Stay on the right side of the law to lower car insurance costs

It seems pretty obvious, but you stand a far better chance of finding an affordable car insurance quote if you have an unblemished driving record.

People who have no speeding points on their licence are deemed to be far less risky to insure than someone who has broken the country's speed limits.

It goes without saying that motorists should always try to stay on the right side of the law and it is also important to keep abreast of current affairs.

Sometimes, the government will make little tweaks to driving regulations and it is easy to miss these. However, ignorance is no defence and it is your responsibility to know what is legal and what is not every time you get behind the wheel.

One thing that catches a lot of people out is changing speed limits. You may have become accustomed to driving at a certain speed on roads you are familiar with, but these are subject to change.

That is why it is so important to pay close attention to signs as you tootle along. After all, one little lapse can end up costing you a significant amount of money when you come to renew your insurance policy.

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