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1st for Women Comprehensive Car Insurance

Monthly premiums available
costs extra
Maximum no claim discount
Not Published
Online discount
Choice of repairer
Optional Extra
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Mozo editorial review 1st for Women Comprehensive Car Insurance

Last updated: 2 April 2020.

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What's hot
  • $20 million legal liability cover
  • 24-hour claims service
  • 25% discount if combined with Home and Contents insurance
What's not
  • $600 excess for drivers under 21
Mozo snapshot

If you’re after a comprehensive car insurance policy that offers cover for a range of events, with products tailor-made for the needs of Aussie women, then 1st for Women might be the one for you. 

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Key features

1st for Women created a car insurance company after research in 2002 found that female drivers are statistically lower risk when it comes to insurance compared to male drivers, due to claims involving less damage. So to put an end to unnecessarily high premiums for safe female drivers, 1st for Women was born.  

With the 1st for Women comprehensive car insurance policy, you’ll receive a range of cover, without the hefty bill, like repair damage costs not only to your car, but also the other cars and property that were involved. 

Not only can you access a 24/ 7 claims service, but in the event that your car is written off, 1st for Women will replace it with a brand spanking new car, as long as it’s less than 12 months old and has driven less than 20,000 kilometres.

If your keys are stolen the policy will cover the costs up to $1,000. 1st for Women will also repair or replace any personal effects (up to $250), including child seats in your car if they are damaged in the event of a crash and emergency transport and accommodation of up to $100 a day ($300 in total).

There are a few features that aren’t covered as part of 1st for Women standard Comprehensive Car Insurance policy. If you want to make sure you’re ready for anything then there’s extras like roadside assistance, rental car cover (up to 14 days if it is damaged in an at-fault accident) or the option to reduce your windscreen excess by varying your premium.

Who is it good for

Women who don’t want to pay a high premium, but also want peace of mind knowing that in the event of a crash, they won’t get dumped with a hefty repair bill.

Any catches

Women who don’t want to pay a high premium, but also want peace of mind knowing that in the event of a crash, they won’t get dumped with a hefty repair bill.


Rates and fees information correct as at 10 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $450 - $1,850

  • $600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24. Extra $200 for any claims by a male driver.

  • Not Published

  • 5 years

  • n/a

  • 25% if combined with Home and Contents

  • Maximum no claim discount protection is optional with additional premium

  • n/a

Service features
  • Optional Extra

  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • - within 1 year and 20,000 km of original registration

  • Up to $250 if damaged.

  • Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $300 travel and accommodation costs (max $100 per day).

  • - Up to 14 days, max $1,000 total.

  • Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $500 for trailer only.

  • Up to $1,000 if stolen.

  • Up to $250

  • Covered only if agreed in writing.

  • No

*as voted by the Mozo community

Customer Reviews

How are 1st for Women car insurance rated by the Mozo community?

Overall customer rating
Value for money
Policy coverage
Customer service
Claims handling

Latest review of 1st for Women Comprehensive Car Insurance

  • Overall 5/10
    May as well pay all myself

    Not very helpful

    Read full review

    Not very helpful

    Value for money
    Policy coverage
    Customer service
    Claims handling
    Angela, South Australia reviewed over 2 years ago
1st for Women

About 1st for Women

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