If you’re searching for a car insurance policy more tailored to your needs, then you might want to check out Carpeesh. Carpeesh Comprehensive Car Insurance has four types of cover to choose from: good driver, young driver, worker and rideshare. As a comprehensive policy, legal liability is provided, as well as cover for loss or damage to your own vehicle. Plus, you can update your details, make claims and earn DrivePoints through Carpeesh’s driver safety app.
Do you capiche Carpeesh? No? Well here’s the lowdown. Carpeesh Comprehensive Car Insurance comes with four types of cover. These are good driver, young driver, worker and rideshare. So depending on what type of driver you are and what you use your wheels for, you could potentially benefit from a more tailored level of insurance.
This comprehensive car insurance policy offers up to $20 million of legal liability, as well as cover for your own car, should it be damaged or stolen. Carpeesh does not charge an excess if you are involved in an accident that is not your fault. That is, so long as you make a reasonable attempt to provide the contact details of the other driver or drivers involved. There is also no excess for window glass repairs (excess applies for window glass replacements).
Carpeesh’s policy comes with up to $750 worth of cover for emergency transport and accommodation, plus another $750 worth of cover for a hire car following a theft (for cover up to 14 days). Removal of debris is covered up to $350 and storage costs, damage to personal effects (up to $250) and towing and storage costs (up to $500) are all covered. If you are unfortunate enough to hit a wild animal, up to $100 will be put towards the animal's recovery. Or if the animal cannot be saved, Carpeesh will donate $100 to a wildlife recovery centre instead.
While Carpeesh does not offer a no claims discount, it does have its own unique way of rewarding you for driving safely. Instead, you can earn DrivePoints through Carpeesh’s driver safety app. Through the app you can also update your details and report a claim at the scene. Using a bluetooth enabled beacon placed inside your vehicle, the app samples data to provide feedback on your trips. Hence, you can earn DrivePoints!
Besides all this there are of course a few fees to note: the driver safety app will cost you a one-off fee of $45 + GST and Carpeesh does charge extra to pay in instalments. To pay monthly will cost an extra $6.50 + GST and to pay fortnightly will cost an extra $3 + GST per payment. There’s also a $50 + GST early cancellation fee and a 1.54% annual merchant fee, when you pay annually.
With the ability to do almost everything through Carpeesh’s app, this particular policy might appeal to the more tech savvy driver. It’s also a worthy pick if you’re after a more tailored insurance plan.
The Carpeesh driver safety app does come with a one-off payment of $45 and it is an essential part of the policy. So, you will need to buy it if you want to take out this insurance cover. Carpeesh also charges extra to pay your premium in instalments.
No |
|
$595 - $1,795 |
|
$500 for drivers aged 25 and younger |
|
Not Published |
|
n/a |
|
n/a |
|
n/a |
|
No |
|
n/a |
No |
|
No |
|
Yes |
|
n/a |
|
n/a |
|
SA VIC NT TAS NSW ACT QLD WA |
Agreed or Market |
|
Yes - within 2 years of original registration |
|
Up to $250 |
|
Yes, standard excess. Option to remove excess for additional premium. |
|
Up to $500 |
|
Up to $500 for towing costs. Up to $100 per day, $750 in total for travel and accommodation costs if greater than 150 km from home. |
|
Yes, up to $40 per day, $750 in total. |
|
Yes - up to 14 days and $750 |
|
No |
|
Up to $500 |
|
Up to $700 |
|
Up to $250 |
|
Covered only if agreed in writing. |
|
No |
|
No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Worst service
Read full reviewWorst service
They charged me $1000 on top of my excess for a claim because their app that was downloaded on my phone was not connected to my policy. When I opened the app and their logo popped. I truly thought I did what I needed to do. I feel ripped off. How can you explain $1000 saying your app can track how good of s driver I am? I have never copped a fine in my life! Unprofessional, I will never go with them again and would never ever recommend them to anyone. Way better options out there.
Read full reviewThey charged me $1000 on top of my excess for a claim because their app that was downloaded on my phone was not connected to my policy. When I opened the app and their logo popped. I truly thought I did what I needed to do. I feel ripped off. How can you explain $1000 saying your app can track how good of s driver I am? I have never copped a fine in my life! Unprofessional, I will never go with them again and would never ever recommend them to anyone. Way better options out there.
They are very affordable and the insurance covers numerous issues and is very comprehensive. They are trustworthy and reliable and they have people's best interest in mind. They care about safety for yourself and also all other drivers on the road
Read full reviewThey are very affordable and the insurance covers numerous issues and is very comprehensive. They are trustworthy and reliable and they have people's best interest in mind. They care about safety for yourself and also all other drivers on the road
This was a great company to choose because of their competitive price. Even as a P plater, my insurance for a year prepaid was less than most others over 25 years of age. Full coverage and they have an easy app to use, so if you ever need to make a claim, you go through their app. One difference I have never experienced is that they give you a beacon to place on your dashboard, and it tracks the way you drive and gives you a rating on the app. So if you speed or don’t follow the road rules, it will give you a worse score than if you do follow the road rules. They then use this information for future claims and future quotes for your insurance.
Read full reviewThis was a great company to choose because of their competitive price. Even as a P plater, my insurance for a year prepaid was less than most others over 25 years of age. Full coverage and they have an easy app to use, so if you ever need to make a claim, you go through their app. One difference I have never experienced is that they give you a beacon to place on your dashboard, and it tracks the way you drive and gives you a rating on the app. So if you speed or don’t follow the road rules, it will give you a worse score than if you do follow the road rules. They then use this information for future claims and future quotes for your insurance.
I did an online scan for the cheapest insurer and they were the cheapest by far with the right amount of coverage for me. Happy with my choice.
Read full reviewI did an online scan for the cheapest insurer and they were the cheapest by far with the right amount of coverage for me. Happy with my choice.