Car insurance rates 'are affected by marital status'

Marital status can have a big impact on car insurance rates, it has been claimed.

Australian company Real Insurance has found that insurers generally consider married drivers to be safer, with accident statistics showing that married drivers are involved in far fewer incidents.

"Traffic incidents involving married individuals also tend to be less serious than those involving single individuals," said the firm. "As a result, most insurance providers will charge much more for single drivers, especially younger drivers who fall into one or more of the high risk insurance groups."

It was also suggested that married drivers who opt for a joint car insurance policy will be offered the lowest rates when they come to compare car insurance.

However, the driving records of both partners are important in such cases, Real Insurance said.

Meanwhile, a study by car insurance firm SGIO found this week that Australian motorists are looking at their in-vehicle satellite navigation systems for dangerous lengths of time.

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