Father riled by third-party car insurance rejection

A father from Coolum has voiced his anger after insurance firm Apia rejected his son’s third party car insurance claim on the grounds he was involved in an "inevitable accident".

Keith Willmott’s son Matthew was involved in a crash back in May 2007, the Sunshine Coast Daily reported.

Matthew’s friend was driving the car when a woman driving a Starlet collided with a B-double truck in front of them.

Keith has insisted that his son’s friend had nowhere to go and crashed into the Starlet as a result. However, his son’s car was left with a $4,500 damage bill.

After making a car insurance claim, Apia advised Keith that an inevitable accident clause had been invoked because the accident was caused by an existing medical problem that the deceased motorist had.

This meant Keith could not claim for the accident, he said, adding that he now wished to warn motorists about the clause.

The news may interest Aussies who wish to compare car insurance in search of the best terms and conditions. This week, a survey conducted by low cost car insurance provider Budget Direct also revealed that over a third of Sydney’s motorists admit to speeding in residential areas.

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