Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.95% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.95% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.39% p.a.

Comparison Rate*

3.64% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.39% p.a.

Comparison Rate*

3.64% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.39% p.a.

Comparison Rate*

3.61% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.39% p.a.

Comparison Rate*

3.61% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.43% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.43% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.47% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.47% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.40% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.40% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.69% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.69% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.66% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.66% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.62% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.59% p.a.

Comparison Rate*

3.62% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.99% p.a.

Comparison Rate*

4.49% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.99% p.a.

Comparison Rate*

4.49% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.99% p.a.

Comparison Rate*

4.49% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.99% p.a.

Comparison Rate*

4.49% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.99% p.a.

Comparison Rate*

4.49% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.99% p.a.

Comparison Rate*

4.49% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

4.39% p.a.

Comparison Rate*

4.09% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

4.39% p.a.

Comparison Rate*

4.09% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

4.39% p.a.

Comparison Rate*

4.05% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

4.39% p.a.

Comparison Rate*

4.05% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

4.39% p.a.

Comparison Rate*

4.01% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

4.39% p.a.

Comparison Rate*

4.01% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.76% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.76% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.68% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.68% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.61% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.61% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.83% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.83% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.83% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.83% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.76% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.84% p.a.

Comparison Rate*

3.76% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.88% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.88% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.84% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.84% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

4.10% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

4.10% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.84% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

3.84% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

4.03% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

4.03% p.a.

Service fee

$10.00 monthly

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

4.06% p.a.

Service fee

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

Fixed 3 year rate

3.89% p.a.

Comparison Rate*

4.06% p.a.

Service fee

$10.00 monthly

Mozo Review Virgin Money Reward Me Fixed Rate Home Loan Review

Last updated: 31 October 2019.

What's hot:

Competitive fixed rates from 2.99% (3.31% comparison rate*) for 3 years
No application fee
2019 Mozo Experts Choice Award winner
Ability to earn Velocity Points

What's not:

$320 discharge fee

Mozo snapshot:

With a number of competitive fixed rates starting from 2.89% (3.29% comparison rate*) for a 3 year term, the Reward Me Fixed Rate Home Loan from 2019 Mozo Experts Choice Award winner Virgin Money could be a great option for anyone wanting some repayment stability at the start of their loan. And if competitive fixed rates aren’t enough, homebuyers will also be able to make free extra repayments and even earn thousands, if not hundreds of thousands, of Velocity Points over the life of the loan.

Key features:

Love the idea of knowing exactly what you’re home loan repayments will be, or just want to safeguard yourself from a potential rate rise for as long as possible? Well the Virgin Money Reward Me Fixed Rate Home Loan not only makes it easy, it makes attractive with fixed rate offers for 1-5 year terms for both owner occupiers and investors.

Owner occupiers can get particularly competitive fixed rate deals, with interest rates as low as 2.89% (3.31% comparison rate*) for 2 year fixed terms and 2.89% (3.29% comparison rate*) for 3 year fixed terms.

Meanwhile investors will be able to take advantage of rates as low as 3.39% (3.65% comparison rate*) for fixed 2 year terms and 3.39% (3.64% comparison rate*) for fixed three year terms.

Depending on the type of Reward Me Fixed Rate Home Loan borrowers choose, they’ll need a minimum deposit of at least $75,000 (and often higher) and a minimum deposit of at least 5% (also can be higher).

Aside from competitive rates, the loan also offers homeowners the chance to make free extra repayments towards their loans of up to $10,000 a year, as well as choose the schedule at which they want to make their repayments - either on a weekly, fortnightly or monthly basis.

When it comes to other costs the Reward Me Fixed Rate Home Loan does come with settlement ($150), service ($10 per month) and discharge fees ($320), though there are no application, legal or valuation fees.

And last, though certainly not least, Virgin Money borrowers will be able to score a heap of Velocity Points through their home loans. Starting with 10,000 Velocity Points for every $100,000 borrowed at the start of the loan, borrowers will then be able to earn 30,000 Velocity Points every 3 years when the balance of the loan remains above $50,000!

Who it's good for:

The Virgin Money Reward Me Fixed Rate Home Loan could be a great option for buyers wanting the peace of mind and budgeting certainty that comes with a fixed rate loan, especially if they can take advantage of Virgin's competitive 2-3 year fixed rate offers.

Any catches?

While there is an offset account available with the Reward Me Fixed Rate Home Loan, it is only on offer with 1 year fixed terms.

