Study highlights safest used cars

With many people's finances stretched to the limit, buying a brand new vehicle has become a pipedream.

Unsurprisingly, sales of used cars have soared in recent years and anybody who has bought a second-hand motor before will know that it can be a risky business.

According to a new study conducted by RACQ, you are ten times more likely to die in a crash while driving a car that has a questionable safety record.

With that in mind, it is crucial that people don't sacrifice their own personal wellbeing by buying a potential death trap just because it is cheap.

"Your choice of used car can have a dramatic effect on your chance of survival in a crash, with your risk of death or serious injury increasing tenfold in a model with poor safety performance," commented RACQ's Steve Spalding.

Fortunately, the organisation has conducted a study to find out which second-hand cars are the safest to drive and the results have now been published.

BMW's X5 (2001-2008) was found to offer the most protection to drivers, while the 1996-2000 Suzuki Carry and Holden Scurry were the most dangerous.

There were 29 "Safe Picks" in total in this year's survey, up from just 19 in 2011.

"Alarmingly, research has identified that novice drivers have the highest crash risk but often drive the least safe vehicles," Mr Spalding added.

What is even more worrying is the fact that a lot of Aussies are deliberately avoiding taking their car for a service in order to save money.

A study conducted by Bingle Car Insurance also revealed that 57 per cent of Aussies who live in eastern states have put off necessary repairs because they did not have the cash to spare.

This means there are lots of vehicles on the country's roads that might not be roadworthy.

The cost of motoring always seems to be rising, but there are ways to cut your outgoings. One of the best options is to compare car insurance prices online to see if you can receive a better deal from a different provider.

Have a question about car insurance? Ask the money gurus at Mozo Answers.ADNFCR-1761-ID-801426722-ADNFCR Or if you're keen to get a little financial help on your next car second hand car, check out and compare used car loans.