Details Rates and fees information correct as at 22 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing. Discounts and excesses
Monthly premiums available
Choice of excess
Young driver excess imposed
$1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for inexperienced drivers over 25.
Maximum no claim discount table
(NSW) 60% (SA) 60% (QLD) 60% (ACT) 60% (WA) 60% (NT) 60% (VIC) 60% (TAS)
Maximum no claim discount term
Multi policy discount
No claim discount
Maximum no claim discount protected for unlimited no fault claims and 1 at fault claim, after 2 years at maximum no claim discount level and if youve had your licence for 8 or more years.
Discount if you drive less than 10,000kms per year.|discount when only nominated drivers policy
Choice of repairer
Claims service 24 7
Other restrictions Coverage summary
Agreed or market value
New car if written off
- within 3 years and 50,000 km of original registration
Personal property cover
Up to $1,000 if damaged or stolen.
Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
Emergency repairs without assessment
Cost of one tow. Up to $500 travel and accommodation costs if greater than 100 km from home.
Rental car after theft
- Up to 21 days, max $100 per day.
Rental car after accident
Optional Extra - Up to 21 days, max $100 per day.
Rental car liability
Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.
Trailer or caravan cover
Up to $1,000 for trailer only.
Baby capsule or seats
Covered only if agreed in writing.
Accidental death cover for driver
Up to $5,000 within 12 months of accident.
*as voted by the Mozo community)