The details shown below are for an owner occupier taking out a principal & interest loan of at least $300,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $300,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $300,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $300,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $300,000 | |
| | Owner Occupier | Principal & Interest | < 60% | $300,000 | |
| | Investor | Principal & Interest | < 80% | $300,000 | |
| | Investor | Interest Only | < 80% | $300,000 | |
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 80% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 80% | $750,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $750,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $75,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 80% | $75,000 | $499,999 |
| | Investor | Principal & Interest | < 80% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 80% | $750,000 | |
| | Investor | Principal & Interest | 80%-90% | $75,000 | $499,999 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | $749,999 |
| | Investor | Principal & Interest | 80%-90% | $750,000 | |
| | Investor | Interest Only | < 80% | $75,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | 80%-90% | $75,000 | $499,999 |
| | Investor | Interest Only | < 80% | $750,000 | |
| | Investor | Interest Only | 80%-90% | $750,000 | |
| | Investor | Interest Only | 80%-90% | $500,000 | $749,999 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $300,000
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $300,000
Investor (Principal & Interest)
LVR < 80%
Loan: $300,000
Investor (Interest Only)
LVR < 80%
Loan: $300,000
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $75,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $750,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $75,000 $499,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $750,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $75,000 $499,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $75,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR < 80%
Loan: $75,000 $499,999
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR < 80%
Loan: $750,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $75,000 $499,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR 80%-90%
Loan: $750,000
Investor (Interest Only)
LVR < 80%
Loan: $75,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Investor (Interest Only)
LVR 80%-90%
Loan: $75,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $750,000
Investor (Interest Only)
LVR 80%-90%
Loan: $750,000
Investor (Interest Only)
LVR 80%-90%
Loan: $500,000 $749,999
With a number of competitive fixed rates starting from 1.94% (2.77% comparison rate*) for a 2-year term, the Reward Me Fixed Rate Home Loan could be a great option for anyone wanting some repayment stability at the start of their loan. And if competitive fixed rates aren’t enough, homebuyers will also be able to make free extra repayments up to $10,000 per year.
Love the idea of knowing exactly what you’re home loan repayments will be, or just want to safeguard yourself from a potential rate rise for as long as possible? Well the Virgin Money Reward Me Fixed Rate Home Loan not only makes it easy, it makes attractive with fixed rate offers for 1-5 year terms for both owner occupiers and investors.
Owner occupiers can get particularly competitive fixed rate deals, with interest rates that start as low as 1.94% (2.77% comparison rate*) for 2-year fixed terms and 1.98% (2.72% comparison rate*) for 3-year fixed terms.
Aside from competitive rates, the loan also offers homeowners the chance to make free extra repayments towards their loans of up to $10,000 a year, as well as choose the schedule at which they want to make their repayments - either on a weekly, fortnightly or monthly basis.
When it comes to other costs the Reward Me Fixed Rate Home Loan does come with an application fee ($300), settlement ($150), service ($10 per month) and discharge fees ($350).
For a limited time, Virgin Money are also giving eligible refinancers the chance to earn $3,000 cashback. The offer applies to new loans of at least $300,000 for borrowers who apply by 28 May 2021 and settled by 27 August 2021.
The Virgin Money Reward Me Fixed Rate Home Loan could be a great option for buyers wanting the peace of mind and budgeting certainty that comes with a fixed rate loan, especially if they can take advantage of Virgin's competitive 1-5 year fixed rate offers.
While there is an offset account available with the Reward Me Fixed Rate Home Loan, it is only on offer with 1 year fixed terms (which aren't available to borrowers that qualify for the special low rates).
