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Virgin Money Reward Me Fixed Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $300,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $300,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $300,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $300,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $300,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $300,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $75,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $75,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $500,000 $749,999

Fixed 3 year rate
2.09% p.a.
Comparison Rate
2.64% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.48% p.a.
Comparison Rate
2.84% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.64% p.a.
Comparison Rate
3.10% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.89% p.a.
Comparison Rate
2.76% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.89% p.a.
Comparison Rate
2.83% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.89% p.a.
Comparison Rate
2.76% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.89% p.a.
Comparison Rate
3.24% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.89% p.a.
Comparison Rate
3.20% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.89% p.a.
Comparison Rate
3.20% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.59% p.a.
Comparison Rate
4.50% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.59% p.a.
Comparison Rate
4.50% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.59% p.a.
Comparison Rate
4.50% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.69% p.a.
Comparison Rate
3.76% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.69% p.a.
Comparison Rate
3.72% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.69% p.a.
Comparison Rate
3.69% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.93% p.a.
Comparison Rate
2.95% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.93% p.a.
Comparison Rate
2.92% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.93% p.a.
Comparison Rate
2.92% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.93% p.a.
Comparison Rate
3.36% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.93% p.a.
Comparison Rate
3.29% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
2.93% p.a.
Comparison Rate
3.29% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.14% p.a.
Comparison Rate
3.23% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.14% p.a.
Comparison Rate
3.19% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.14% p.a.
Comparison Rate
3.56% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.14% p.a.
Comparison Rate
3.19% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.14% p.a.
Comparison Rate
3.53% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Fixed 3 year rate
3.14% p.a.
Comparison Rate
3.53% p.a.
Service fee
$10.00 monthly
Upfront fee
$450

Mozo editorial review Virgin Money Reward Me Fixed Rate Home Loan - last updated: 30 July 2021

4.5 / 5
Picture of Tom Watson Tom Watson
· Finance journalist
binocular icon
What's hot
  • Competitive fixed rates from 1.98% (2.66% comparison rate*) for 2-year term
  • Extra repayments (capped at $10k p.a)
  • $3,000 cashback offer (conditions apply)
What's not
  • $320 discharge fee
Mozo snapshot

With a number of competitive fixed rates starting from 1.98% (2.66% comparison rate*) for a 2-year term, the Reward Me Fixed Rate Home Loan could be a great option for anyone wanting some repayment stability at the start of their loan. And if competitive fixed rates aren’t enough, homebuyers will also be able to make free extra repayments up to $10,000 per year. 

key icon
Key features

Love the idea of knowing exactly what your home loan repayments will be, or just want to safeguard yourself from a potential rate rise for as long as possible? Well the Virgin Money Reward Me Fixed Rate Home Loan not only makes it easy, it makes attractive with fixed rate offers for 2-5 year terms for both owner occupiers and investors.

Owner occupiers can get particularly competitive fixed rate deals, with interest rates that start as low as 1.98% (2.66% comparison rate*) for 2-year fixed terms and 2.09% (2.64% comparison rate*) for 3-year fixed terms.

Aside from competitive rates, the loan also offers homeowners the chance to make free extra repayments towards their loans of up to $10,000 a year, as well as choose the schedule at which they want to make their repayments - either on a weekly, fortnightly or monthly basis.

When it comes to other costs the Reward Me Fixed Rate Home Loan does come with an application fee ($300), settlement ($150), service ($10 per month) and discharge fees ($350).

For a limited time, Virgin Money are also giving eligible refinancers the chance to earn $3,000 cashback. The offer applies to new loans of at least $300,000 for borrowers who apply by 29 August 2021 and settled by 26 November 2021.

snapshot
Who is it good for

The Virgin Money Reward Me Fixed Rate Home Loan could be a great option for buyers wanting the peace of mind and budgeting certainty that comes with a fixed rate loan, especially if they can take advantage of Virgin's competitive 2-5 year fixed rate offers.

question icon
Any catches


Picture of Tom Watson
Tom Watson
Finance journalist

Tom Watson is a financial journalist at Mozo and co-host of the Finance Burrito podcast, specialising in fintech, property and business banking. Whether it’s reporting on banking trends or uncovering the latest product innovations, Tom’s mission is to keep our readers up to date with breaking Australian financial news. His work is often sourced in the media and across social media channels. Tom has a degree in Journalism from the University of Technology, Sydney. He is also ASIC RG146 (Tier 2) certified for general advice.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

1.98% (2.66%*)

2.09% (2.64%*)

2.29% (2.66%*)

