Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $300,000 | |
|
|
Owner Occupier | Principal & Interest | < 80% | $300,000 | |
|
|
Owner Occupier | Principal & Interest | < 90% | $500,000 | $749,999 |
|
|
Owner Occupier | Principal & Interest | < 90% | $75,000 | $499,999 |
|
|
Owner Occupier | Interest Only | < 80% | $75,000 | $499,999 |
|
|
Owner Occupier | Principal & Interest | < 90% | $750,000 | |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $75,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
|
|
Investor | Interest Only | < 60% | $300,000 | |
|
|
Investor | Principal & Interest | < 90% | $75,000 | $499,999 |
|
|
Investor | Principal & Interest | < 90% | $500,000 | $749,999 |
|
|
Investor | Interest Only | < 80% | $300,000 | |
|
|
Investor | Principal & Interest | < 60% | $300,000 | |
|
|
Investor | Principal & Interest | < 90% | $750,000 | |
|
|
Investor | Principal & Interest | < 80% | $300,000 | |
|
|
Investor | Interest Only | 80%-90% | $500,000 | $749,999 |
|
|
Investor | Interest Only | 80%-90% | $750,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.69% (6.63%*) |
|
|
6.49% (6.60%*) |
|
|
6.69% (6.68%*) |
|
|
6.74% (6.72%*) |
|
|
n/a |
|
|
n/a |
|
|
6.44% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$300,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.74% (6.64%*) |
|
|
6.54% (6.61%*) |
|
|
6.74% (6.70%*) |
|
|
6.79% (6.74%*) |
|
|
n/a |
|
|
n/a |
|
|
6.44% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$300,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.79% (7.26%*) |
|
|
7.92% (7.37%*) |
|
|
7.83% (7.42%*) |
|
|
8.10% (7.61%*) |
|
|
n/a |
|
|
n/a |
|
|
6.94% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$500,000 |
|
|
$749,999 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.79% (7.26%*) |
|
|
7.92% (7.37%*) |
|
|
7.83% (7.42%*) |
|
|
8.10% (7.61%*) |
|
|
n/a |
|
|
n/a |
|
|
6.94% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$75,000 |
|
|
$499,999 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.09% (7.31%*) |
|
|
6.79% (7.21%*) |
|
|
7.19% (7.33%*) |
|
|
7.39% (7.42%*) |
|
|
n/a |
|
|
n/a |
|
|
7.19% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$75,000 |
|
|
$499,999 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.79% (7.26%*) |
|
|
7.92% (7.37%*) |
|
|
7.83% (7.42%*) |
|
|
8.10% (7.61%*) |
|
|
n/a |
|
|
n/a |
|
|
6.94% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$750,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
8.49% (8.92%*) |
|
|
8.62% (8.93%*) |
|
|
8.33% (8.79%*) |
|
|
8.60% (8.88%*) |
|
|
n/a |
|
|
n/a |
|
|
8.87% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$75,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.09% (7.31%*) |
|
|
6.79% (7.21%*) |
|
|
7.19% (7.33%*) |
|
|
7.39% (7.42%*) |
|
|
n/a |
|
|
n/a |
|
|
7.19% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$500,000 |
|
|
$749,999 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.04% (6.98%*) |
|
|
6.79% (6.93%*) |
|
|
6.99% (7.01%*) |
|
|
7.04% (7.05%*) |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$300,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.66% (7.55%*) |
|
|
7.67% (7.58%*) |
|
|
7.73% (7.63%*) |
|
|
7.95% (7.76%*) |
|
|
n/a |
|
|
n/a |
|
|
7.34% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$75,000 |
|
|
$499,999 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.66% (7.55%*) |
|
|
7.67% (7.58%*) |
|
|
7.73% (7.63%*) |
|
|
7.95% (7.76%*) |
|
|
n/a |
|
|
n/a |
|
|
7.34% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$500,000 |
|
|
$749,999 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.14% (7.00%*) |
|
|
6.89% (6.96%*) |
|
|
7.09% (7.05%*) |
|
|
7.14% (7.09%*) |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$300,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% (6.77%*) |
|
|
6.59% (6.73%*) |
|
|
6.79% (6.81%*) |
|
|
6.84% (6.85%*) |
|
|
n/a |
|
|
n/a |
|
|
6.59% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$300,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.66% (7.55%*) |
|
|
7.67% (7.58%*) |
|
|
7.73% (7.63%*) |
|
|
7.95% (7.76%*) |
|
|
n/a |
|
|
n/a |
|
|
7.34% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$750,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.89% (6.79%*) |
|
|
6.69% (6.76%*) |
|
|
6.89% (6.85%*) |
|
|
6.94% (6.89%*) |
|
|
n/a |
|
|
n/a |
|
|
6.59% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$300,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
8.01% (7.62%*) |
|
|
7.92% (7.66%*) |
|
|
7.93% (7.71%*) |
|
|
8.15% (7.85%*) |
|
|
n/a |
|
|
n/a |
|
|
7.34% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$500,000 |
|
|
$749,999 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
8.01% (7.62%*) |
|
|
7.92% (7.66%*) |
|
|
7.93% (7.71%*) |
|
|
8.15% (7.85%*) |
|
|
n/a |
|
|
n/a |
|
|
7.34% p.a. |
|
$300.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$750,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - up to $10,000 per annum |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I received an excellent rate however had to push to get it. Customer service is excellent however the online banking system could be improved as I can’t change things without having to call and speak to someone for example.
Read full reviewI received an excellent rate however had to push to get it. Customer service is excellent however the online banking system could be improved as I can’t change things without having to call and speak to someone for example.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
