Virgin Money Reward Me Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $300,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $300,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $300,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $300,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $300,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $300,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $300,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $300,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $75,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $75,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $500,000 $749,999

3.39% p.a.

3.64% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.39% p.a.

3.64% p.a.

$10.00 monthly

3.89% p.a.

4.21% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.89% p.a.

4.21% p.a.

$10.00 monthly

3.69% p.a.

3.94% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.69% p.a.

3.94% p.a.

$10.00 monthly

3.69% p.a.

3.90% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.69% p.a.

3.90% p.a.

$10.00 monthly

3.99% p.a.

3.75% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.99% p.a.

3.75% p.a.

$10.00 monthly

3.99% p.a.

3.79% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.99% p.a.

3.79% p.a.

$10.00 monthly

3.99% p.a.

3.72% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.99% p.a.

3.72% p.a.

$10.00 monthly

3.99% p.a.

4.02% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.99% p.a.

4.02% p.a.

$10.00 monthly

3.99% p.a.

3.98% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.99% p.a.

3.98% p.a.

$10.00 monthly

3.99% p.a.

3.94% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

3.99% p.a.

3.94% p.a.

$10.00 monthly

4.39% p.a.

4.81% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.39% p.a.

4.81% p.a.

$10.00 monthly

4.39% p.a.

4.81% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.39% p.a.

4.81% p.a.

$10.00 monthly

4.39% p.a.

4.81% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.39% p.a.

4.81% p.a.

$10.00 monthly

4.39% p.a.

4.34% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.39% p.a.

4.34% p.a.

$10.00 monthly

4.39% p.a.

4.31% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.39% p.a.

4.31% p.a.

$10.00 monthly

4.39% p.a.

4.27% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.39% p.a.

4.27% p.a.

$10.00 monthly

4.14% p.a.

4.06% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.14% p.a.

4.06% p.a.

$10.00 monthly

4.14% p.a.

3.98% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.14% p.a.

3.98% p.a.

$10.00 monthly

4.14% p.a.

3.91% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.14% p.a.

3.91% p.a.

$10.00 monthly

4.14% p.a.

4.13% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.14% p.a.

4.13% p.a.

$10.00 monthly

4.14% p.a.

4.13% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.14% p.a.

4.13% p.a.

$10.00 monthly

4.14% p.a.

4.06% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.14% p.a.

4.06% p.a.

$10.00 monthly

4.19% p.a.

4.22% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.19% p.a.

4.22% p.a.

$10.00 monthly

4.19% p.a.

4.18% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.19% p.a.

4.18% p.a.

$10.00 monthly

4.19% p.a.

4.44% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.19% p.a.

4.44% p.a.

$10.00 monthly

4.19% p.a.

4.18% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.19% p.a.

4.18% p.a.

$10.00 monthly

4.19% p.a.

4.36% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.19% p.a.

4.36% p.a.

$10.00 monthly

4.19% p.a.

4.40% p.a.

$10.00 monthly

Virgin Money Reward Me Fixed Rate Home Loan

4.19% p.a.

4.40% p.a.

$10.00 monthly

Mozo Review   Virgin Money Reward Me Fixed Rate Home Loan Review

Last updated: 25 June 2019.

What's hot:
  • Competitive fixed rates from 3.39% (3.64% comparison rate*) for 3 years

  • No application fee

  • 2019 Mozo Experts Choice Award winner

  • Ability to earn Velocity Points

What's not:
  • $320 discharge fee

Mozo snapshot:

With a number of competitive fixed rates starting from 3.39% (3.64% comparison rate*) for a 3 year term, the Reward Me Fixed Rate Home Loan from 2019 Mozo Experts Choice Award winner Virgin Money could be a great option for anyone wanting some repayment stability at the start of their loan. And if competitive fixed rates aren’t enough, homebuyers will also be able to make free extra repayments and even earn thousands, if not hundreds of thousands, of Velocity Points over the life of the loan.

Key features:

Love the idea of knowing exactly what you’re home loan repayments will be, or just want to safeguard yourself from a potential rate rise for as long as possible? Well the Virgin Money Reward Me Fixed Rate Home Loan not only makes it easy, it makes attractive with fixed rate offers for 1-5 year terms for both owner occupiers and investors.

Owner occupiers can get particularly competitive fixed rate deals, with interest rates as low as 3.44% (3.66% comparison rate*) for 2 year fixed terms and 3.39% (3.64% comparison rate*) for 3 year fixed terms.

