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Home Loans

  • Welcome to Mozo's home loans hub. We can help save you thousands on your current loan or help you find the perfect loan for your perfect first home. Mozo has everything you need to compare home loans helping you to find the right loan quickly and easily.

Home loan comparisons on Mozo Rates updated daily

  • loans.com.au Fast Forward (Owner Occupier)

    loans.com.au Fast Forward (Owner Occupier)

    • Fast Forward your home loan application with our great rates & speedy, hassle-free online process
    • Unlimited free redraws, Split loan facility
    • Available for purchase and refinance

    interest rate

    3.63% variable

    comparison rate*

    4.03%

    Upfront fees

    $520

    Go to site

    More info

    • Fast Forward your home loan application with our great rates & speedy, hassle-free online process
    • Unlimited free redraws, Split loan facility
    • Available for purchase and refinance
    • Interest rate: 3.63% variable
    • Comparison rate*: 4.03%
    • Upfront fees: $520
    • Ongoing fees: $375.00 yearly
    • Discharge fee: $550.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

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  • Click Loans The Online Home Loan (LVR<70%, Owner Occupier, Principal & Interest)

    Click Loans The Online Home Loan (LVR<70%, Owner Occupier, Principal & Interest)

    • Free offset account
    • No ongoing fees
    • Easy online application

    interest rate

    3.73% variable

    comparison rate*

    3.74%

    Upfront fees

    $440

    Go to site

    More info

    • Free offset account
    • No ongoing fees
    • Easy online application
    • Interest rate: 3.73% variable
    • Comparison rate*: 3.74%
    • Upfront fees: $440
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 70.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Fortnightly, Monthly
    Need more information?
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  • MOZO EXPERTS CHOICE AWARDS 2016

    UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)

    • Hurry, closes August 7th
    • No monthly fees
    • 20% Minimum deposit required

    interest rate

    3.74% variable

    comparison rate*

    3.74%

    Upfront fees

    $0

    Go to site

    More info

    • Hurry, closes August 7th
    • No monthly fees
    • 20% Minimum deposit required
    • Interest rate: 3.74% variable
    • Comparison rate*: 3.74%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    4.8

    Based on 56 UBank home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    State Custodians Standard Variable (LVR<80%, Owner Occupier)

    State Custodians Standard Variable (LVR<80%, Owner Occupier)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.74% variable

    comparison rate*

    4.07%

    Upfront fees

    $275

    Go to site

    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.74% variable
    • Comparison rate*: 4.07%
    • Upfront fees: $275
    • Ongoing fees: $299.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

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  • Australian Unity Kick Starter Home Loan (Owner Occupier)

    Australian Unity Kick Starter Home Loan (Owner Occupier)

    • No annual fee on a credit card of your choice
    • Free transaction account with a visa debit
    • Unlimited redraws ($500 min)

    interest rate

    3.85% variable

    comparison rate*

    3.88%

    Upfront fees

    $600

    Go to site

    More info

    • No annual fee on a credit card of your choice
    • Free transaction account with a visa debit
    • Unlimited redraws ($500 min)
    • Interest rate: 3.85% variable
    • Comparison rate*: 3.88%
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $375.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
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  • State Custodians Breathe Easy (LVR<80%, Owner Occupier)

    State Custodians Breathe Easy (LVR<80%, Owner Occupier)

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.87% variable

    comparison rate*

    3.90%

    Upfront fees

    $275

    Go to site

    More info

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.87% variable
    • Comparison rate*: 3.90%
    • Upfront fees: $275
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

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  • loans.com.au Offset Variable (LVR<80%, Owner Occupier)

    loans.com.au Offset Variable (LVR<80%, Owner Occupier)

    • Fully-featured, low rate home loan
    • For purchases or refinance, borrow up to 80% of the property value
    • Apply online

    interest rate

    3.89% variable

    comparison rate*

    3.91%

    Upfront fees

    $520

    Go to site

    More info

    • Fully-featured, low rate home loan
    • For purchases or refinance, borrow up to 80% of the property value
    • Apply online
    • Interest rate: 3.89% variable
    • Comparison rate*: 3.91%
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $550.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)

    Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)

    • Ability to make unlimited bulk repayments without penalty
    • Offers borrowers up to four free splits
    • Access extra features such as multiple offset accounts

    interest rate

    3.89% variable

    comparison rate*

    4.19%

    Upfront fees

    $0

    Go to site

    More info

    • Ability to make unlimited bulk repayments without penalty
    • Offers borrowers up to four free splits
    • Access extra features such as multiple offset accounts
    • Interest rate: 3.89% variable
    • Comparison rate*: 4.19%
    • Upfront fees: $0
    • Ongoing fees: $299.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - free
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 8 Gateway Credit Union home loan reviews

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  • Hunter United Get A Better Home Loan - Refinance (Owner Occupier)

