8.8 / 10

based on 59 reviews as rated by Mozo community

WAW Credit Union home loans

WAW credit union provides a range of financial products and services to members in the North East Victoria and Southern NSW areas. Since 1956 WAW has been providing financial products such as home loans, personal loans, savings and investment accounts, insurance and financial planning products to its customers. In addition to these financial products WAW also offers credit and debit cards to customers, whilst providing a range of products for its business banking customers.

What home loans do WAW Credit Union offer?

Rates and fees verified as correct at 25 January, 2021. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

3.70% p.a.

4.76% p.a.

$0.00

$600

3.80% p.a.

4.86% p.a.

$0.00

$600

3.65% p.a.

4.71% p.a.

$0.00

$600

3.55% p.a.

4.61% p.a.

$0.00

$600

3.65% p.a.

4.71% p.a.

$0.00

$600

3.50% p.a.

4.57% p.a.

$0.00

$600

3.45% p.a.

4.19% p.a.

$0.00

$600

3.55% p.a.

4.29% p.a.

$0.00

$600

3.40% p.a.

4.14% p.a.

$0.00

$600

3.30% p.a.

4.04% p.a.

$0.00

$600

3.40% p.a.

4.14% p.a.

$0.00

$600

3.25% p.a.

3.99% p.a.

$0.00

$600

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

3.34% p.a.

3.38% p.a.

$0.00

$600

3.44% p.a.

3.48% p.a.

$0.00

$600

3.29% p.a.

3.33% p.a.

$0.00

$600

3.19% p.a.

3.23% p.a.

$0.00

$600

3.29% p.a.

3.33% p.a.

$0.00

$600

3.14% p.a.

3.18% p.a.

$0.00

$600

4.39% p.a.

4.43% p.a.

$0.00

$600

4.49% p.a.

4.53% p.a.

$0.00

$600

4.34% p.a.

4.38% p.a.

$0.00

$600

4.24% p.a.

4.28% p.a.

$0.00

$600

4.34% p.a.

4.38% p.a.

$0.00

$600

4.19% p.a.

4.23% p.a.

$0.00

$600

3.44% p.a.

3.48% p.a.

$0.00

$600

3.54% p.a.

3.58% p.a.

$0.00

$600

3.39% p.a.

3.43% p.a.

$0.00

$600

5.09% p.a.

5.14% p.a.

$0.00

$600

5.19% p.a.

5.24% p.a.

$0.00

$600

5.04% p.a.

5.09% p.a.

$0.00

$600

4.94% p.a.

4.98% p.a.

$0.00

$600

5.04% p.a.

5.09% p.a.

$0.00

$600

4.89% p.a.

4.93% p.a.

$0.00

$600

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

How are WAW Credit Union home loans rated?

Mozo users have rated WAW Credit Union home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-loans
WAW Credit Union home loans
Overall
8.8/10
Price
Features
Customer service
Convenience
Trust

10 Reviews

Recent WAW Credit Union home loan reviews

WAW Credit Union Home Loan review
Overall 7/10
I am especially happy now with interest rates

I would recommend this banks to family and friends. Staff are quite helpful and friendly.

Read full review

I would recommend this banks to family and friends. Staff are quite helpful and friendly.

Price
6/10
Features
7/10
Customer service
7/10
Convenience
7/10
Trust
6/10
Less
Norma, New South Wales, reviewed over 5 years ago
WAW Credit Union Home Loan review
Overall 9/10
Flexibility

Good loan rates, flexible repayments and redraw facility.

Read full review

Good loan rates, flexible repayments and redraw facility.

Price
9/10
Features
9/10
Customer service
9/10
Convenience
9/10
Trust
9/10
Less
Graeme, Victoria, reviewed over 5 years ago
WAW Credit Union Home Loan review
Overall 7/10
Happy most of the time

WAW stands for warm and welcoming, but could also stand for words are weak. They are friendly but not sure if I trust them.

Read full review

WAW stands for warm and welcoming, but could also stand for words are weak. They are friendly but not sure if I trust them.

Price
6/10
Features
6/10
Customer service
10/10
Convenience
6/10
Trust
6/10
Less
Sara, , reviewed about 6 years ago
WAW Credit Union Home Loan review
Overall 10/10
The BEST customer Service!

The service we received from WAW could not be matched anywhere! From the front desk to the manager we were very happy with the loan we chose. Very competitive pricing was also attractive. However possibly an upgrade to the Internet banking to match some rivals would be the only criticism.

Read full review

The service we received from WAW could not be matched anywhere! From the front desk to the manager we were very happy with the loan we chose. Very competitive pricing was also attractive. However possibly an upgrade to the Internet banking to match some rivals would be the only criticism.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
8/10
Trust
10/10
Less
Cameron, New South Wales, reviewed over 6 years ago
WAW Credit Union Home Loan review
Overall 10/10
Trustworthy group

The credit union staff have over the years always been there for us with information, advice and sound strategies. They have never given us advice that benefits them at our expense. It's usually the other way round.

Read full review

The credit union staff have over the years always been there for us with information, advice and sound strategies. They have never given us advice that benefits them at our expense. It's usually the other way round.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Bill, Victoria, reviewed almost 7 years ago

What do you need to apply for a WAW Credit Union home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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