CGU - Comprehensive Car Insurance

Discounts and excesses

  • $600 - $2,050

  • $1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for inexperienced drivers over 25.

  • 60% (NSW)
    60% (SA)
    60% (QLD)
    60% (ACT)
    60% (WA)
    60% (NT)
    60% (VIC)
    60% (TAS)

  • 5 years

  • n/a

  • none

  • Maximum no claim discount protected for unlimited no fault claims and 1 at fault claim, after 2 years at maximum no claim discount level and if youve had your licence for 8 or more years.

  • Discount if you drive less than 10,000kms per year.|discount when only nominated drivers policy

Service features

  • none

  • none

Coverage summary

  • Agreed or Market

  • - within 3 years and 50,000 km of original registration

  • Up to $1,000 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $800

  • Cost of one tow. Up to $500 travel and accommodation costs if greater than 100 km from home.

  • - Up to 21 days, max $100 per day.

  • Optional Extra - Up to 21 days, max $100 per day.

  • Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.

  • Up to $1,000 for trailer only.

  • Up to $1,000 if stolen.

  • Replacement cost

  • Covered only if agreed in writing.

  • Up to $5,000 within 12 months of accident.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is CGU car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
8.0

Based on 774
CGU car insurance reviews

7.5 7.7 8.0 8.0 7.9

Read CGU car insurance reviews by the Mozo community

Latest reviews of CGU Comprehensive Car Insurance

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

Works well

Very happy with CGU

Full review

Very happy with CGU

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   8 / 10

Less

Joanne, Queensland, reviewed 9 months ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

Good monthly payment rates

I'm happy with CGU.

Full review

I'm happy with CGU.

Less

Christopher, Queensland, reviewed 9 months ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

Good service

Rebecca, Victoria, reviewed 11 months ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

Friendly and available

Ken Tame are a great team and broker for their insurer

Full review

Ken Tame are a great team and broker for their insurer

    Value for money   10 / 10

Less

Phillip, Tasmania, reviewed over 1 year ago

CGU

CGU Comprehensive Insurance car insurance review

Overall rating   10 / 10

CGU is an excellent insurance company

CGU is an excellent company to deal with. They give great service and exceptional value for money. I am pleased to highly recommend them.

Full review

CGU is an excellent company to deal with. They give great service and exceptional value for money. I am pleased to highly recommend them.

    Value for money   10 / 10

Less

Sharon, Victoria, reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

(*as voted by the Mozo community)

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