Check on optional extras when taking out car insurance

Aussies considering which car insurance policy to take out may want to check on which optional extras, if any, are included.

For example, some cover will provide individuals with a courtesy car if they are involved in an accident or if their vehicle breaks down.

While this may be an essential for some people, those who are looking for the cheapest car insurance they can find may want to avoid this extra if it adds to the cost of their policy.

This may also be applied to breakdown cover, as many people will already have a separate policy to provide them with assistance when their automobile stops working.

However, Aussies should think carefully if they do not have any breakdown cover, because it could prove to be a false economy if something goes wrong.

When picking a car with a view to getting low insurance quotes, it may be worthwhile thinking about whether to purchase a new or old machine.

According to data from the Australian Bureau of Statistics, seasonally adjusted new vehicle sales in the year to September 2011 rose by 1.3 per cent.

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