NSW drivers 'have the most accidents'
It seems that drivers in New South Wales (NSW) are the most likely to make a car insurance claim, if new figures released by AAMI are to be believed.
The insurer revealed that people in the state had the most road accidents between July 2011 and June 2012.
Researchers assessed 275,000 insurance claims during the period and came up with a definitive list of the most common types of collision.
They discovered that 28.1 per cent of all claims were linked to nose-to-tail crashes – usually caused by motorists who fail to leave enough space between themselves and the vehicle in front.
This figure rose to 30.4 per cent when only taking NSW into account.
AAMI spokesperson Reuben Aitchison said the results were hardly surprising, as this has been the most typical form of accident seen on Australia's roads for a number of years.
"We are making the same mistakes on the road year after year, with nose-to-tail accidents the number one type of smash on the road in 2012, just as they were ten years ago," he remarked.
The second most common form of collision in NSW and nationally was found to be where drivers have failed to give way.
A lot of this comes down to impatience and hot-headed drivers are costing themselves a fortune.
It should go without saying that people can benefit from significantly cheaper car insurance policies if they have an untarnished record.
Mr Aitchison suggested that erring on the side of caution and remaining calm behind the wheel is vitally important.
"Being a safe driver really does come back to the basics, like keeping a safe distance between vehicles, maintaining focus or waiting until it is safe to pull out in to traffic or make a turn. Yet, consistently, it's these silly mistakes that get people into strife," he added.
So remember, the next time you are late for work, think twice before putting your foot all the way down on the accelerator – it could save you a lot of money in the long run.
Have a question about car insurance? Ask the money gurus at Mozo Answers.