Comminsure car insurance

What’s covered?

With a Comminsure car insurance policy in your pocket, you’re protected for a bunch of different events, including:

• Collision or impact damage
• Fire
• Theft or attempted theft of your car
• Storm, hail or flood damage
• Vandalism of your car
• The theft of your keys
• Liability of up to $20 million

What’s not?

Certain things are excluded from your car insurance cover. In general, your policy won’t cover devaluation of your car due to aging, or regular wear and tear. Your Comminsure policy also doesn’t include cover for:

• Roadside assistance
• Damage to commercial signage
• Rental car liability

There are also some things that aren’t covered under your regular policy, but can be added as optional extras, including special modifications made to your vehicle or the cost of a hire car after an accident.

How much does Comminsure car insurance cost?

There are a few different things that might affect how much you pay for your Comminsure policy. These include:

Premium

Some things that might determine how much your Comminsure premium is, include:

• Your car’s make, model, series and year of manufacture
• Your car’s value, including the value of any modifications or accessories
• Whether you choose to be insured for the market or agreed value of your car
• The age and gender of the drivers
• Where your car is parked overnight

Discounts

Everyone loves a discount and they can really help to knock a few bucks off your insurance bill. At Comminsure, you can snag a no claims discount, as well as a discount for buying your policy online.

Excess

You can choose to pay either a low or high excess on your Comminsure policy, but remember: if you opt for low excess, you’ll pay a higher premium, and vice versa.

Also keep in mind that there’s an extra excess if the person driving your car is under 25, not listed on your policy or has held a licence for less than 2 years.

How do I pay my premium?

When you take out a Comminsure car insurance policy, you can either pay your premium as one lump sum each time you renew your policy, or you can choose to pay on a monthly basis at no extra cost. 

How is Comminsure rated by customers?

We now that the facts and figures can only tell you so much about what it’s really like to have insurance with Comminsure. That’s why we’ve got a customer review section, where you can read the opinions of Comminsure customers. They’ve rated their experience in a bunch of different areas, including the level of coverage their policy gives them and how easy it was to make a claim.

Making a claim

If you need to make a claim on your Comminsure car insurance policy you can call the 24/7 claims line or fill in an online claims form. When you do, make sure you have some information on hand, including:

• The name, address and phone number of any drivers involved in the accident
• The registration number of any vehicles involved in the accident
• If possible, the name and contact details of any witnesses to the accident