Virgin Money Reward Me Fixed Rate Home Loan
The details shown below are for an owner occupier taking out a principal & interest loan of at least $300,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $300,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $300,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $300,000 | |
| | Investor | Principal & Interest | < 90% | $300,000 | |
| | Investor | Interest Only | < 90% | $300,000 | |
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 80% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 80% | $750,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $750,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $75,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 80% | $75,000 | $499,999 |
| | Investor | Principal & Interest | < 80% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 80% | $750,000 | |
| | Investor | Principal & Interest | 80%-90% | $75,000 | $499,999 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | $749,999 |
| | Investor | Principal & Interest | 80%-90% | $750,000 | |
| | Investor | Interest Only | < 80% | $75,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | 80%-90% | $75,000 | $499,999 |
| | Investor | Interest Only | < 80% | $750,000 | |
| | Investor | Interest Only | 80%-90% | $750,000 | |
| | Investor | Interest Only | 80%-90% | $500,000 | $749,999 |
-
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $300,000
-
Investor (Principal & Interest)
LVR < 90%
Loan: $300,000
-
Investor (Interest Only)
LVR < 90%
Loan: $300,000
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000 $749,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $75,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $750,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $75,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $749,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $750,000
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $75,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $500,000 $749,999
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $750,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $75,000 $499,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
-
Investor (Principal & Interest)
LVR < 80%
Loan: $75,000 $499,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000 $749,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $750,000
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $75,000 $499,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $749,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $750,000
-
Investor (Interest Only)
LVR < 80%
Loan: $75,000 $499,999
-
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
-
Investor (Interest Only)
LVR 80%-90%
Loan: $75,000 $499,999
-
Investor (Interest Only)
LVR < 80%
Loan: $750,000
-
Investor (Interest Only)
LVR 80%-90%
Loan: $750,000
-
Investor (Interest Only)
LVR 80%-90%
Loan: $500,000 $749,999
3.69% p.a.
3.90% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.69% p.a.
3.90% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.69% p.a.
3.90% p.a.
$10.00 monthly
3.89% p.a.
4.17% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.89% p.a.
4.17% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.89% p.a.
4.17% p.a.
$10.00 monthly
3.89% p.a.
4.14% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.89% p.a.
4.14% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.89% p.a.
4.14% p.a.
$10.00 monthly
3.99% p.a.
3.94% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
3.94% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
3.94% p.a.
$10.00 monthly
3.99% p.a.
3.97% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
3.97% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
3.97% p.a.
$10.00 monthly
3.99% p.a.
3.91% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
3.91% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
3.91% p.a.
$10.00 monthly
3.99% p.a.
4.20% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
4.20% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
4.20% p.a.
$10.00 monthly
3.99% p.a.
4.16% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
4.16% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
4.16% p.a.
$10.00 monthly
3.99% p.a.
4.13% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
4.13% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
3.99% p.a.
4.13% p.a.
$10.00 monthly
4.39% p.a.
5.00% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
5.00% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
5.00% p.a.
$10.00 monthly
4.39% p.a.
5.00% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
5.00% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
5.00% p.a.
$10.00 monthly
4.39% p.a.
5.00% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
5.00% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
5.00% p.a.
$10.00 monthly
4.39% p.a.
4.52% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
4.52% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
4.52% p.a.
$10.00 monthly
4.39% p.a.
4.49% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
4.49% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
4.49% p.a.
$10.00 monthly
4.39% p.a.
4.45% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
4.45% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.39% p.a.
4.45% p.a.
$10.00 monthly
4.14% p.a.
4.24% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.24% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.24% p.a.
$10.00 monthly
4.14% p.a.
4.17% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.17% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.17% p.a.
$10.00 monthly
4.14% p.a.
4.09% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.09% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.09% p.a.
$10.00 monthly
4.14% p.a.
4.31% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.31% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.31% p.a.
$10.00 monthly
4.14% p.a.
4.31% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.31% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.31% p.a.
$10.00 monthly
4.14% p.a.
4.24% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.24% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.14% p.a.
4.24% p.a.
$10.00 monthly
4.19% p.a.
4.40% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.40% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.40% p.a.
$10.00 monthly
4.19% p.a.
4.36% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.36% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.36% p.a.
$10.00 monthly
4.19% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.62% p.a.
$10.00 monthly
4.19% p.a.
4.36% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.36% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.36% p.a.
$10.00 monthly
4.19% p.a.
4.54% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.54% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.54% p.a.
$10.00 monthly
4.19% p.a.
4.58% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.58% p.a.
$10.00 monthly
Virgin Money Reward Me Fixed Rate Home Loan
4.19% p.a.
4.58% p.a.
$10.00 monthly
Mozo Review Virgin Money Reward Me Fixed Rate Home Loan Review
Last updated: 18 April 2019.
