How to act when making a car insurance claim
Aussies who have had a prang need to take a number of steps when making a car insurance claim.
First and foremost, it is important to check everyone involved in the crash is ok and an ambulance should be called if people are in need of medical attention.
Car parks tend to be one of the worst areas for collisions, but due to the low speed of vehicles manoeuvring between spaces, injuries are thankfully less likely.
However, it is still important to ensure insurance details are exchanged, which is why it is vital to carry a pen and paper in the glove compartment. If you hit a parked vehicle with nobody inside, it is crucial that a note is left, even if the damage appears to be minimal.
Other motorists who have not been hit, but may have been a factor in the scrape, should also stop to sort out any potential insurance claim.
Those who have been involved in a minor incident could see their future premiums rise, as well as car enthusiasts who have made modifications to their vehicle.