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

n/a
Fixed 2 year rate

2.79% (3.30%*)
Fixed 3 year rate

2.79% (3.26%*)
Fixed 4 year rate

n/a
Fixed 5 year rate

3.39% (3.44%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.44% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$300,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

n/a
Fixed 2 year rate

3.94% (3.96%*)
Fixed 3 year rate

3.89% (3.95%*)
Fixed 4 year rate

n/a
Fixed 5 year rate

n/a
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.79% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$300,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

n/a
Fixed 2 year rate

3.39% (3.65%*)
Fixed 3 year rate

3.39% (3.64%*)
Fixed 4 year rate

n/a
Fixed 5 year rate

n/a
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.64% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$300,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

n/a
Fixed 2 year rate

3.39% (3.61%*)
Fixed 3 year rate

3.39% (3.61%*)
Fixed 4 year rate

n/a
Fixed 5 year rate

n/a
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.69% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$300,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.40%*)
Fixed 2 year rate

3.34% (3.35%*)
Fixed 3 year rate

3.59% (3.43%*)
Fixed 4 year rate

3.99% (3.59%*)
Fixed 5 year rate

3.79% (3.57%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.18% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.44%*)
Fixed 2 year rate

3.34% (3.39%*)
Fixed 3 year rate

3.59% (3.47%*)
Fixed 4 year rate

3.99% (3.62%*)
Fixed 5 year rate

3.79% (3.60%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.23% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.36%*)
Fixed 2 year rate

3.34% (3.32%*)
Fixed 3 year rate

3.59% (3.40%*)
Fixed 4 year rate

3.99% (3.56%*)
Fixed 5 year rate

3.79% (3.54%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.14% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.72%*)
Fixed 2 year rate

3.34% (3.65%*)
Fixed 3 year rate

3.59% (3.69%*)
Fixed 4 year rate

3.99% (3.83%*)
Fixed 5 year rate

3.79% (3.78%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.54% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.68%*)
Fixed 2 year rate

3.34% (3.61%*)
Fixed 3 year rate

3.59% (3.66%*)
Fixed 4 year rate

3.99% (3.80%*)
Fixed 5 year rate

3.79% (3.75%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.49% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.63%*)
Fixed 2 year rate

3.34% (3.56%*)
Fixed 3 year rate

3.59% (3.62%*)
Fixed 4 year rate

3.99% (3.76%*)
Fixed 5 year rate

3.79% (3.72%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.44% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

4.19% (4.60%*)
Fixed 2 year rate

3.74% (4.49%*)
Fixed 3 year rate

3.99% (4.49%*)
Fixed 4 year rate

4.19% (4.52%*)
Fixed 5 year rate

3.99% (4.42%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

4.49% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

90.00%
Maximum LVR

95.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

4.19% (4.60%*)
Fixed 2 year rate

3.74% (4.49%*)
Fixed 3 year rate

3.99% (4.49%*)
Fixed 4 year rate

4.19% (4.52%*)
Fixed 5 year rate

3.99% (4.42%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

4.49% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

90.00%
Maximum LVR

95.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

4.19% (4.60%*)
Fixed 2 year rate

3.74% (4.49%*)
Fixed 3 year rate

3.99% (4.49%*)
Fixed 4 year rate

4.19% (4.52%*)
Fixed 5 year rate

3.99% (4.42%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

4.49% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

90.00%
Maximum LVR

95.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

4.39% (3.98%*)
Fixed 2 year rate

4.19% (4.00%*)
Fixed 3 year rate

4.39% (4.09%*)
Fixed 4 year rate

4.39% (4.13%*)
Fixed 5 year rate

4.49% (4.21%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.79% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

4.39% (3.94%*)
Fixed 2 year rate

4.19% (3.96%*)
Fixed 3 year rate

4.39% (4.05%*)
Fixed 4 year rate

4.39% (4.10%*)
Fixed 5 year rate

4.49% (4.19%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.74% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

4.39% (3.89%*)
Fixed 2 year rate

4.19% (3.92%*)
Fixed 3 year rate

4.39% (4.01%*)
Fixed 4 year rate

4.39% (4.06%*)
Fixed 5 year rate

4.49% (4.16%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.69% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.72%*)
Fixed 2 year rate

3.70% (3.71%*)
Fixed 3 year rate

3.84% (3.76%*)
Fixed 4 year rate

4.09% (3.86%*)
Fixed 5 year rate

3.59% (3.70%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.54% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.63%*)
Fixed 2 year rate

3.70% (3.63%*)
Fixed 3 year rate

3.84% (3.68%*)
Fixed 4 year rate

4.09% (3.80%*)
Fixed 5 year rate

3.59% (3.64%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.44% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.54%*)
Fixed 2 year rate

3.70% (3.55%*)
Fixed 3 year rate

3.84% (3.61%*)
Fixed 4 year rate

4.09% (3.73%*)
Fixed 5 year rate

3.59% (3.58%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.34% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.81%*)
Fixed 2 year rate