n/a
n/a
n/a
n/a
n/a
1.94% (2.77%*)
1.98% (2.72%*)
n/a
2.29% (2.73%*)
n/a
n/a
2.74% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$300,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
no
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
n/a
1.87% (2.76%*)
n/a
n/a
n/a
n/a
n/a
2.74% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$300,000
none
none
60.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
no
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
n/a
2.39% (2.93%*)
2.39% (2.89%*)
n/a
n/a
n/a
n/a
2.84% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$300,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
no
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
n/a
2.59% (3.09%*)
2.59% (3.06%*)
n/a
n/a
n/a
n/a
3.19% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$300,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
no
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (2.80%*)
2.49% (2.78%*)
2.84% (2.86%*)
2.59% (2.79%*)
2.69% (2.83%*)
n/a
n/a
2.64% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (2.89%*)
2.49% (2.86%*)
2.84% (2.93%*)
2.59% (2.86%*)
2.69% (2.89%*)
n/a
n/a
2.74% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (2.80%*)
2.49% (2.78%*)
2.84% (2.86%*)
2.59% (2.79%*)
2.69% (2.83%*)
n/a
n/a
2.64% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.25%*)
2.49% (3.19%*)
2.84% (3.23%*)
2.59% (3.13%*)
2.69% (3.13%*)
n/a
n/a
3.14% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.20%*)
2.49% (3.15%*)
2.84% (3.19%*)
2.59% (3.09%*)
2.69% (3.10%*)
n/a
n/a
3.09% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.20%*)
2.49% (3.15%*)
2.84% (3.19%*)
2.59% (3.09%*)
2.69% (3.10%*)
n/a
n/a
3.09% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.99% (4.62%*)
3.19% (4.51%*)
3.48% (4.47%*)
3.09% (4.26%*)
3.19% (4.19%*)
n/a
n/a
4.62% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.99% (4.62%*)
3.19% (4.51%*)
3.48% (4.47%*)
3.09% (4.26%*)
3.19% (4.19%*)
n/a
n/a
4.62% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.99% (4.62%*)
3.19% (4.51%*)
3.48% (4.47%*)
3.09% (4.26%*)
3.19% (4.19%*)
n/a
n/a
4.62% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.63%*)
2.59% (3.56%*)
3.69% (3.76%*)
3.79% (3.80%*)
3.89% (3.86%*)
n/a
n/a
3.57% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.59%*)
2.59% (3.52%*)
3.69% (3.72%*)
3.79% (3.77%*)
3.89% (3.83%*)
n/a
n/a
3.52% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.54%*)
2.59% (3.48%*)
3.69% (3.69%*)
3.79% (3.74%*)
3.89% (3.80%*)
n/a
n/a
3.47% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (2.99%*)
2.70% (2.98%*)
2.84% (3.01%*)
2.69% (2.96%*)
2.69% (2.95%*)
n/a
n/a
2.84% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (2.90%*)
2.70% (2.90%*)
2.84% (2.93%*)
2.69% (2.89%*)
2.69% (2.89%*)
n/a
n/a
2.74% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (2.90%*)
2.70% (2.90%*)
2.84% (2.93%*)
2.69% (2.89%*)
2.69% (2.89%*)
n/a
n/a
2.74% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (3.40%*)
2.70% (3.35%*)
2.84% (3.34%*)
2.69% (3.26%*)
2.69% (3.22%*)
n/a
n/a
3.29% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (3.31%*)
2.70% (3.27%*)
2.84% (3.27%*)
2.69% (3.19%*)
2.69% (3.16%*)
n/a
n/a
3.19% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (3.31%*)
2.70% (3.27%*)
2.84% (3.27%*)
2.69% (3.19%*)
2.69% (3.16%*)
n/a
n/a
3.19% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (3.33%*)
2.94% (3.31%*)
3.09% (3.33%*)
2.69% (3.19%*)
2.69% (3.16%*)
n/a
n/a
3.19% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (3.28%*)
2.94% (3.27%*)
3.09% (3.29%*)
2.69% (3.16%*)
2.69% (3.13%*)
n/a
n/a
3.14% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (3.60%*)
2.94% (3.55%*)
3.09% (3.55%*)
2.69% (3.39%*)
2.69% (3.33%*)
n/a
n/a
3.49% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$75,000
$499,999
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (3.28%*)
2.94% (3.27%*)
3.09% (3.29%*)
2.69% (3.16%*)
2.69% (3.13%*)
n/a
n/a
3.14% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (3.55%*)
2.94% (3.51%*)
3.09% (3.51%*)
2.69% (3.36%*)
2.69% (3.31%*)
n/a
n/a
3.44% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$750,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.89% (3.55%*)
2.94% (3.51%*)
3.09% (3.51%*)
2.69% (3.36%*)
2.69% (3.31%*)
n/a
n/a
3.44% p.a.
$300.00
$0.00
$0.00
$150.00
n/a
$10.00 monthly
$350.00
$500,000
$749,999
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - up to $10,000 per annum
no
no
none
yes
yes - 1 year fixed term only
none
none
$3,000 cashback for new borrowings of at least $300,000, applications by 28 May 2021, settled by 27 August 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I received an excellent rate however had to push to get it. Customer service is excellent however the online banking system could be improved as I can’t change things without having to call and speak to someone for example.
Read full reviewI received an excellent rate however had to push to get it. Customer service is excellent however the online banking system could be improved as I can’t change things without having to call and speak to someone for example.
Virgin Money is a financial services company that differentiates itself with a high focus on customer service and a strong brand. It aims to offer great value banking and insurance products designed around what customers really want. In Australia, Virgin Money's banking products include savings accounts, credit cards, super and it also has a range of general insurance products including home and contents, car and travel insurance.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
