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank Complete Home Loan (LVR<80%, Owner Occupier) home loan review

Overall rating   9 / 10

Victoria Teacher's Mutual Bank- It pays to save!!

'Trust' and 'Bank' don't usually go together, However, Victoria Teachers Mutual bank's like no other! Redraw facility, friendly staff, low rates, Recommended to all family and mates! Could compare to local butcher, postie or...

Full review

'Trust' and 'Bank' don't usually go together, However, Victoria Teachers Mutual bank's like no other! Redraw facility, friendly staff, low rates, Recommended to all family and mates! Could compare to local butcher, postie or hairdresser, Teller knows me by first name and no lesser! Reminds me of good old days, when profits were not important and saving money pays! Commonwealth bank ATM's, we can use, Without fees, we don't lose! Website is easy and secure, 2 branches and no fewer. From credit union to bank, If it were sport, it would highly rank!

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Mozo reviewer (VIC), reviewed almost 4 years ago

Victoria Teachers Mutual Bank

Victoria Teachers Mutual Bank Complete Home Loan (LVR<80%, Owner Occupier) home loan review

Overall rating   9 / 10

VTMB

Victoria Teachers Mutual Bank have provided banking for my family for over 35 years. Originally a credit union for the education industry, I was introduced through my father, a teacher, although now anyone can join. I find their products...

Full review

Victoria Teachers Mutual Bank have provided banking for my family for over 35 years. Originally a credit union for the education industry, I was introduced through my father, a teacher, although now anyone can join. I find their products competitive, the ability to bank fee free (savings accounts and loans), they offer the rewards package and the customer service is great. While they only have two branches in Melbourne, you can access or deposit funds through any CBA ATM or branch.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Scott (VIC), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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