What's hot:
Competitive fixed rates from 3.69% (3.90% comparison rate*)
No application fee
2019 Mozo Experts Choice Award winner
Ability to earn Velocity Points
What's not:
$320 discharge fee
Mozo snapshot:
With a number of competitive fixed rates starting from 3.69% (3.90% comparison rate*) the Reward Me Fixed Rate Home Loan from 2019 Mozo Experts Choice Award winner Virgin Money could be a great option for anyone wanting some repayment stability at the start of their loan. And if competitive fixed rates aren’t enough, homebuyers will also be able to make free extra repayments and even earn thousands, if not hundreds of thousands, of Velocity Points over the life of the loan.
Key features:
Love the idea of knowing exactly what you’re home loan repayments will be, or just want to safeguard yourself from a potential rate rise for as long as possible? Well the Virgin Money Reward Me Fixed Rate Home Loan not only makes it easy, it makes attractive with fixed rate offers for 1-5 year terms for both owner occupiers and investors.
Owner occupiers can get particularly competitive fixed rate deals, with interest rates as low as 3.75% (4.00% comparison rate*) for 2 year fixed terms and 3.69% (3.90% comparison rate*) for 3 year fixed terms.
Meanwhile investors will be able to take advantage of rates as low as 3.95% (4.28% comparison rate*) for fixed 2 year terms and 3.89% (4.17% comparison rate*) for fixed three year terms.
Depending on the type of Reward Me Fixed Rate Home Loan borrowers choose, they’ll need a minimum deposit of at least $75,000 (and often higher) and a minimum deposit of at least 5% (also can be higher).
Aside from competitive rates, the loan also offers homeowners the chance to make free extra repayments towards their loans of up to $10,000 a year, as well as choose the schedule at which they want to make their repayments - either on a weekly, fortnightly or monthly basis.
When it comes to other costs the Reward Me Fixed Rate Home Loan does come with settlement ($150), service ($10 per month) and discharge fees ($320), though there are no application, legal or valuation fees.
And last, though certainly not least, Virgin Money borrowers will be able to score a heap of Velocity Points through their home loans. Starting with 20,000 Velocity Points for every $100,000 borrowed at the start of the loan, borrowers will then be able to earn 30,000 Velocity Points every 3 years when the balance of the loan remains above $50,000!
Who it's good for:
The Virgin Money Reward Me Fixed Rate Home Loan could be a great option for buyers wanting the peace of mind and budgeting certainty that comes with a fixed rate loan, especially if they can take advantage of Virgin's competitive 2-3 year fixed rate offers.
Any catches?
While there is an offset account available with the Reward Me Fixed Rate Home Loan, it is only on offer with 1 year fixed terms.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
(*)
-
3.75% (4.00%*)
-
3.69% (3.90%*)
-
3.99% (3.99%*)
-
4.09% (4.04%*)
-
(*)
-
(*)
-
3.89% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$300,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
(*)
-
3.95% (4.28%*)
-
3.89% (4.17%*)
-
(*)
-
(*)
-
(*)
-
(*)
-
4.19% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$300,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
(*)
-
3.99% (4.17%*)
-
3.89% (4.14%*)
-
(*)
-
(*)
-
(*)
-
(*)
-
4.19% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$300,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.24% (3.92%*)
-
3.99% (3.92%*)
-
3.99% (3.94%*)
-
4.34% (4.07%*)
-
4.49% (4.18%*)
-
(*)
-
(*)
-
3.73% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.24% (3.96%*)
-
3.99% (3.96%*)
-
3.99% (3.97%*)
-
4.34% (4.11%*)
-
4.49% (4.21%*)
-
(*)
-
(*)
-
3.78% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.24% (3.88%*)
-
3.99% (3.88%*)
-
3.99% (3.91%*)
-
4.34% (4.05%*)
-
4.49% (4.16%*)
-
(*)
-
(*)
-
3.69% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.24% (4.24%*)
-
3.99% (4.21%*)
-
3.99% (4.20%*)
-
4.34% (4.31%*)
-
4.49% (4.39%*)
-
(*)
-
(*)
-
4.09% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.24% (4.20%*)
-
3.99% (4.17%*)
-
3.99% (4.16%*)
-
4.34% (4.28%*)
-
4.49% (4.36%*)
-
(*)
-
(*)
-
4.04% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.24% (4.15%*)
-
3.99% (4.13%*)
-
3.99% (4.13%*)
-
4.34% (4.25%*)
-
4.49% (4.33%*)
-
(*)
-
(*)
-
3.99% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.44% (5.11%*)
-
4.39% (5.05%*)
-
4.39% (5.00%*)
