The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | $150,000 | $1,500,000 |
| | Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $1,500,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $150,000 $1,500,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $1,500,000
With the Yard Variable Home Loan Special, borrowers that apply by 28th February 2021 will be able to enjoy rates as low as 2.09% (2.12% comparison rate*), along with helpful features like a redraw facility and offset account (available for $10 per month). Just make sure you familiarise yourself with those one-off fees.
The Yard Variable Home Loan Special offers owner occupiers with a LVR below 70% a low 2.09% variable rate (2.12% comparison rate*), while customers with an LVR between 70% and 80% receive a still competitive 2.29% (2.32% comparison rate*).
With this loan, customers can borrower between $150,000 and $1,500,000. There are also a number of handy features to make the path to home ownership that much easier, including the ability to make free extra repayments and access a redraw facility. An offset account is also available to help you save on interest, however this will cost you $10 per month.
Owner occupiers looking for a good value home loan that also offers a decent amount of flexibility should appreciate the Yard Variable Home Loan Special.
There are a few fees you’ll need to budget for, including a $150 settlement fee and a $500 discharge fee. There are also legal and valuation fees of approximately $434.50 and $250, respectively.
2.09% p.a.
n/a
n/a
n/a
2.12% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$434.50
$250.00
$150.00
n/a
$0.00
$500.00
$150,000
$1,500,000
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
none
none
Optional - $10 per month
Valuation and legal fees are approximate and charged at cost. Rates are available to applicants with Excellent credit.
none
Special rate applies to home loan applications submitted by 28 February 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.29% p.a.
n/a
n/a
n/a
2.32% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$434.50
$250.00
$150.00
n/a
$0.00
$500.00
$150,000
$1,500,000
70.00%
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
none
none
Optional - $10 per month
Valuation and legal fees are approximate and charged at cost. Rates are available to applicants with Excellent credit.
none
Special rate applies to home loan applications submitted by 28 February 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
This product is not currently reviewed.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
loans.com.au
Smart Booster Investor Bundle
1.99% p.a.variable for 12 months and then 2.74% p.a.
2.71% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
