How to drive down your car insurance premiums

Aussies who are constantly looking to compare car insurance quotes in order to find cheaper premiums should continue to hone their driving skills.

Safer drivers are less likely to get involved in road accidents, which often result in a loss of no claims bonuses, leading to higher charges.

However, motorists who are confident that their driving style is absolutely flawless may soon be able to prove themselves to their insurance provider.

In the UK, some insurers are using sophisticated telematics technology to monitor the performance of vehicle owners as they drive around. The participants are rated on their use of speed, braking, cornering and ability to drive at night.

Having analysed the results, Co-operative Insurance has awarded discounts to 97 per cent of men who took part and 92 per cent of women. Bargain seekers down under will be hoping Aussie firms are taking note.

Should the worst happen and you do have a crash, it is vital that you have a pen and paper somewhere in the car in order to take the insurance details of other drivers involved in the accident before filing a claim.

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