Yes
$400 - $2,050
$1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for listed inexperienced drivers over 25, $1,500 for unlisted inexperienced drivers over 25, double the basic excess for unlisted drivers.
60% (NSW)
60% (SA)
60% (QLD)
60% (ACT)
60% (WA)
60% (NT)
60% (VIC)
60% (TAS)
5 years
n/a
n/a
Maximum no claim discount protected for unlimited no fault claims and 1 at fault claim, after 2 years at maximum no claim discount level and if youve had your licence for 8 or more years.
Discount if you drive less than 10,000kms per year.|discount when only nominated drivers policy
No
Yes
Yes
n/a
n/a
Agreed or Market
Yes - within 3 years and 50,000 km of original registration
Up to $1,000 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
Up to $800
Cost of one tow. Up to $500 travel and accommodation costs if greater than 100 km from home.
Yes - Up to 21 days, max $100 per day.
Not at fault - Optional Extra. At fault - Optional Extra. Up to 21 days, max $100 per day.
Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.
Up to $1,000 for trailer only.
Up to $1,000 if stolen.
Replacement cost
Covered only if agreed in writing.
Up to $5,000 funeral expenses within 12 months of accident.
No
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Very good insurer and no issues with claims. However value for money is an issue in my situation.
Read full reviewVery good insurer and no issues with claims. However value for money is an issue in my situation.
I had lifetime guarantee on my car painted due to hail damage. Years later bubbles appeared and CGU arranged for another respray. Very happy with the outcome.
Read full reviewI had lifetime guarantee on my car painted due to hail damage. Years later bubbles appeared and CGU arranged for another respray. Very happy with the outcome.
Value for money insurance. Simple claim process. Easy to deal with, great customer service.
Read full reviewValue for money insurance. Simple claim process. Easy to deal with, great customer service.
Has been easy enough to deal with for car insurance. Everything has been as I had hoped it would be with no real issues.
Read full reviewHas been easy enough to deal with for car insurance. Everything has been as I had hoped it would be with no real issues.
CGU is fantastic, the value you receive for your insurance compared to other competitors is what you should be expecting the big guys to do. CGU's support team is also on hand if you needed anything, i.e claims or wanting to review for your insurance, they are fast and reliable. Claims are easy and instant and provided you with a free taxi to get home if you are waiting for your car. You have additional options to add on which in my eyes is worth it as CGU is half the cost of other companies. If you are looking to save money and also have insurance on your car CGU is the place to go!
Read full reviewCGU is fantastic, the value you receive for your insurance compared to other competitors is what you should be expecting the big guys to do. CGU's support team is also on hand if you needed anything, i.e claims or wanting to review for your insurance, they are fast and reliable. Claims are easy and instant and provided you with a free taxi to get home if you are waiting for your car. You have additional options to add on which in my eyes is worth it as CGU is half the cost of other companies. If you are looking to save money and also have insurance on your car CGU is the place to go!
