Telematics car insurance quotes have pros and cons

One of the big things that car insurance providers are talking about at the moment is the use of telematics technology.

Essentially, motorists who sign up to such a policy will have black box recording equipment installed in their vehicle and this will be used to monitor the driver's performance.

This is a great way for people to prove to their insurer that they are responsible behind the wheel and can be a particularly useful avenue for younger vehicle owners to explore.

The concept is catching on quite quickly in the UK and Aussies will also be keen to find cheaper insurance quotes.

However, there are downsides. According to patrolman for British organisation Royal Automobile Club Prakesh Patel, the use of telematics may catch out those people who have not been completely honest when submitting their information to an insurer.

The presence of the recording gear basically means your insurance provider knows where you are and where you have been.

If your policy dictates that you keep your car parked in a secure garage in a safe part of town, they will be able to check that this is the case.

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