Comminsure car insurance

Comminsure's overall rating for car insurance

(as rated by the Mozo community)

7.6 / 10

based on 298 reviews

If you’re looking for an insurance policy to cover your wheels, who better to turn to than Australia’s largest bank? Comminsure is the insurance branch of the Commonwealth Bank Group and was first introduced in 1999.

Check out the details of the car insurance policies on offer below:

Comminsure offers the following car insurance policies

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer


up to 70%



*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What’s covered?

With a Comminsure car insurance policy in your pocket, you’re protected for a bunch of different events, including:

What’s not?

Certain things are excluded from your car insurance cover. In general, your policy won’t cover devaluation of your car due to aging, or regular wear and tear. Your Comminsure policy also doesn’t include cover for:

There are also some things that aren’t covered under your regular policy, but can be added as optional extras, including special modifications made to your vehicle or the cost of a hire car after an accident.

How much does Comminsure car insurance cost?

There are a few different things that might affect how much you pay for your Comminsure policy. These include:


Some things that might determine how much your Comminsure premium is, include:


Everyone loves a discount and they can really help to knock a few bucks off your insurance bill. At Comminsure, you can snag a no claims discount, as well as a discount for buying your policy online.


You can choose to pay either a low or high excess on your Comminsure policy, but remember: if you opt for low excess, you’ll pay a higher premium, and vice versa.

Also keep in mind that there’s an extra excess if the person driving your car is under 25, not listed on your policy or has held a licence for less than 2 years.

How do I pay my premium?

When you take out a Comminsure car insurance policy, you can either pay your premium as one lump sum each time you renew your policy, or you can choose to pay on a monthly basis at no extra cost. 

How is Comminsure rated by customers?

We now that the facts and figures can only tell you so much about what it’s really like to have insurance with Comminsure. That’s why we’ve got a customer review section, where you can read the opinions of Comminsure customers. They’ve rated their experience in a bunch of different areas, including the level of coverage their policy gives them and how easy it was to make a claim.

Making a claim

If you need to make a claim on your Comminsure car insurance policy you can call the 24/7 claims line or fill in an online claims form. When you do, make sure you have some information on hand, including:

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