Secure vehicles result in lower car insurance premiums

Taking steps to make a vehicle as safe and secure as possible could have the added advantage of making car insurance cheaper.

Parking automobiles in a garage could be an effective way to drive down the cost of cover as machines that are stored safely are less likely to be claimed on for damage or theft.

Those for whom this is not an option may want to think about having features fitted within the car itself.

Steering wheel locks, immobilisers and alarms are all effective ways to reduce the chances that cars will be stolen, which is something insurers will take into account when calculating premiums.

However, Aussies should be wary of making other modifications to their vehicle as this could make it harder to find cheap car insurance.

Other ways to get a low quote include reducing the number of miles driven and sometimes adding a second driver to the policy who is considered low-risk.

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