    Hunter United Get A Better Home Loan - Refinance (Owner Occupier)

    • $0 application fee when refinancing from another lender
    • 100% interest offset facility & redraw
    • Only 10% deposit for Owner Occupiers

    interest rate

    3.95% variable

    comparison rate*

    4.05%

    Upfront fees

    $0

    Go to site

    More info

    • $0 application fee when refinancing from another lender
    • 100% interest offset facility & redraw
    • Only 10% deposit for Owner Occupiers
    • Interest rate: 3.95% variable
    • Comparison rate*: 4.05%
    • Upfront fees: $0
    • Ongoing fees: $8.00 monthly
    • Discharge fee: $80.00
    • Extra repayments: yes
    • Redraw facility: yes - fees apply
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    9.7

    Based on 3 Hunter United home loan reviews

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  • Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<60%)

    Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<60%)

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees

    interest rate

    3.98% variable

    comparison rate*

    3.98%

    Upfront fees

    $0

    Go to site

    More info

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees
    • Interest rate: 3.98% variable
    • Comparison rate*: 3.98%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $295.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 60.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 27 Beyond Bank home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Bank Australia Home Loan - (Full Salary Credit, LVR<80%, Owner Occupier)

    Bank Australia Home Loan - (Full Salary Credit, LVR<80%, Owner Occupier)

    • No monthly fees
    • Redraw available
    • Flexible repayments

    interest rate

    3.98% variable

    comparison rate*

    3.99%

    Upfront fees

    $0

    Go to site

    More info

    • No monthly fees
    • Redraw available
    • Flexible repayments
    • Interest rate: 3.98% variable
    • Comparison rate*: 3.99%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 35 Bank Australia home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Greater Bank Discount Great Rate Home Loan (Owner Occupier, LVR<85%, over $150k)

    Greater Bank Discount Great Rate Home Loan (Owner Occupier, LVR<85%, over $150k)

    • Experts Choice Winner 2016
    • No ongoing fee. No establishment fee. Free internet redraw facility
    • NSW, QLD, ACT customers only

    interest rate

    3.99% variable

    comparison rate*

    3.99%

    Upfront fees

    $0

    Go to site

    More info

    • Experts Choice Winner 2016
    • No ongoing fee. No establishment fee. Free internet redraw facility
    • NSW, QLD, ACT customers only
    • Interest rate: 3.99% variable
    • Comparison rate*: 3.99%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 85.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 62 Greater Bank home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    CUA Fresh Start Basic Variable Home Loan (Owner Occupier)

    CUA Fresh Start Basic Variable Home Loan (Owner Occupier)

    • Low interest rate
    • No ongoing fees
    • Free redraw facility for easy access to additional payments

    interest rate

    3.99% variable

    comparison rate*

    4.04%

    Upfront fees

    $795

    Go to site

    More info

    • Low interest rate
    • No ongoing fees
    • Free redraw facility for easy access to additional payments
    • Interest rate: 3.99% variable
    • Comparison rate*: 4.04%
    • Upfront fees: $795
    • Ongoing fees: $0.00
    • Discharge fee: $200.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.8

    Based on 89 CUA home loan reviews

    Need more information?
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  • Liberty Sharp Home Loan (LVR<70%, Owner Occupier)

    Liberty Sharp Home Loan (LVR<70%, Owner Occupier)

    • Great low rate
    • No on-going fees
    • Set and forget

    interest rate

    3.99% variable

    comparison rate*

    4.06%

    Upfront fees

    $995

    Go to site

    More info

    • Great low rate
    • No on-going fees
    • Set and forget
    • Interest rate: 3.99% variable
    • Comparison rate*: 4.06%
    • Upfront fees: $995
    • Ongoing fees: $0.00
    • Discharge fee: $395.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: No
    • Maximum loan to value ratio: 70.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    2.5

    Based on 21 Liberty home loan reviews

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  • Liberty Star Home Loan (LVR<70%, Owner Occupier)

    Liberty Star Home Loan (LVR<70%, Owner Occupier)

    • 100% offset
    • Free redraw
    • Options to fix

    interest rate

    3.99% variable

    comparison rate*

    4.29%

    Upfront fees

    $0

    Go to site

    More info

    • 100% offset
    • Free redraw
    • Options to fix
    • Interest rate: 3.99% variable
    • Comparison rate*: 4.29%
    • Upfront fees: $0
    • Ongoing fees: $295.00 yearly
    • Discharge fee: $395.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 70.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    2.5

    Based on 21 Liberty home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Greater Bank Discount Ultimate Home Loan (LVR<85%, over $150K, Owner Occupier) (Package)

    Greater Bank Discount Ultimate Home Loan (LVR<85%, over $150K, Owner Occupier) (Package)

