The comprehensive car insurance offer from Australia Post is all about making your life simpler when setting up cover, when you have to make a claim and when your wheels are out of action. You won’t need to stress about reporting accessories or modifications with AusPost as it’s all covered as standard. Add new-for-old car replacement and hire car cover after a not at fault claim and you’ve got a top quality deal. And if you sign up for the first time online, you'll receive a $75 discount on your first year's premium.
Australia Post’s comprehensive cover is all about flexibility, before, during and following the claims process. The generous hire car cover is a great feature. If your car is being repaired or replaced after a theft or accident where you weren’t at fault, you’ll be sorted for 14 days of hire car cover (post-accident hire car cover is often only an option extra).
If you do write-off your car, AusPost will replace it with a new comparable model, so long as your retired wheels were less than 3 years old and had travelled under 60,000km.
Other great features include $1,000 of personal property cover for items inside your car, up to $1,000 cover for emergency travel and accommodation if you’re more than 100km away from home, and excess-free windscreen repairs. Windscreen and glass replacement does come with an excess unless you add excess-free cover for this as an optional extra (at an extra cost), though.
Other optional extras include having your own choice of repairer – which is good if you prefer your dedicated mechanic – and hire car cover after an at-fault incident.
Keep in mind, there’s a $600 young driver (under 25) claims excess, which rises to $1,600 if they’re also not listed on the policy.
If you’re someone who loves a regular group road trip, having excess-free windscreen repairs and considerable emergency cover will be useful. It’s also a great policy for anyone with a modified car or those who know they’ll need a hire car to get around after an incident.
If you want the flexibility to spread your premium payment out in monthly instalments to better fit your budget, you’ll have to pay around 10% extra.
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Yes costs extra |
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$500 - $2,200 |
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$600 for listed drivers under 25, $1,600 for unlisted drivers under 25. |
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n/a (TAS) |
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5 years |
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$75 |
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n/a |
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No |
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n/a |
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No |
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Optional Extra |
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Yes |
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n/a |
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n/a |
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SA VIC TAS NSW ACT QLD WA |
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Agreed or Market |
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Yes - within 3 years and 60,000 km of original registration |
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Up to $1,000 |
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Yes - standard excess ($0 excess for repair only). Option to reduce windscreen replacement excess to $0 for an additional premium. |
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Up to $500 |
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Reasonable towing costs. Up to $1,000 accommodation costs if more then 100km from home. $100 travel expenses. |
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Yes - Up to 14 days. |
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Not at fault - Yes. At fault - Optional Extra. Up to 14 days. |
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Yes - legal liability when using a substitute vehicle |
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Up to $1,000 |
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Yes if stolen. |
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Yes |
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Automatically covered. |
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No |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
A while back, I was sitting down watching television one night with my family. As we watched the television we had the commercials on and we noticed a new advertisement for Auspost now supplying a car insurance plan for drivers to join in and stated the offer of great benefits and prices for drivers. I decided to take the opportunity to take them on as my car insurance company and they were very helpful and friendly to deal directly with. Their website was very easy and simple to use aswell as a very good resource for beginners to learn informative and useful tips. I felt very supported and appreciated while talking to them and their efforts were very appreciated by me. I had the chance to create a very good and affordable payment plan that was easy for me to use as we discussed it to be directly debited to them. My experience with them didn’t have any cons that I could think of and they were very helpful for all my needs and understandings. The support was great and the service was excellent with no issues. I would give them all my love for pros and no cons at all.
Read full reviewA while back, I was sitting down watching television one night with my family. As we watched the television we had the commercials on and we noticed a new advertisement for Auspost now supplying a car insurance plan for drivers to join in and stated the offer of great benefits and prices for drivers. I decided to take the opportunity to take them on as my car insurance company and they were very helpful and friendly to deal directly with. Their website was very easy and simple to use aswell as a very good resource for beginners to learn informative and useful tips. I felt very supported and appreciated while talking to them and their efforts were very appreciated by me. I had the chance to create a very good and affordable payment plan that was easy for me to use as we discussed it to be directly debited to them. My experience with them didn’t have any cons that I could think of and they were very helpful for all my needs and understandings. The support was great and the service was excellent with no issues. I would give them all my love for pros and no cons at all.
Australia Post Car insurance is backed by QBE insurance. Last year I signed up after receiving a leaflet in my letterbox offering a very competitive price. After some research I concluded their premium was nearly half that of others I obtained quotes from including my current insurer, so I changed to them. So far so godd - I have not had to make any claims so can not speak of that process.
Read full reviewAustralia Post Car insurance is backed by QBE insurance. Last year I signed up after receiving a leaflet in my letterbox offering a very competitive price. After some research I concluded their premium was nearly half that of others I obtained quotes from including my current insurer, so I changed to them. So far so godd - I have not had to make any claims so can not speak of that process.
On the whole they were what I could afford, so you get what you pay for.
Read full reviewOn the whole they were what I could afford, so you get what you pay for.
Very cheap, although have not had to claim with them so far.
Read full reviewVery cheap, although have not had to claim with them so far.
I've had nothing but fabulous service from this insurer.
Read full reviewI've had nothing but fabulous service from this insurer.