3.70% (3.79%*)
Fixed 3 year rate

3.84% (3.83%*)
Fixed 4 year rate

4.09% (3.93%*)
Fixed 5 year rate

3.59% (3.76%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.64% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.81%*)
Fixed 2 year rate

3.70% (3.79%*)
Fixed 3 year rate

3.84% (3.83%*)
Fixed 4 year rate

4.09% (3.93%*)
Fixed 5 year rate

3.59% (3.76%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.64% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.72%*)
Fixed 2 year rate

3.70% (3.71%*)
Fixed 3 year rate

3.84% (3.76%*)
Fixed 4 year rate

4.09% (3.86%*)
Fixed 5 year rate

3.59% (3.70%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.54% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.86%*)
Fixed 2 year rate

3.74% (3.84%*)
Fixed 3 year rate

3.89% (3.88%*)
Fixed 4 year rate

4.19% (4.00%*)
Fixed 5 year rate

3.79% (3.87%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.69% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.81%*)
Fixed 2 year rate

3.74% (3.80%*)
Fixed 3 year rate

3.89% (3.84%*)
Fixed 4 year rate

4.19% (3.96%*)
Fixed 5 year rate

3.79% (3.84%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.64% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (4.13%*)
Fixed 2 year rate

3.74% (4.08%*)
Fixed 3 year rate

3.89% (4.10%*)
Fixed 4 year rate

4.19% (4.19%*)
Fixed 5 year rate

3.79% (4.05%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.99% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$75,000
Maximum loan amount

$499,999
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (3.81%*)
Fixed 2 year rate

3.74% (3.80%*)
Fixed 3 year rate

3.89% (3.84%*)
Fixed 4 year rate

4.19% (3.96%*)
Fixed 5 year rate

3.79% (3.84%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.64% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

80.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (4.04%*)
Fixed 2 year rate

3.74% (4.00%*)
Fixed 3 year rate

3.89% (4.03%*)
Fixed 4 year rate

4.19% (4.13%*)
Fixed 5 year rate

3.79% (3.99%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.89% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$750,000
Maximum loan amount

none
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Details

Rates

Variable rate

n/a
Intro rate

n/a
Intro rate term

n/a
Intro rate type

n/a
Fixed 1 year rate

3.99% (4.08%*)
Fixed 2 year rate

3.74% (4.04%*)
Fixed 3 year rate

3.89% (4.06%*)
Fixed 4 year rate

4.19% (4.16%*)
Fixed 5 year rate

3.79% (4.02%*)
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

3.94% p.a.

Fees

Application fee

$0.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$150.00
Other upfront fee (% of loan)

n/a
Service fee

$10.00 monthly
Discharge fee

$320.00

Other financial bits

Minimum loan amount

$500,000
Maximum loan amount

$749,999
Minimum LVR

80.00%
Maximum LVR

90.00%

Features

Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - up to $10,000 per annum
Repayment holidays

no
Redraw facility

no
Minimum redraw amount

none
Split account

yes
Offset account

yes - 1 year fixed term only
Other restrictions

none
Other benefits

Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
Special offers

none

Customer Reviews

How are Virgin Money home loans rated by the Mozo community?

Overall customer rating

7.4/10

Based on 8 Virgin Money home loan reviews

Price

8.4/10

Features

7.4/10

Customer service

7.3/10

Convenience

6.1/10

Trust

7.1/10

Latest review of Virgin Money Reward Me Fixed Rate Home Loan

Overall

9/10

Great customer service.

I received an excellent rate however had to push to get it. Customer service is excellent however...

Read full review

I received an excellent rate however had to push to get it. Customer service is excellent however the online banking system could be improved as I can’t change things without having to call and speak to someone for example.

Price

9/10

Features

8/10

Customer service

10/10

Convenience

8/10

Trust

9/10

Less

Jess | Victoria

reviewed about 1 month ago

Virgin Money

About Virgin Money

Virgin Money is a financial services company that differentiates itself with a high focus on customer service and a strong brand. It aims to offer great value banking and insurance products designed around what customers really want. In Australia, Virgin Money's banking products include savings accounts, credit cards, super and it also has a range of general insurance products including home and contents, car and travel insurance.

