How to get lower car insurance premiums

Aussies who have purchased a new vehicle may now be looking for car insurance policies to protect them financially in the event of any unexpected calamities and there are a number of ways they can reduce the amount they pay for cover.

One of the most obvious tips is to shop around and compare car insurance online to ensure that the best quotes are found before a decision is made.

Penny-pinching shoppers may want to try and reduce the amount of driving they think they will do, as there are discounts available from some providers for those who are not on the road as often.

Getting a high excess may also reduce premiums, although buyers need to be prepared to pay this in the event of a claim.

Fitting additional security devices to the automobile, such as alarms and immobilisers, may also be an effective way to cut the cost of car insurance.

Those who are worried about the price of their cover may be pleased to learn that the RACV's Driving Your Dollars survey recently found that running a vehicle is cheaper in 2011 than it was in 2010.ADNFCR-1761-ID-800705449-ADNFCR