Short-term car insurance is an affordable option

A lot of people feel aggrieved at having to pay for a full year of car insurance cover when they know full well that they will only be using their vehicle sporadically.

Students are a fantastic example of people who do not require a full 12-month policy.

Many youngsters cannot afford to run a car while they are away studying and so they rely on public transport. But, the chances are that you will need some kind of run around if you are taking on a summer job to boost your meagre earnings.

Therefore, short-term insurance policies are perhaps the best way forward. An increasing number of firms are offering such packages and plenty of people can benefit from adopting a "pay-as-you-go" approach to vehicle cover.

By going down this route you are not wasting money on insurance when you aren't using it.

Of course, a lot of students will have no choice but to use their parents' car in between semesters, so it may be more cost-effective to add yourself to their policy.

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