See Virgin Money home loans

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loans.com.au

Smart Home Loan

interest rate

2.88% p.a. variable

comparison rate*

2.90% p.a.

upfront fees

$520

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UBank

UHomeLoan - Discount Offer

interest rate

2.84% p.a. variable

comparison rate*

2.84% p.a.

upfront fees

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Athena

Variable Home Loan

interest rate

2.84% p.a. variable

comparison rate*

2.80% p.a.

upfront fees

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Tic:Toc

Variable Home Loan

interest rate

2.79% p.a. variable

comparison rate*

2.80% p.a.

upfront fees

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Homestar

Star Essentials Home Loan

interest rate

2.74% p.a. variable

comparison rate*

2.77% p.a.

upfront fees

$596

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Well Home Loans

Well Balanced

interest rate

2.82% p.a. variable

comparison rate*

2.86% p.a.

upfront fees

$785

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Queensland Country Credit Union

RateSaver (Fixed)

interest rate

3.49% p.a.
fixed 3 years

comparison rate*

3.90% p.a.

upfront fees

$500

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IMB Bank

Budget Home Loan

interest rate

3.13% p.a. variable

comparison rate*

3.19% p.a.

upfront fees

$799

Promoted

loans.com.au

Smart Home Loan

interest rate

2.88% p.a. variable

comparison rate*

2.90% p.a.

upfront fees

$520

Promoted

UBank

UHomeLoan - Discount Offer

interest rate

2.84% p.a. variable

comparison rate*

2.84% p.a.

upfront fees

Promoted

Athena

Variable Home Loan

interest rate

2.84% p.a. variable

comparison rate*

2.80% p.a.

upfront fees

Promoted

Tic:Toc

Variable Home Loan

interest rate

2.79% p.a. variable

comparison rate*

2.80% p.a.

upfront fees

Promoted

Homestar

Star Essentials Home Loan

interest rate

2.74% p.a. variable

comparison rate*

2.77% p.a.

upfront fees

$596

Promoted

Well Home Loans

Well Balanced

interest rate

2.82% p.a. variable

comparison rate*

2.86% p.a.

upfront fees

$785

Promoted

Easy Street

Standard Variable Home Loan

interest rate

2.95% p.a. variable

comparison rate*

2.99% p.a.

upfront fees

$500

Promoted

CUA

Achieve Variable Home Loan

interest rate

3.20% p.a. variable

comparison rate*

3.25% p.a.

upfront fees

$835

Promoted

UBank

UHomeLoan - Discount Offer

variable rate

2.84% p.a.

comparison rate*

2.84% p.a.

upfront fees

Promoted

loans.com.au

Smart Home Loan

variable rate

2.88% p.a.

comparison rate*

2.90% p.a.

upfront fees

$520

Promoted

Athena

Variable Home Loan

variable rate

2.84% p.a.

comparison rate*

2.80% p.a.

upfront fees

Promoted

Tic:Toc

Variable Home Loan

variable rate

2.79% p.a.

comparison rate*

2.80% p.a.

upfront fees

Promoted

Well Home Loans

Well Balanced

variable rate

2.82% p.a.

comparison rate*

2.86% p.a.

upfront fees

$785

Promoted

Homestar

Star Essentials Home Loan

variable rate

2.74% p.a.

comparison rate*

2.77% p.a.

upfront fees

$596

Promoted

Newcastle Permanent

Real Deal Home Loan

variable rate

3.19% p.a.

comparison rate*

3.23% p.a.

upfront fees

Promoted

CUA

Achieve Variable Home Loan

variable rate

3.20% p.a.

comparison rate*

3.25% p.a.

upfront fees

$835

Promoted

UBank

UHomeLoan (Fixed)

interest rate

2.84% p.a.
fixed 3 years

comparison rate*

3.59% p.a.

Upfront fees

$395

Promoted

loans.com.au

Fixed Home Loan

interest rate

2.99% p.a.
fixed 3 years

comparison rate*

3.27% p.a.

Upfront fees

$520

Promoted

Tic:Toc

Fixed Home Loan

interest rate

2.84% p.a.
fixed 3 years

comparison rate*

2.92% p.a.

Upfront fees

Promoted

Queensland Country Credit Union

RateSaver (Fixed)

interest rate

3.49% p.a.
fixed 3 years

comparison rate*

3.90% p.a.

Upfront fees

$500

Promoted

Well Home Loans

Well Balanced Fixed

interest rate

2.74% p.a.
fixed 3 years

comparison rate*

2.84% p.a.

Upfront fees

$785

Promoted

CUA

Fixed Rate Loan

interest rate

2.98% p.a.
fixed 3 years

comparison rate*

4.29% p.a.

Upfront fees

$835

Promoted

IMB Bank

Fixed Home Loan

interest rate

2.84% p.a.
fixed 3 years

comparison rate*

3.44% p.a.

Upfront fees

$799

Promoted

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

interest rate

2.89% p.a.
fixed 3 years

comparison rate*

3.96% p.a.

Upfront fees