Meanwhile investors will be able to take advantage of rates as low as 3.74% (3.96% comparison rate*) for fixed 2 year terms and 3.69% (3.94% comparison rate*) for fixed three year terms.

Depending on the type of Reward Me Fixed Rate Home Loan borrowers choose, they’ll need a minimum deposit of at least $75,000 (and often higher) and a minimum deposit of at least 5% (also can be higher).

Aside from competitive rates, the loan also offers homeowners the chance to make free extra repayments towards their loans of up to $10,000 a year, as well as choose the schedule at which they want to make their repayments - either on a weekly, fortnightly or monthly basis.

When it comes to other costs the Reward Me Fixed Rate Home Loan does come with settlement ($150), service ($10 per month) and discharge fees ($320), though there are no application, legal or valuation fees.

And last, though certainly not least, Virgin Money borrowers will be able to score a heap of Velocity Points through their home loans. Starting with 10,000 Velocity Points for every $100,000 borrowed at the start of the loan, borrowers will then be able to earn 30,000 Velocity Points every 3 years when the balance of the loan remains above $50,000!

Who it's good for:

The Virgin Money Reward Me Fixed Rate Home Loan could be a great option for buyers wanting the peace of mind and budgeting certainty that comes with a fixed rate loan, especially if they can take advantage of Virgin's competitive 2-3 year fixed rate offers.

Any catches?

While there is an offset account available with the Reward Me Fixed Rate Home Loan, it is only on offer with 1 year fixed terms.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 3.44% (3.83%*)

  • 3.39% (3.64%*)

  • 3.99% (3.82%*)

  • 4.09% (3.90%*)

  • (*)

  • (*)

  • 3.74% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $300,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 3.94% (4.24%*)

  • 3.89% (4.21%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.14% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $300,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 3.74% (4.04%*)

  • 3.69% (3.94%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.94% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $300,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 3.74% (4.12%*)

  • 3.69% (3.90%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.94% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $300,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (3.69%*)

  • 3.99% (3.71%*)

  • 3.99% (3.75%*)

  • 4.34% (3.91%*)

  • 4.49% (4.03%*)

  • (*)

  • (*)

  • 3.48% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (3.74%*)

  • 3.99% (3.75%*)

  • 3.99% (3.79%*)

  • 4.34% (3.94%*)

  • 4.49% (4.06%*)

  • (*)

  • (*)

  • 3.53% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (3.65%*)

  • 3.99% (3.68%*)

  • 3.99% (3.72%*)

  • 4.34% (3.88%*)

  • 4.49% (4.01%*)

  • (*)

  • (*)

  • 3.44% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (4.02%*)

  • 3.99% (4.01%*)

  • 3.99% (4.02%*)

  • 4.34% (4.15%*)

  • 4.49% (4.24%*)

  • (*)

  • (*)

  • 3.84% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (3.97%*)

  • 3.99% (3.96%*)

  • 3.99% (3.98%*)

  • 4.34% (4.11%*)

  • 4.49% (4.21%*)

  • (*)

  • (*)

  • 3.79% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (3.93%*)

  • 3.99% (3.92%*)

  • 3.99% (3.94%*)

  • 4.34% (4.08%*)

  • 4.49% (4.19%*)

  • (*)

  • (*)

  • 3.74% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (4.89%*)

  • 4.39% (4.85%*)

  • 4.39% (4.81%*)

  • 4.54% (4.84%*)

  • 4.69% (4.88%*)

  • (*)

  • (*)

  • 4.79% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (4.89%*)

  • 4.39% (4.85%*)

  • 4.39% (4.81%*)

  • 4.54% (4.84%*)

  • 4.69% (4.88%*)

  • (*)

  • (*)

  • 4.79% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (4.89%*)

  • 4.39% (4.85%*)

  • 4.39% (4.81%*)

  • 4.54% (4.84%*)

  • 4.69% (4.88%*)

  • (*)

  • (*)

  • 4.79% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.30%*)

  • 4.19% (4.29%*)

  • 4.39% (4.34%*)

  • 4.39% (4.36%*)

  • 4.49% (4.42%*)

  • (*)

  • (*)

  • 4.14% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.25%*)

  • 4.19% (4.24%*)

  • 4.39% (4.31%*)

  • 4.39% (4.33%*)

  • 4.49% (4.39%*)

  • (*)

  • (*)

  • 4.09% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.21%*)

  • 4.19% (4.20%*)