    • Experts Choice Winner 2016
    • 100% offset account. No establishment fee
    • Free internet redraw facility

    interest rate

    3.99% variable

    comparison rate*

    4.36%

    Upfront fees

    $0

    Go to site

    More info

    • Experts Choice Winner 2016
    • 100% offset account. No establishment fee
    • Free internet redraw facility
    • Interest rate: 3.99% variable
    • Comparison rate*: 4.36%
    • Upfront fees: $0
    • Ongoing fees: $375.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: yes
    • Maximum loan to value ratio: 85.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 62 Greater Bank home loan reviews

    Need more information?
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  • MOZO EXPERTS CHOICE AWARDS 2016

    Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)

    Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)

    • No annual fee on a credit card of your choice
    • 100% offset facility
    • Owner occupied only

    interest rate

    4.00% variable

    comparison rate*

    4.03%

    Upfront fees

    $600

    Go to site

    More info

    • No annual fee on a credit card of your choice
    • 100% offset facility
    • Owner occupied only
    • Interest rate: 4.00% variable
    • Comparison rate*: 4.03%
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $375.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $2,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
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  • Bankwest Complete Variable Home Loan (LVR<90%, Owner Occupier) (Package)

    Bankwest Complete Variable Home Loan (LVR<90%, Owner Occupier) (Package)

    • $0 home loan application fees
    • $0 annual fee on your choice of a rewards credit card
    • $0 property valuation fees with your home loan application

    interest rate

    4.02% variable

    comparison rate*

    4.43%

    Upfront fees

    $150

    Go to site

    More info

    • $0 home loan application fees
    • $0 annual fee on your choice of a rewards credit card
    • $0 property valuation fees with your home loan application
    • Interest rate: 4.02% variable
    • Comparison rate*: 4.43%
    • Upfront fees: $150
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $338.20
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 315 Bankwest home loan reviews

    Need more information?
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  • MOZO EXPERTS CHOICE AWARDS 2016

    AMP Essential Home Loan (Owner Occupier)

    AMP Essential Home Loan (Owner Occupier)

    • Experts Choice Winner - Home Loans 2016
    • Additional repayments anytime
    • Waived establishment & settlement fees

    interest rate

    4.08% variable

    comparison rate*

    4.10%

    Upfront fees

    $295

    Go to site

    More info

    • Experts Choice Winner - Home Loans 2016
    • Additional repayments anytime
    • Waived establishment & settlement fees
    • Interest rate: 4.08% variable
    • Comparison rate*: 4.10%
    • Upfront fees: $295
    • Ongoing fees: $0.00
    • Discharge fee: $100.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.3

    Based on 51 AMP home loan reviews

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  • Queensland Country Credit Union Discount Ultimate Home Loan (LVR<90%) (Package)

    Queensland Country Credit Union Discount Ultimate Home Loan (LVR<90%) (Package)

    • Loans up to 90% LVR for Owner Occupied and Investment Loans
    • 100% offset account
    • Redraw available

    interest rate

    4.09% variable

    comparison rate*

    4.43%

    Upfront fees

    $0

    Go to site

    More info

    • Loans up to 90% LVR for Owner Occupied and Investment Loans
    • 100% offset account
    • Redraw available
    • Interest rate: 4.09% variable
    • Comparison rate*: 4.43%
    • Upfront fees: $0
    • Ongoing fees: $350.00 yearly
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - $8
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    9.4

    Based on 13 Queensland Country Credit Union home loan reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    • No monthly fees
    • Redraw available
    • Option to fix full loan or split between fixed and variable

    interest rate

    4.10% variable

    comparison rate*

    4.11%

    Upfront fees

    $0

    Go to site

    More info

    • No monthly fees
    • Redraw available
    • Option to fix full loan or split between fixed and variable
    • Interest rate: 4.10% variable
    • Comparison rate*: 4.11%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 35 Bank Australia home loan reviews

    Need more information?
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  • Illawarra Credit Union Variable Home Loan (Owner Occupier)

    Illawarra Credit Union Variable Home Loan (Owner Occupier)

    • For new home loans over $250k only
    • No annual or ongoing fees
    • 100% Offset Account available with no transaction or account keeping fees

    interest rate

    4.15% variable

    comparison rate*

    4.15%

    Upfront fees

    $600

    Go to site

    More info

    • For new home loans over $250k only
    • No annual or ongoing fees
    • 100% Offset Account available with no transaction or account keeping fees
    • Interest rate: 4.15% variable
    • Comparison rate*: 4.15%
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $250,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.0

    Based on 3 Illawarra Credit Union home loan reviews

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  • NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    • $0 upfront fees
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    4.20% variable

    comparison rate*

    4.21%

    Upfront fees

    $0

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    More info

    • $0 upfront fees
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 4.20% variable
    • Comparison rate*: 4.21%
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 864 NAB home loan reviews

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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