-
4.54% (5.00%*)
-
4.69% (5.02%*)
-
(*)
-
(*)
-
5.04% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
90.00%
-
95.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.44% (5.11%*)
-
4.39% (5.05%*)
-
4.39% (5.00%*)
-
4.54% (5.00%*)
-
4.69% (5.02%*)
-
(*)
-
(*)
-
5.04% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
90.00%
-
95.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.44% (5.11%*)
-
4.39% (5.05%*)
-
4.39% (5.00%*)
-
4.54% (5.00%*)
-
4.69% (5.02%*)
-
(*)
-
(*)
-
5.04% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
90.00%
-
95.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.52%*)
-
4.19% (4.49%*)
-
4.39% (4.52%*)
-
4.39% (4.52%*)
-
4.49% (4.57%*)
-
(*)
-
(*)
-
4.39% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.48%*)
-
4.19% (4.45%*)
-
4.39% (4.49%*)
-
4.39% (4.49%*)
-
4.49% (4.54%*)
-
(*)
-
(*)
-
4.34% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.43%*)
-
4.19% (4.41%*)
-
4.39% (4.45%*)
-
4.39% (4.46%*)
-
4.49% (4.51%*)
-
(*)
-
(*)
-
4.29% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.34% (4.25%*)
-
4.05% (4.22%*)
-
4.14% (4.24%*)
-
4.09% (4.23%*)
-
4.19% (4.27%*)
-
(*)
-
(*)
-
4.09% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.34% (4.16%*)
-
4.05% (4.14%*)
-
4.14% (4.17%*)
-
4.09% (4.16%*)
-
4.19% (4.21%*)
-
(*)
-
(*)
-
3.99% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.34% (4.07%*)
-
4.05% (4.06%*)
-
4.14% (4.09%*)
-
4.09% (4.10%*)
-
4.19% (4.15%*)
-
(*)
-
(*)
-
3.89% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.34% (4.34%*)
-
4.05% (4.30%*)
-
4.14% (4.31%*)
-
4.09% (4.29%*)
-
4.19% (4.33%*)
-
(*)
-
(*)
-
4.19% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.34% (4.34%*)
-
4.05% (4.30%*)
-
4.14% (4.31%*)
-
4.09% (4.29%*)
-
4.19% (4.33%*)
-
(*)
-
(*)
-
4.19% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.34% (4.25%*)
-
4.05% (4.22%*)
-
4.14% (4.24%*)
-
4.09% (4.23%*)
-
4.19% (4.27%*)
-
(*)
-
(*)
-
4.09% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.43%*)
-
4.09% (4.39%*)
-
4.19% (4.40%*)
-
4.19% (4.39%*)
-
4.29% (4.43%*)
-
(*)
-
(*)
-
4.29% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.39%*)
-
4.09% (4.35%*)
-
4.19% (4.36%*)
-
4.19% (4.36%*)
-
4.29% (4.40%*)
-
(*)
-
(*)
-
4.24% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.70%*)
-
4.09% (4.63%*)
-
4.19% (4.62%*)
-
4.19% (4.59%*)
-
4.29% (4.60%*)
-
(*)
-
(*)
-
4.59% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.39%*)
-
4.09% (4.35%*)
-
4.19% (4.36%*)
-
4.19% (4.36%*)
-
4.29% (4.40%*)
-
(*)
-
(*)
-
4.24% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.61%*)
-
4.09% (4.55%*)
-
4.19% (4.54%*)
-
4.19% (4.52%*)
-
4.29% (4.54%*)
-
(*)
-
(*)
-
4.49% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Details
Rates and fees information correct as at 20 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
p.a.
-
p.a.
-
0 Months
-
none
-
4.39% (4.66%*)
-
4.09% (4.59%*)
-
4.19% (4.58%*)
-
4.19% (4.55%*)
-
4.29% (4.57%*)
-
(*)
-
(*)
-
4.54% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
none
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
80.00%
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - up to $10,000 per annum
-
no
-
no
-
none
-
yes
-
yes - 1 year fixed term only
-
none
-
Earn 20,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Customer Reviews
How are Virgin Money home loans rated by the Mozo community?
About Virgin Money
Virgin Money is a financial services company that differentiates itself with a high focus on customer service and a strong brand. It aims to offer great value banking and insurance products designed around what customers really want. In Australia, Virgin Money's banking products include savings accounts, credit cards, super and it also has a range of general insurance products including home and contents, car and travel insurance.
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.69% p.a. variable
3.83% p.a.
$150
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$150
Promoted
loans.com.au
Fixed Home Loan
3.59% p.a.
fixed 3 years
3.89% p.a.
$520
Promoted
Virgin Money
Reward Me Fixed Rate Home Loan - First Home Buyer Special
n/a
n/a
$0
Promoted
Macquarie
Basic Home Loan (Fixed)
3.69% p.a.
fixed 3 years
3.79% p.a.
$0
Promoted
NAB
Tailored Home Loan (Fixed, Choice Package)
3.89% p.a.
fixed 3 years
4.92% p.a.
$0
Promoted
Bankwest
Complete Fixed Home Loan (Package)
3.98% p.a.
fixed 3 years
4.52% p.a.
$250
Promoted
Bank of Queensland
Fixed Rate
3.69% p.a.
fixed 3 years
4.48% p.a.
$450
