Rates and fees verified as correct at 26 February, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer |
|---|---|---|---|---|
| Comprehensive Car Insurance | Yes | up to 70% | 10% | Yes |
With a Comminsure car insurance policy in your pocket, you’re protected for a bunch of different events, including:
Certain things are excluded from your car insurance cover. In general, your policy won’t cover devaluation of your car due to aging, or regular wear and tear. Your Comminsure policy also doesn’t include cover for:
There are also some things that aren’t covered under your regular policy, but can be added as optional extras, including special modifications made to your vehicle or the cost of a hire car after an accident.
There are a few different things that might affect how much you pay for your Comminsure policy. These include:
Some things that might determine how much your Comminsure premium is, include:
Everyone loves a discount and they can really help to knock a few bucks off your insurance bill. At Comminsure, you can snag a no claims discount, as well as a discount for buying your policy online.
You can choose to pay either a low or high excess on your Comminsure policy, but remember: if you opt for low excess, you’ll pay a higher premium, and vice versa.
Also keep in mind that there’s an extra excess if the person driving your car is under 25, not listed on your policy or has held a licence for less than 2 years.
When you take out a Comminsure car insurance policy, you can either pay your premium as one lump sum each time you renew your policy, or you can choose to pay on a monthly basis at no extra cost.
We now that the facts and figures can only tell you so much about what it’s really like to have insurance with Comminsure. That’s why we’ve got a customer review section, where you can read the opinions of Comminsure customers. They’ve rated their experience in a bunch of different areas, including the level of coverage their policy gives them and how easy it was to make a claim.
If you need to make a claim on your Comminsure car insurance policy you can call the 24/7 claims line or fill in an online claims form. When you do, make sure you have some information on hand, including:
Mozo users have rated Comminsure car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
304 Reviews
Comminsure are using their own designated "agreed value" for my write-off on settlement for my claim as well as deducting unused premiums and unused rego and CTP which I paid for from my settlement! Beware Comminsure rip-offs.
Read full reviewComminsure are using their own designated "agreed value" for my write-off on settlement for my claim as well as deducting unused premiums and unused rego and CTP which I paid for from my settlement! Beware Comminsure rip-offs.
I have been with CommInsurance for year after year. Later I discovered that they have been taking money from my account not only for insurance but for a charity too - $800 per month. When I asked them they say you sign up for charity when signing up for insurance with us but I never signed anything other than insurance. I asked for evidence and they say we will investigate. After a year they claim that they did not find anything and refused to refund me. Still following it, looks like legal action is only way to get back my money. Be careful when signing anything and make sure you read their stupid policy, it isn't easy to read all.
Read full reviewI have been with CommInsurance for year after year. Later I discovered that they have been taking money from my account not only for insurance but for a charity too - $800 per month. When I asked them they say you sign up for charity when signing up for insurance with us but I never signed anything other than insurance. I asked for evidence and they say we will investigate. After a year they claim that they did not find anything and refused to refund me. Still following it, looks like legal action is only way to get back my money. Be careful when signing anything and make sure you read their stupid policy, it isn't easy to read all.
They are easy to get a hold of but not very helpful when it comes to making a claim for a hire car from the insurance company that covered the car that ran into my car while it was parked.
Read full reviewThey are easy to get a hold of but not very helpful when it comes to making a claim for a hire car from the insurance company that covered the car that ran into my car while it was parked.
Always helpful especially when making a claim, no problems, easy to call.
Read full reviewAlways helpful especially when making a claim, no problems, easy to call.
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