CGU - Comprehensive Car Insurance

Discounts and excesses

  • $600 - $2,050

  • $1,000 for drivers under 20, $750 for drivers under 22 or $500 for drivers under 25. Over 25: $750 if less than 2 years licensed.

  • 60% (NSW)
    60% (SA)
    60% (QLD)
    60% (ACT)
    60% (WA)
    60% (NT)
    60% (VIC)
    60% (TAS)

  • 5 years

  • n/a

  • none

  • Maximum no claim discount protected for unlimited no fault claims and 1 at fault claim, after 2 years at maximum no claim discount level and if youve had your licence for 8 or more years.

  • Discount if you drive less than 10,000kms per year.|discount when only nominated drivers policy

Service features

  • none

  • none

Coverage summary

  • Agreed or Market

  • if under 3 years or 50,000km

  • Up to $1000 cover when car damaged/stolen.

  • Covered. Can pay extra premium for windscreen cover with no excess.

  • Up to $800

  • One night of accommodation and travel expenses, up to $500. Cost of one tow (>100km from home)

  • - 21 days. Max $100 daily.

  • Optional extra - Up to 21 days, $100 daily

  • $2000 contribution towards excess or security bond required; legal liability cover when using a substitute vehicle

  • Up to $1000 for trailer only

  • Up to $1000 if stolen

  • Covered up to replacement cost if stolen or damaged.

  • Covered only if agreed in writing

  • Up to $5,000 if within 12 months of accident.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is CGU car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
8.2

Based on 299
CGU car insurance reviews

7.7 8.1 8.2 8.1 8.1

Read CGU car insurance reviews by the Mozo community

Latest reviews of CGU Comprehensive Car Insurance

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

Works well

Very happy with CGU

Full review

Very happy with CGU

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   8 / 10

Less

Joanne (QLD), reviewed about 2 months ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

Good monthly payment rates

I'm happy with CGU.

Full review

I'm happy with CGU.

    Value for money   -1 / 10

    Policy coverage   -1 / 10

    Customer service   -1 / 10

    Claims handling   -1 / 10

    Trust   -1 / 10

Less

Christopher (QLD), reviewed about 2 months ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

Good service

    Value for money   -1 / 10

    Policy coverage   -1 / 10

    Customer service   -1 / 10

    Claims handling   -1 / 10

    Trust   -1 / 10

Less

Rebecca (VIC), reviewed 4 months ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

CGU is an excellent insurance company

CGU is an excellent company to deal with. They give great service and exceptional value for money. I am pleased to highly recommend them.

Full review

CGU is an excellent company to deal with. They give great service and exceptional value for money. I am pleased to highly recommend them.

    Value for money   10 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Sharon (VIC), reviewed 10 months ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   8 / 10

All round great company

I've been with this company several times.

Full review

I've been with this company several times.

    Value for money   8 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Sharee (SA), reviewed 10 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

(*as voted by the Mozo community)

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