Yes costs extra |
|
$400 - $2,100 |
|
$800 for drivers under 21, $450 for drivers under 25, $400 for inexperienced drivers over 25. |
|
(ACT) |
|
6 years |
|
10% |
|
n/a |
|
Yes |
|
Online Discount |
Optional Extra |
|
No |
|
Yes |
|
n/a |
|
n/a |
|
SA VIC NT TAS NSW ACT QLD WA |
Agreed or Market |
|
Yes - within 2 years of original registration |
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Up to $500 if damaged or stolen. |
|
Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium. |
|
Up to $500 |
|
Reasonable towing costs. Up to $500 travel and accommodation if greater than 100 km from home. |
|
Yes - Up to 14 days, max $75 per day. |
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Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $75 per day. |
|
Yes |
|
Up to $1,000. |
|
Up to $1,000 if stolen. |
|
Up to $500 |
|
Covered only if agreed in writing. |
|
No |
|
No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Just received renewal notice for comprehensive car insurance. Increased from $99 monthly to $240. Rediculess with look around for better coverage
Read full reviewJust received renewal notice for comprehensive car insurance. Increased from $99 monthly to $240. Rediculess with look around for better coverage
I have been with Coles Insurance since Dec 2014 as they were one of a few companies who would insure my 1999 Falcon for a good value and cheap annual cost. The cost has been pretty good until Dec 2022 when the cost went up from $557 to $733. The car value remains unchanged at i$4158. I have just received my renewal for Dec 2023 at with the fee now going up to $1276.They can put whatever spin they like on it, but it comes back to price gouging. "Your premium is based on the possibility of a claim against your policy". Three years ago I had some panel damage. I rang Coles Insurance to make sure they would still insure me if I paid for the repairs, but they had to refer it to their reinsurer. Nobody ever got back to me. So once I received my renewal notice in the mail, I had it repaired at my cost ($3000) so I wouldn't have to claim insurance. I realised that amount, compared to the insured value, would have been a write-off as far as insurance companies are concerned. And now they think I want to claim against the policy? No. I just want my old, reliable car, which 3 years after the panel repairs still looks amazing. So they won't be getting any more out of me. I'll have to change from Comprehensive to 3rd Party Property, Fire & Theft. But not with Coles. Already checked it out, around $350 or so. A couple of years at that price will more than make up for the amount I would have paid Coles Vs the refund of a write off claim I would have ended up with. Coles were good 9 years ago, insuring my old car for a fair amount at a reasonable cost. But greed has become normal. Just blame it all on Covid.
Read full reviewI have been with Coles Insurance since Dec 2014 as they were one of a few companies who would insure my 1999 Falcon for a good value and cheap annual cost. The cost has been pretty good until Dec 2022 when the cost went up from $557 to $733. The car value remains unchanged at i$4158. I have just received my renewal for Dec 2023 at with the fee now going up to $1276.They can put whatever spin they like on it, but it comes back to price gouging. "Your premium is based on the possibility of a claim against your policy". Three years ago I had some panel damage. I rang Coles Insurance to make sure they would still insure me if I paid for the repairs, but they had to refer it to their reinsurer. Nobody ever got back to me. So once I received my renewal notice in the mail, I had it repaired at my cost ($3000) so I wouldn't have to claim insurance. I realised that amount, compared to the insured value, would have been a write-off as far as insurance companies are concerned. And now they think I want to claim against the policy? No. I just want my old, reliable car, which 3 years after the panel repairs still looks amazing. So they won't be getting any more out of me. I'll have to change from Comprehensive to 3rd Party Property, Fire & Theft. But not with Coles. Already checked it out, around $350 or so. A couple of years at that price will more than make up for the amount I would have paid Coles Vs the refund of a write off claim I would have ended up with. Coles were good 9 years ago, insuring my old car for a fair amount at a reasonable cost. But greed has become normal. Just blame it all on Covid.
I’ve recently had an accident and I’m thinking coles would be good after many years of insuring peoples cars only to realise they are the worst to deal with. They have many defaults such as: No communications via phone or email You call them you wait for ex amount of time only not to share any information or updates about your claim Ask many questions but you don’t get any answers back. No wonder why they are the cheapest in the market. This what happens when you pay peanuts you get monkeys for service.
Read full reviewI’ve recently had an accident and I’m thinking coles would be good after many years of insuring peoples cars only to realise they are the worst to deal with. They have many defaults such as: No communications via phone or email You call them you wait for ex amount of time only not to share any information or updates about your claim Ask many questions but you don’t get any answers back. No wonder why they are the cheapest in the market. This what happens when you pay peanuts you get monkeys for service.
Coles insurance it's the bad insurance in Australia I had an accident few week ago it wasn't my fault someone hits my car behind my car has towbar when I went to to pick up my car they told it's done and fixed Ithey took it off the towbar without telling me and they don't pay for it even in the website they didn't mention it to put if my car has towbar or no big company they don't care about customer it's look like they stolen my towbar without telling me and I call they 5 times until they don't give me back my towbar OT pay me it's disgusting service and unprofessional I recommend no one go with Coles insurance it's very bad with custemer
Read full reviewColes insurance it's the bad insurance in Australia I had an accident few week ago it wasn't my fault someone hits my car behind my car has towbar when I went to to pick up my car they told it's done and fixed Ithey took it off the towbar without telling me and they don't pay for it even in the website they didn't mention it to put if my car has towbar or no big company they don't care about customer it's look like they stolen my towbar without telling me and I call they 5 times until they don't give me back my towbar OT pay me it's disgusting service and unprofessional I recommend no one go with Coles insurance it's very bad with custemer
Great value for money
Read full reviewGreat value for money