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Home Loans

  • Mozo's expert home loan comparisons can help you save thousands by finding the best home loan rates and features for your needs. We compare over 500 home loans from 80 lenders to help you find the right loan quickly and easily.

Home loan comparisons on Mozo - rates updated daily

  • Budget Home Loan Special

    LVR<90%, Owner Occupier, Principal & Interest

    • Free extra repayments
    • Free redraw facility
    • Split account available

    interest
    rate

    3.69% p.a. variable

    comparison
    rate*

    3.69% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • Equaliser Home Loan

    Owner Occupier

    • Switch with confidence to Bankwest's Equaliser Home Loan
    • A variable rate loan for Owner Occupiers making Principal and Interest repayments, with a 3 year introductory period
    • Flexible repayment options, free online redraw & No monthly fees

    interest
    rate

    3.72% p.a.variable for 36 months and then 4.32% p.a. variable

    comparison
    rate*

    4.19% p.a.

    upfront
    fees

    $250

    initial monthly
    repayment**

  • Low Rate Special Variable Home Loan

    Owner Occupier, LVR<70%

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees

    interest
    rate

    3.73% p.a. variable

    comparison
    rate*

    3.73% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • Major Bank Deal

    Base Variable Rate Home Loan

    Owner Occupier, Principal & Interest

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest
    rate

    4.17% p.a. variable

    comparison
    rate*

    4.21% p.a.

    upfront
    fees

    $600

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017

    Mortgage Saver Special

    Owner Occupier, Principal & Interest

    • $0 Establishment fee
    • Queensland residents only
    • Borrow up to 95% of the property value

    interest
    rate

    3.74% p.a. variable

    comparison
    rate*

    3.74% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • 5% deposit for owner-occupied loans

    Select Basic Variable

    LVR<80%, Owner Occupier

    • A competitive rate available with no ongoing fees
    • Minimum of 5% deposit required for owner-occupied loans (conditions apply)
    • Reduce interest by making additional payments. Access your extra funds via a redraw facility

    interest
    rate

    3.79% p.a. variable

    comparison
    rate*

    3.80% p.a.

    upfront
    fees

    $330

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017

    Basic Home Loan Special

    LVR<80%, Owner Occupier

    • Experts Choice Winner 2017 - Australia's Best Bank
    • Redraw available. Flexible repayments
    • Loan repayment pause for eco-upgrades to your home or maternity leave

    interest
    rate

    3.74% p.a. variable

    comparison
    rate*

    3.75% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • Flexible Home Loan Member Package

    Owner Occupier, LVR<80%, Principal & Interest

    • 3.74% p.a. / 4.15% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Owner Occupied. LVR <80%

    interest
    rate

    3.74% p.a. variable

    comparison
    rate*

    4.15% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • QLD Only

    Discounted Classic Home Loan

    LVR<80%, Owner Occupier

    • Free online redraw
    • No penalty for extra repayments
    • No monthly fees

    interest
    rate

    3.78% p.a. variable

    comparison
    rate*

    3.79% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017

    Platinum Home Loan

    Owner Occupied, LVR<90%

    • Join the big bank rebellion & pay NO application or valuation fees
    • Only 10% deposit required, 100% offset & redraw facilities
    • Award winning, customer owned banking

    interest
    rate

    3.87% p.a. variable

    comparison
    rate*

    3.97% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • Essentials Home Loan Special Offer

    LVR<90%, Owner Occupier

    • Experts Choice Winner - Best Value Full Feature Home Loan
    • 100% offset account
    • No monthly, annual or establishment fees

    interest
    rate

    3.97% p.a. variable

    comparison
    rate*

    3.97% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

Want more? Compare all 524 home loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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