Virgin Money Reward Me Fixed Rate Home Loan

p.a.

p.a.

0 Months

none

(*)

3.85% (4.02%*)

3.79% (4.00%*)

(*)

(*)

(*)

(*)

3.89% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$300,000

none

none

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

(*)

3.85% (4.26%*)

3.99% (4.27%*)

(*)

(*)

(*)

(*)

4.19% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$300,000

none

none

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.24% (4.02%*)

3.99% (4.01%*)

3.99% (4.02%*)

4.34% (4.15%*)

4.49% (4.24%*)

(*)

(*)

3.84% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$500,000

$749,999

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.24% (4.06%*)

3.99% (4.05%*)

3.99% (4.05%*)

4.34% (4.18%*)

4.49% (4.27%*)

(*)

(*)

3.89% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$75,000

$499,999

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.24% (3.97%*)

3.99% (3.96%*)

3.99% (3.98%*)

4.34% (4.11%*)

4.49% (4.21%*)

(*)

(*)

3.79% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$750,000

none

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.24% (4.24%*)

3.99% (4.21%*)

3.99% (4.20%*)

4.34% (4.31%*)

4.49% (4.39%*)

(*)

(*)

4.09% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$75,000

$499,999

80.00%

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.24% (4.20%*)

3.99% (4.17%*)

3.99% (4.16%*)

4.34% (4.28%*)

4.49% (4.36%*)

(*)

(*)

4.04% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$500,000

$749,999

80.00%

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.24% (4.15%*)

3.99% (4.13%*)

3.99% (4.13%*)

4.34% (4.25%*)

4.49% (4.33%*)

(*)

(*)

3.99% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$750,000

none

80.00%

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.44% (4.93%*)

4.19% (4.85%*)

4.19% (4.80%*)

4.54% (4.87%*)

4.69% (4.91%*)

(*)

(*)

4.84% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$75,000

$499,999

90.00%

95.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.44% (4.93%*)

4.19% (4.85%*)

4.19% (4.80%*)

4.54% (4.87%*)

4.69% (4.91%*)

(*)

(*)

4.84% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$500,000

$749,999

90.00%

95.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.44% (4.93%*)

4.19% (4.85%*)

4.19% (4.80%*)

4.54% (4.87%*)

4.69% (4.91%*)

(*)

(*)

4.84% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$750,000

none

90.00%

95.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.39% (4.52%*)

4.39% (4.52%*)

4.49% (4.55%*)

4.69% (4.63%*)

4.79% (4.69%*)

(*)

(*)

4.39% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$75,000

$499,999

none

70.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.39% (4.48%*)

4.39% (4.48%*)

4.49% (4.51%*)

4.69% (4.59%*)

4.79% (4.66%*)

(*)

(*)

4.34% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$500,000

$749,999

none

70.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.39% (4.43%*)

4.39% (4.44%*)

4.49% (4.48%*)

4.69% (4.56%*)

4.79% (4.63%*)

(*)

(*)

4.29% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$750,000

none

none

70.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.34% (4.34%*)

4.05% (4.30%*)

4.14% (4.31%*)

4.44% (4.41%*)

4.59% (4.49%*)

(*)

(*)

4.19% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$75,000

$499,999

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.34% (4.29%*)

4.05% (4.26%*)

4.14% (4.28%*)

4.44% (4.38%*)

4.59% (4.46%*)

(*)

(*)

4.14% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$500,000

$749,999

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.34% (4.25%*)

4.05% (4.22%*)

4.14% (4.24%*)

4.44% (4.35%*)

4.59% (4.43%*)

(*)

(*)

4.09% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$750,000

none

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.34% (4.56%*)

4.05% (4.50%*)

4.14% (4.49%*)

4.44% (4.57%*)

4.59% (4.64%*)

(*)

(*)

4.44% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$75,000

$499,999

80.00%

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.34% (4.52%*)

4.05% (4.46%*)

4.14% (4.46%*)

4.44% (4.54%*)

4.59% (4.61%*)

(*)

(*)

4.39% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$500,000

$749,999

80.00%

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.34% (4.47%*)

4.05% (4.42%*)

4.14% (4.42%*)

4.44% (4.51%*)

4.59% (4.58%*)

(*)

(*)

4.34% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$750,000

none

80.00%

90.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.49% (4.80%*)

4.49% (4.79%*)

4.49% (4.77%*)

4.89% (4.89%*)

4.99% (4.95%*)

(*)

(*)

4.69% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$75,000

$499,999

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.49% (4.76%*)

4.49% (4.74%*)

4.49% (4.73%*)

4.89% (4.86%*)

4.99% (4.92%*)

(*)

(*)

4.64% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$500,000

$749,999

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.

p.a.

p.a.

0 Months

none

4.49% (4.71%*)

4.49% (4.70%*)

4.49% (4.70%*)

4.89% (4.83%*)

4.99% (4.89%*)

(*)

(*)

4.59% p.a.

$0.00

$0.00

$0.00

$150.00

none

$10.00 monthly

$320.00

$750,000

none

none

80.00%

Weekly, Fortnightly, Monthly

yes - up to $10,000 per annum

no

no

none

yes

yes - 1 year fixed term only

none

Earn 30,000 Velocity Points for every $100,000 you borrow at the start of your loan, then Earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.