  • 4.39% (4.27%*)

  • 4.39% (4.30%*)

  • 4.49% (4.36%*)

  • (*)

  • (*)

  • 4.04% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (4.02%*)

  • 4.05% (4.02%*)

  • 4.14% (4.06%*)

  • 4.09% (4.06%*)

  • 4.19% (4.12%*)

  • (*)

  • (*)

  • 3.84% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (3.93%*)

  • 4.05% (3.93%*)

  • 4.14% (3.98%*)

  • 4.09% (4.00%*)

  • 4.19% (4.06%*)

  • (*)

  • (*)

  • 3.74% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (3.84%*)

  • 4.05% (3.85%*)

  • 4.14% (3.91%*)

  • 4.09% (3.93%*)

  • 4.19% (4.00%*)

  • (*)

  • (*)

  • 3.64% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (4.11%*)

  • 4.05% (4.10%*)

  • 4.14% (4.13%*)

  • 4.09% (4.13%*)

  • 4.19% (4.18%*)

  • (*)

  • (*)

  • 3.94% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (4.11%*)

  • 4.05% (4.10%*)

  • 4.14% (4.13%*)

  • 4.09% (4.13%*)

  • 4.19% (4.18%*)

  • (*)

  • (*)

  • 3.94% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.34% (4.02%*)

  • 4.05% (4.02%*)

  • 4.14% (4.06%*)

  • 4.09% (4.06%*)

  • 4.19% (4.12%*)

  • (*)

  • (*)

  • 3.84% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.21%*)

  • 4.09% (4.19%*)

  • 4.19% (4.22%*)

  • 4.19% (4.23%*)

  • 4.29% (4.28%*)

  • (*)

  • (*)

  • 4.04% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.16%*)

  • 4.09% (4.15%*)

  • 4.19% (4.18%*)

  • 4.19% (4.19%*)

  • 4.29% (4.25%*)

  • (*)

  • (*)

  • 3.99% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.48%*)

  • 4.09% (4.43%*)

  • 4.19% (4.44%*)

  • 4.19% (4.42%*)

  • 4.29% (4.45%*)

  • (*)

  • (*)

  • 4.34% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $75,000

  • $499,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.16%*)

  • 4.09% (4.15%*)

  • 4.19% (4.18%*)

  • 4.19% (4.19%*)

  • 4.29% (4.25%*)

  • (*)

  • (*)

  • 3.99% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.39%*)

  • 4.09% (4.35%*)

  • 4.19% (4.36%*)

  • 4.19% (4.36%*)

  • 4.29% (4.40%*)

  • (*)

  • (*)

  • 4.24% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $750,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (4.43%*)

  • 4.09% (4.39%*)

  • 4.19% (4.40%*)

  • 4.19% (4.39%*)

  • 4.29% (4.43%*)

  • (*)

  • (*)

  • 4.29% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $10.00 monthly

  • $320.00

Other financial bits
  • $500,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per annum

  • no

  • no

  • none

  • yes

  • yes - 1 year fixed term only

  • none

  • Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Virgin Money home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
8.3/10
Features
7.3/10
Customer service
6.9/10
Convenience
5.9/10
Trust
6.9/10
Virgin Money

About Virgin Money

Virgin Money is a financial services company that differentiates itself with a high focus on customer service and a strong brand. It aims to offer great value banking and insurance products designed around what customers really want. In Australia, Virgin Money's banking products include savings accounts, credit cards, super and it also has a range of general insurance products including home and contents, car and travel insurance.

See Virgin Money home loans

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Smart Home Loan

3.28% p.a. variable

3.30% p.a.

$520

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Athena

Athena

Variable Home Loan

3.34% p.a. variable

3.30% p.a.

$0

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UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

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Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.22% p.a.

$450

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ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

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HSBC

HSBC

Home Value Loan

3.47% p.a. variable

3.48% p.a.

$150

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Fixed Home Loan

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

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Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a. variable

3.52% p.a.

$0

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UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

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loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

3.30% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$150

Promoted

Greater Bank

Greater Bank

Great Rate Home Loan

3.57% p.a.

3.59% p.a.

$180

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ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$400

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Bank of Queensland

Bank of Queensland

Economy

3.74% p.a.

3.90% p.a.

$450

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.57% p.a.

3.62% p.a.

$750

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.22% p.a.

$450

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loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.62% p.a.
fixed 3 years

4.20% p.a.

$195

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.64% p.a.
fixed 3 years

3.74% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.