The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 60%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 80% | $150,000 | $1,000,000 |
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|
Investor | Principal & Interest | < 80% | $150,000 | $1,000,000 |
|
|
Owner Occupier | Principal & Interest | < 60% | $150,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $1,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $150,000 $1,000,000
With the Yard Variable Home Loan Special, borrowers will be able to enjoy variable rates as low as 2.74% p.a. (2.76% comparison rate*), along with helpful features like a redraw facility and offset account (available for $10 per month).
The Yard Variable Home Loan Special offers owner occupiers with a LVR of below 80% a low variable rate from 2.74% p.a. (2.76% comparison rate*).
If you have a LVR of 60% or less, variable rates start at an even lower 2.64% p.a. (2.66% comparison rate*).
With this loan, customers can borrower between $150,000 and $1,000,000. There are also a number of handy features to make the path to home ownership that much easier, including the ability to make free extra repayments and access a redraw facility. An offset account is also available to help you save on interest, however this will cost you $10 per month.
Owner occupiers looking for a good value home loan that also offers a decent amount of flexibility should appreciate the Yard Variable Home Loan Special.
There are a few fees you’ll need to budget for, including a $150 settlement fee, a $500 discharge fee, a $380 legal fee and a valuation fee applied at cost.
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2.74% p.a. |
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n/a |
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n/a |
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n/a |
|
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2.76% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
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$380.00 |
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n/a |
|
|
$150.00 |
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n/a |
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$0.00 |
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$500.00 |
|
$150,000 |
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$1,000,000 |
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none |
|
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80.00% |
|
Owner Occupier |
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|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
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yes - free |
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no |
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yes - free |
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none |
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|
none |
|
|
Optional - $10 per month |
|
|
Valuation fee charged at cost. Rates are available to applicants with Excellent credit. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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2.90% p.a. |
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n/a |
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n/a |
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n/a |
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2.92% p.a. |
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|
n/a |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
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$380.00 |
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n/a |
|
|
$150.00 |
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|
n/a |
|
|
$0.00 |
|
|
$500.00 |
|
$150,000 |
|
|
$1,000,000 |
|
|
none |
|
|
80.00% |
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Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
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|
no |
|
|
yes - free |
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|
none |
|
|
none |
|
|
Optional - $10 per month |
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|
Access this low rate loan when you take out both a home loan and investment loan. Valuation fee charged at cost. Rates are available to applicants with Excellent credit. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
2.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
2.66% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$380.00 |
|
|
n/a |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$500.00 |
|
$150,000 |
|
|
$1,000,000 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
none |
|
|
none |
|
|
Optional - $10 per month |
|
|
Valuation fee charged at cost. Rates are available to applicants with Excellent credit. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a. variable
2.96% p.a.
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Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a. variable
2.96% p.a.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a.
2.96% p.a.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a.
2.96% p.a.
$0.00
Qudos Bank
No Frills Home Loan
2.49% p.a.
2.49% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