2.49% (2.72%*)

n/a

n/a

2.59% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$300,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.39% (2.85%*)

2.48% (2.84%*)

n/a

n/a

n/a

n/a

2.74% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$300,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.59% (3.13%*)

2.64% (3.10%*)

n/a

n/a

n/a

n/a

3.04% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$300,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.53% (2.67%*)

2.89% (2.76%*)

2.59% (2.69%*)

2.89% (2.82%*)

n/a

n/a

2.49% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.53% (2.75%*)

2.89% (2.83%*)

2.59% (2.76%*)

2.89% (2.88%*)

n/a

n/a

2.59% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.53% (2.67%*)

2.89% (2.76%*)

2.59% (2.69%*)

2.89% (2.82%*)

n/a

n/a

2.49% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.53% (3.20%*)

2.89% (3.24%*)

2.59% (3.13%*)

2.89% (3.21%*)

n/a

n/a

3.14% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.53% (3.16%*)

2.89% (3.20%*)

2.59% (3.09%*)

2.89% (3.18%*)

n/a

n/a

3.09% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.53% (3.16%*)

2.89% (3.20%*)

2.59% (3.09%*)

2.89% (3.18%*)

n/a

n/a

3.09% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

3.23% (4.52%*)

3.59% (4.50%*)

3.09% (4.26%*)

3.39% (4.27%*)

n/a

n/a

4.62% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

90.00%

95.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

3.23% (4.52%*)

3.59% (4.50%*)

3.09% (4.26%*)

3.39% (4.27%*)

n/a

n/a

4.62% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

90.00%

95.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

3.23% (4.52%*)

3.59% (4.50%*)

3.09% (4.26%*)

3.39% (4.27%*)

n/a

n/a

4.62% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

90.00%

95.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.59% (3.56%*)

3.69% (3.76%*)

3.79% (3.80%*)

3.89% (3.86%*)

n/a

n/a

3.57% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.59% (3.52%*)

3.69% (3.72%*)

3.79% (3.77%*)

3.89% (3.83%*)

n/a

n/a

3.52% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.59% (3.48%*)

3.69% (3.69%*)

3.79% (3.74%*)

3.89% (3.80%*)

n/a

n/a

3.47% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.70% (2.90%*)

2.93% (2.95%*)

2.78% (2.92%*)

2.88% (2.96%*)

n/a

n/a

2.74% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.70% (2.86%*)

2.93% (2.92%*)

2.78% (2.89%*)

2.88% (2.93%*)

n/a

n/a

2.69% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.70% (2.86%*)

2.93% (2.92%*)

2.78% (2.89%*)

2.88% (2.93%*)

n/a

n/a

2.69% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.70% (3.35%*)

2.93% (3.36%*)

2.78% (3.29%*)

2.88% (3.29%*)

n/a

n/a

3.29% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.70% (3.27%*)

2.93% (3.29%*)

2.78% (3.22%*)

2.88% (3.23%*)

n/a

n/a

3.19% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.70% (3.27%*)

2.93% (3.29%*)

2.78% (3.22%*)

2.88% (3.23%*)

n/a

n/a

3.19% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.94% (3.19%*)

3.14% (3.23%*)

2.78% (3.12%*)

2.88% (3.14%*)

n/a

n/a

3.04% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.94% (3.15%*)

3.14% (3.19%*)

2.78% (3.09%*)

2.88% (3.11%*)

n/a

n/a

2.99% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.94% (3.55%*)

3.14% (3.56%*)

2.78% (3.42%*)

2.88% (3.41%*)

n/a

n/a

3.49% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$75,000

$499,999

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.94% (3.15%*)

3.14% (3.19%*)

2.78% (3.09%*)

2.88% (3.11%*)

n/a

n/a

2.99% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.94% (3.51%*)

3.14% (3.53%*)

2.78% (3.39%*)

2.88% (3.38%*)

n/a

n/a

3.44% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$750,000

none

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

n/a

2.94% (3.51%*)

3.14% (3.53%*)

2.78% (3.39%*)

2.88% (3.38%*)

n/a

n/a

3.44% p.a.
Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00
Other financial bits

$500,000

$749,999

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

no

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 29 August 2021, settled by 26 November 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Virgin Money home loans rated by the Mozo community?

Overall
6.2/10
Price
7.0/10
Features
6.4/10
Customer service
6.3/10
Convenience
5.2/10
Trust
6.2/10
Based on 11 Virgin Money home loan reviews

Latest review of Virgin Money Reward Me Fixed Rate Home Loan

About Virgin Money

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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