Rates and fees verified as correct at 23 May 2022. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
| Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer |
|---|---|---|---|---|
| Comprehensive Car Insurance |
Yes |
up to 70% |
10% |
Yes |
With a Comminsure car insurance policy in your pocket, you’re protected for a bunch of different events, including:
Certain things are excluded from your car insurance cover. In general, your policy won’t cover devaluation of your car due to aging, or regular wear and tear. Your Comminsure policy also doesn’t include cover for:
There are also some things that aren’t covered under your regular policy, but can be added as optional extras, including special modifications made to your vehicle or the cost of a hire car after an accident.
There are a few different things that might affect how much you pay for your Comminsure policy. These include:
Some things that might determine how much your Comminsure premium is, include:
Everyone loves a discount and they can really help to knock a few bucks off your insurance bill. At Comminsure, you can snag a no claims discount, as well as a discount for buying your policy online.
You can choose to pay either a low or high excess on your Comminsure policy, but remember: if you opt for low excess, you’ll pay a higher premium, and vice versa.
Also keep in mind that there’s an extra excess if the person driving your car is under 25, not listed on your policy or has held a licence for less than 2 years.
When you take out a Comminsure car insurance policy, you can either pay your premium as one lump sum each time you renew your policy, or you can choose to pay on a monthly basis at no extra cost.
We now that the facts and figures can only tell you so much about what it’s really like to have insurance with Comminsure. That’s why we’ve got a customer review section, where you can read the opinions of Comminsure customers. They’ve rated their experience in a bunch of different areas, including the level of coverage their policy gives them and how easy it was to make a claim.
If you need to make a claim on your Comminsure car insurance policy you can call the 24/7 claims line or fill in an online claims form. When you do, make sure you have some information on hand, including:
Mozo users have rated CommInsure car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
314 Reviews
Overall great product price is competitive like that I can easy access the policy via online banking but trying to get through on the phone can take time.
Read full reviewOverall great product price is competitive like that I can easy access the policy via online banking but trying to get through on the phone can take time.
Not easy to change policy online as would need to call.
Read full reviewNot easy to change policy online as would need to call.
20 days after my claim still crickets. Terrible communication. Very unhappy.
Read full review20 days after my claim still crickets. Terrible communication. Very unhappy.
Took four weeks for assessment to be approved after hitting a kangaroo in the country. I was informed this was because the accident happened in the country. Seems like second class cover for rural dwellers or for those who travel outside Melbourne. We were less than 1 hour from the CBD.
Read full reviewTook four weeks for assessment to be approved after hitting a kangaroo in the country. I was informed this was because the accident happened in the country. Seems like second class cover for rural dwellers or for those who travel outside Melbourne. We were less than 1 hour from the CBD.
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