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Carpeesh Comprehensive Car Insurance

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Important information on terms, conditions and sub-limits
Monthly premiums available
Maximum no claim discount
Not Published
Online discount
Choice of repairer

Mozo editorial review Carpeesh Comprehensive Car Insurance - last updated: 8 October 2021

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What's hot
  • No excess for not-at-fault incidents
  • No excess for window glass repairs
  • Earn DrivePoints through Carpeesh’s driver safety app
What's not
  • Costs extra to pay in instalments
Mozo snapshot

If you’re searching for a car insurance policy more tailored to your needs, then you might want to check out Carpeesh. Carpeesh Comprehensive Car Insurance has four types of cover to choose from: good driver, young driver, worker and rideshare. As a comprehensive policy, legal liability is provided, as well as cover for loss or damage to your own vehicle. Plus, you can update your details, make claims and earn DrivePoints through Carpeesh’s driver safety app.

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Key features

Do you capiche Carpeesh? No? Well here’s the lowdown. Carpeesh Comprehensive Car Insurance comes with four types of cover. These are good driver, young driver, worker and rideshare. So depending on what type of driver you are and what you use your wheels for, you could potentially benefit from a more tailored level of insurance.

This comprehensive car insurance policy offers up to $20 million of legal liability, as well as cover for your own car, should it be damaged or stolen. Carpeesh does not charge an excess if you are involved in an accident that is not your fault. That is, so long as you make a reasonable attempt to provide the contact details of the other driver or drivers involved. There is also no excess for window glass repairs (excess applies for window glass replacements).

Carpeesh’s policy comes with up to $750 worth of cover for emergency transport and accommodation, plus another $750 worth of cover for a hire car following a theft (for cover up to 14 days). Removal of debris is covered up to $350 and storage costs, damage to personal effects (up to $250) and towing and storage costs (up to $500) are all covered. If you are unfortunate enough to hit a wild animal, up to $100 will be put towards the animal's recovery. Or if the animal cannot be saved, Carpeesh will donate $100 to a wildlife recovery centre instead.

While Carpeesh does not offer a no claims discount, it does have its own unique way of rewarding you for driving safely. Instead, you can earn DrivePoints through Carpeesh’s driver safety app. Through the app you can also update your details and report a claim at the scene. Using a bluetooth enabled beacon placed inside your vehicle, the app samples data to provide feedback on your trips. Hence, you can earn DrivePoints!

Besides all this there are of course a few fees to note: the driver safety app will cost you a one-off fee of $45 + GST and Carpeesh does charge extra to pay in instalments. To pay monthly will cost an extra $6.50 + GST and to pay fortnightly will cost an extra $3 + GST per payment. There’s also a $50 + GST early cancellation fee and a 1.54% annual merchant fee, when you pay annually.

Who is it good for

With the ability to do almost everything through Carpeesh’s app, this particular policy might appeal to the more tech savvy driver. It’s also a worthy pick if you’re after a more tailored insurance plan.

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Any catches

The Carpeesh driver safety app does come with a one-off payment of $45 and it is an essential part of the policy. So, you will need to buy it if you want to take out this insurance cover. Carpeesh also charges extra to pay your premium in instalments. 


Cover information and limits in the table below correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses


$595 - $1,795

$500 for drivers aged 25 and younger

Not Published






Service features







Coverage summary

Agreed or Market

Yes - within 2 years of original registration

Up to $250

Yes, standard excess. Option to remove excess for additional premium.

Up to $500

Up to $500 for towing costs. Up to $100 per day, $750 in total for travel and accommodation costs if greater than 150 km from home.

Yes, up to $40 per day, $750 in total.

Yes - up to 14 days and $750


Up to $500

Up to $700

Up to $250

Covered only if agreed in writing.



Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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